Farmers Alliance And Farmers Insurance: Understanding The Distinction

Farmers Alliance Mutual Insurance and Farmers Insurance are two different companies. Farmers Alliance Mutual Insurance was founded in 1888 in McPherson, Kansas, and offers insurance services in eight states: Colorado, Idaho, Kansas, Montana, Nebraska, North Dakota, Oklahoma, and South Dakota. On the other hand, Farmers Insurance is a separate company that provides insurance services in various states across the US, including California, Florida, Georgia, and New York. Both companies offer insurance products, but Farmers Alliance focuses on serving rural communities and farmers, while Farmers Insurance caters to a wider range of customers, including those in urban areas.

Farmers Alliance Mutual Insurance Company: history and services

Farmers Alliance Mutual Insurance Company was founded in 1888 in McPherson, Kansas, as a fire insurance company to share the mutual exposures of local farmers in the county. Today, Farmers Alliance offers several forms of coverage, including homeowners insurance, personal auto, and agri-ranch insurance. The company has grown to service eight states, including Colorado, Kansas, Idaho, Nebraska, Montana, Oklahoma, and the Dakotas, with over 850 agency locations.

Farmers Alliance combines rural American culture with advanced technology to provide excellent products and services to its policyholders and independent agents. The company offers personal and commercial insurance products, with more than 50% of its total business in the farm insurance area.

Farmers Alliance provides specialised insurance protection for farmers and ranchers, with various coverage options, including residence, private structures, personal property, additional living costs or loss of rent, barns, buildings, and farm personal property.

The company has received high ratings, with an "A" (Excellent) rating from AM Best and an "A+" rating from the Better Business Bureau (BBB). However, it is not a BBB-accredited business and only offers coverage in a limited number of states.

Farmers Alliance Insurance: pros and cons

Farmers Alliance Insurance is a mutual insurance company that offers a range of insurance products, including farm, home, and auto insurance. The company has a long history, dating back to 1888, and is well-regarded in the industry, with high ratings from AM Best and the Better Business Bureau (BBB).

Pros

Farmers Alliance Insurance has several advantages, including:

• Experience and Stability: The company has been in the insurance industry for over a century, which indicates stability and reliability.
• Range of Coverage Options: They offer a wide range of insurance products, including personal, business, and farm coverage. This includes homeowners insurance, personal auto insurance, agri-ranch insurance, and more.
• High Ratings: Farmers Alliance Insurance has received excellent ratings from AM Best ("A") and the BBB ("A+"), indicating strong financial stability and customer satisfaction.

Cons

Despite its positive reputation, there are a few drawbacks to consider:

• Limited Geographic Coverage: Farmers Alliance Insurance only offers coverage in eight states: Colorado, Kansas, Idaho, Nebraska, Montana, Oklahoma, and the Dakotas.
• No BBB Accreditation: While the company has high ratings from the BBB, it is not a BBB-accredited business.
• No Online Claims Reporting: Customers have noted the inconvenience of not being able to report claims online. Claims must be filed through an independent insurance agent or via phone and snail mail.
• Customer Service Concerns: Some customers have expressed dissatisfaction with the company's customer service, claiming issues with response times and claims handling.

In conclusion, Farmers Alliance Insurance is a well-established and highly-rated insurance provider, particularly for those seeking farm-related coverage in the states where it operates. However, its limited geographic reach, lack of BBB accreditation, and customer service concerns are factors to consider when deciding on an insurance provider.

Farmers Insurance: quotes and services

Farmers Insurance provides a range of insurance products, including auto, home, and life insurance. They also offer business insurance, including commercial auto insurance and business property insurance.

Quotes

Getting a quote from Farmers Insurance is a quick and easy process that can be done online or over the phone. For auto insurance quotes, you will need to provide basic information such as your name, address, contact information, and details about your car and commute. For homeowners insurance quotes, Farmers Insurance will ask for information about yourself and your home, including the value of your possessions and the desired start date of your policy.

Services

Farmers Insurance offers a variety of services to meet the diverse needs of its customers. Their auto insurance provides liability coverage for bodily injury and property damage, collision coverage for repairs or compensation for total loss, comprehensive coverage for damage caused by something other than a collision, and uninsured/underinsured motorist coverage for injuries caused by an at-fault driver without insurance or with insufficient insurance.

Farmers Insurance also provides homeowners insurance, covering damage to your home caused by fire, and offering additional coverage options such as condo insurance, mobile and manufactured home insurance, earthquake insurance, flood insurance, and second home insurance.

