Enterprise Auto Insurance Checks

If you're renting a car from Enterprise, you may be wondering if you need your own auto insurance. The good news is that personal auto insurance is not a requirement to rent a car from Enterprise. They offer several different types of car rental insurance plans and protection products to choose from, so you can be covered in case of any accidents or mishaps. The cost of these rental insurance plans can vary depending on the type of vehicle and other factors, and you can find out the specific pricing by starting a reservation or contacting your local Enterprise branch. So, if you're planning to rent a car, be sure to consider your insurance options to ensure you're properly covered.

Enterprise offers car rental insurance and protection products

Damage Waiver

The Damage Waiver is not insurance, but it is an optional add-on that you can purchase for an additional fee. If you purchase the Damage Waiver, Enterprise will waive your responsibility for all or part of the cost of damage to, loss of, or theft of the vehicle, subject to the terms and conditions of the rental agreement. The cost of the Damage Waiver varies by location and vehicle type, ranging from $9.99 to $39.99 per day in Canadian dollars.

Personal Effects Coverage (PEC)

Personal Effects Coverage is offered at the time of rental for an additional daily charge. PEC insures the personal effects of the renter, additional drivers, or anyone travelling with the renter against risks of loss or damage. The purchase of PEC is optional and may duplicate the renter's existing coverage. The cost of PEC varies by location, averaging between $5.99 and $15.67 per day.

Supplemental Liability Protection (SLP)

Supplemental Liability Protection is offered at the time of rental for an additional daily charge. SLP provides the renter and authorized drivers with up to $300,000 in combined single-limit coverage for third-party liability claims. The purchase of SLP is optional and may duplicate the renter's existing coverage. The cost of SLP varies by location, averaging between $8.00 and $17.00 per day.

Roadside Assistance Protection (RAP)

Roadside Assistance Protection allows Enterprise customers to waive financial responsibility for chargeable roadside incidents such as lost keys, lockouts, and fuel outages. RAP can be added to online bookings or rental tickets at any time. Please note that if added mid-rental, the renter must return to a designated rental location to have the vehicle inspected before adding RAP.

Personal auto insurance is not required to rent a car from Enterprise

If you're renting a car from Enterprise, you don't need to worry about having your own personal auto insurance. This is because Enterprise offers its own car rental insurance plans and protection products, which you can purchase along with your rental vehicle. These products are designed to protect you financially in the event of an accident or other issues during your rental period.

Here's a more detailed look at what Enterprise offers:

Damage Waiver

The Damage Waiver is an optional protection product offered by Enterprise for an additional fee. If you purchase this waiver, Enterprise will waive your responsibility for all or part of the cost of damage to, or loss or theft of, the rental vehicle, subject to the terms and conditions of the rental agreement. It's important to note that the Damage Waiver is not insurance, and it does not apply to damage occurring in Mexico. Before purchasing the Damage Waiver, it's recommended to check with your insurance representative or credit card company to understand your existing coverage.

Personal Effects Coverage (PEC)

Personal Effects Coverage (PEC) is another optional protection product offered by Enterprise. For an additional daily charge, PEC insures your personal belongings and those of any additional drivers or passengers against loss or damage. The coverage provided by PEC may duplicate your existing insurance coverage, so it's important to review your personal insurance policies before purchasing. The cost of PEC varies depending on the rental location, typically ranging from $5.99 to $15.67 per day.

Supplemental Liability Protection (SLP)

Supplemental Liability Protection (SLP) is offered at the time of rental for an additional daily charge. SLP provides you and any authorized drivers with up to $300,000 in third-party liability coverage in case of an accident. The coverage provided by SLP may duplicate your existing insurance, so it's recommended to review your personal insurance policies before purchasing. The cost of SLP varies based on location, typically ranging from $8.00 to $17.00 per day.

Roadside Assistance Protection (RAP)

Roadside Assistance Protection (RAP) is an optional protection product that allows you to waive financial responsibility for certain roadside incidents, such as lost keys, lockouts, or fuel outages. RAP can be added to your rental at any time, but if added mid-rental, the vehicle must be inspected at a designated rental location. This protection does not have an additional cost but is not included in the total cost estimate quoted in the reservation.

In summary, while personal auto insurance is not required to rent a car from Enterprise, they offer a range of protection products to give you peace of mind during your rental period. It's important to review the specific terms and conditions of each product to understand what is covered and whether it aligns with your existing insurance coverage.

Enterprise offers several options for rental car insurance

• Damage Waiver (DW): This is not insurance, but for an additional fee, Enterprise will waive your responsibility for all or part of the cost of damage to, loss or theft of, the vehicle. DW does not apply to damage occurring in Mexico. The cost of DW varies by location and vehicle type.
• Personal Effects Coverage (PEC): This insures the personal effects of the renter, additional drivers, or anyone travelling with the renter against risks of loss or damage. The purchase of PEC is optional and may duplicate the renter's existing coverage. The cost of PEC varies based on the location and will average between $5.99 and $15.67 per day.
• Supplemental Liability Protection (SLP): This provides the renter and authorized drivers with up to $300,000 combined single limit for third-party liability claims. The purchase of SLP is optional and may duplicate the renter's existing coverage. The cost of SLP varies based on location and will average between $8.00 and $17.00 per day.
• Roadside Assistance Protection (RAP): This allows customers to waive financial responsibility for chargeable roadside incidents such as lost keys, lockouts and fuel outages. RAP can be added to online bookings at the branch or to a rental ticket at any time. If added mid-rental, the renter must return to a designated renting location to have the vehicle inspected before adding RAP.

The cost of rental car insurance varies based on factors like vehicle type

The cost of rental car insurance varies depending on the vehicle and location. Overall, prices range from $31 to $60 per day. The cost of rental car insurance can easily double your rental costs if you purchase a full-coverage package.

The most common types of rental car insurance are liability, collision damage waiver, personal accident, and personal effects. The cost of these types of insurance varies. For example, collision damage waiver insurance costs $10-$30 per day, while personal accident insurance costs $3-$9 per day.

The cost of rental car insurance from Enterprise varies by location and vehicle type. For example, the cost of Damage Waiver insurance varies by location and vehicle type, and the cost of Supplemental Liability Protection ranges from $8 to $17 per day.

When deciding whether to purchase rental car insurance, it is important to consider the coverage provided by your personal auto insurance policy, credit card benefits, and other alternatives such as travel insurance or non-owner car insurance.

Enterprise has special rates for insurance partners

Enterprise Rent-A-Car offers a range of protection products and insurance plans to help protect customers in the event of an accident. These include Damage Waiver, Personal Effects Coverage, Supplemental Liability Protection, and Roadside Assistance Protection. These products are optional and can be purchased at an additional cost.

In addition, Enterprise has special rates for insurance partners, which can be beneficial for those who have been in an accident. These special rates are available in different markets and can be inquired about by calling the location or at the time of pick-up. Enterprise also provides pick-up services from various locations during regular business hours.

It is important to note that personal auto insurance is not required to rent a car from Enterprise. They offer various car rental insurance plans and protection products to cater to different needs. The cost of rental reimbursement coverage is typically comparable to the price of renting a car for a day.

Enterprise also provides a range of vehicles for rent, including cars, SUVs, trucks, and vans, as well as exotic cars. The company serves customers in the United States, Europe, Latin America, the Caribbean, and the Asia Pacific region.

Frequently asked questions