In addition to these standard offerings, Farmers Insurance also has specialty insurance products, including business insurance, life insurance, and umbrella policies that provide additional liability coverage beyond your home or auto policy limits.

Farmers Insurance is known for its personalized service and support, provided by experienced agents and claim adjusters who offer quick assistance. They also have a Mobile Claims Center bus that can be dispatched to process claims on-site in real time during large-scale disasters.

Farmers Insurance is committed to helping customers find the right coverage at the right price. They offer various discounts, such as bundling home and auto insurance, saving based on your workplace, and over 20 options for auto insurance discounts.

Farmers Insurance is not the same as Farmers Alliance Mutual Insurance, which is a separate company offering farm, home, and auto insurance, primarily in rural areas across eight states: Colorado, Idaho, Kansas, Montana, Nebraska, North Dakota, Oklahoma, and South Dakota.

Farmers Alliance: customer reviews

Farmers Alliance and Farmers Insurance are not the same. Farmers Alliance Mutual Insurance Company is a long-standing insurance company that offers personal and business coverage, along with farm coverage. It was founded in 1888 in McPherson, Kansas, and currently services eight states: Colorado, Kansas, Idaho, Nebraska, Montana, Oklahoma, North Dakota, and South Dakota.

Farmers Alliance has received mixed reviews from its customers. While some praise the company for its great and fast service, others have expressed dissatisfaction with the response time and lack of assistance in cancelling old policies during the switch to Farmers Alliance. Here is a more comprehensive look at Farmers Alliance customer reviews:

Positive Reviews:

• "Very good insurance for people looking for their auto insurance, check them out you might be a good fit."
• "They are the best hands down!! I have never had an issue with them!! Great and fast service!! Happy!"
• "Good coverage on all items and excellent service when making a claim. People are courteous and friendly on the phone."
• "This company is great. They take care of all my needs when I have an issue. I recommend this company for anyone."
• "Everything was quick and easy, and I got an insurance rate over the phone within 15 minutes. [...] They are affordable, and I know that I am covered if anything ever arises with my car!"

Negative Reviews:

• "Farmer’s Alliance is the worst insurance company with which I ever have had to deal. [...] They didn’t mind taking our expensive premiums, but when the time came when we needed the company to be our champions, they were our biggest nightmare, and provided every obstruction possible in order not to have to pay the claim."
• "I tried numerous times to reach Allen Kinsley at Farmers Alliance Mutual Insurance who is the assigned adjuster to this incident. He does not pick up the phone when called and after multiple voice messages he has yet to return my call. My daughters' car remains damaged."
• "Just switched recently to this company, was not satisfied with the response time after I paid for 3 policies. Nor did they help cancel my old policies and switch it over."

Farmers Alliance: contact information

Farmers Alliance is an insurance company that offers personal and business insurance, including farm coverage. It was founded in 1888 in McPherson, Kansas, and currently services eight states: Colorado, Kansas, Idaho, Nebraska, Montana, Oklahoma, and the Dakotas. Farmers Alliance has over 850 agency locations across these states.

Farmers Alliance does not specify its customer service phone department hours of operation. However, its phone number is (620) 241-2200, and its fax number is 620-241-5482. Its address is McPherson, KS 67460-1401.

Farmers Alliance also has a presence in Ontario, Canada, with several locations listed:

• 8112 King Street West Box 370 Bolton, Ontario, L7E 5T3
• 6411 County Road 10 Alliston, Ontario, L9R 1V2
• 117 Lindsay Street Box 400 Fenelon Falls, Ontario, K0M 1N0
• 7386 9th Line Thornton, Ontario, L0L 2N0
• 2134 Little Britain Road Lindsay, Ontario, K9V 4R2
• 10 Albert Street Mt. Albert, Ontario, L0G 1M0

The phone numbers for these locations are as follows:

• Retail Phone: 1-905-857-2076
• Office Phone: 1-905-857-2000
• Toll Free: 1-800-268-4425
• Phone: 1-705-435-4368
• Toll Free: 1-800-263-9154
• Phone: 1-705-887-2701
• Phone: 1-705-424-1410
• Toll Free: 1-800-971-4870
• Phone: 1-705-324-7761
• Toll Free: 1-888-377-7888
• Phone: 1-905-473-2449
• Toll Free: 1-888-473-3378

Farmers Alliance also has a Florida address: 469 New Market Road East, Immokalee, FL 34142. However, no phone number is listed for this location.

Frequently asked questions