Jane Dotson
CAA offers top-up medical insurance for Canadians who want to ensure they are protected from unexpected travel and medical expenses. CAA's top-up insurance can be added to existing travel insurance coverage, even if it is through another provider, and can also be purchased by individuals or families visiting Canada. CAA's emergency medical travel insurance offers extensive worldwide coverage, including up to $5 million in emergency medical treatment and reimbursement for expenses incurred from injuries during professional sports. CAA Members save up to 20% on policies, with memberships starting at $30 a year, and can get a quote online.
| Characteristics | Values |
|---|---|
| Company | CAA |
| Type of Insurance | Top-up or extension |
| Type of Top-up | Travel Insurance |
| Type of Coverage | Medical |
| Available for | Individuals or families |
| Available for Travel to | Within Canada or International |
| Available for Travel from | Canada |
| Available to | Canadian residents without active Government Health Insurance Plan (GHIP) |
| Maximum Coverage | Up to $5 million |
| Maximum Coverage for Canadian Residents without GHIP | $25,000 |
| Maximum Coverage for Pre-existing Medical Conditions | $200,000 |
| Maximum Coverage for COVID-19-related Illnesses | $2.5 million (partially vaccinated), $5 million (fully vaccinated) |
| Optional Coverage | Professional sports, speed contests, adventurous air activities (parasailing, hot-air ballooning, helicopter tours) |
| Other Benefits | Trip cancellation, interruption, holiday protection, lost baggage and personal documents |
| Cost of Membership | $30 per year |
| Requirements | Medical questionnaire for individuals 60 years or older |
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What You'll Learn
- CAA top-up medical insurance provides coverage for pre-existing medical conditions
- CAA's top-up insurance can be purchased online
- CAA's top-up insurance provides coverage for professional sports and speed contests
- CAA's top-up insurance provides coverage for COVID-19-related illnesses
- CAA's top-up insurance provides coverage for emergency medical treatments outside of Ontario
CAA top-up medical insurance provides coverage for pre-existing medical conditions
CAA top-up medical insurance provides comprehensive coverage for Canadians, including pre-existing medical conditions. This insurance is designed to give peace of mind and protection when travelling, with 24/7 emergency medical coverage.
The top-up plan can be added to any existing CAA insurance plan, or even a plan from another provider, to extend coverage for pre-existing medical conditions. This rider provides coverage for unstable medical conditions or changes in medication prior to departure. It is important to note that all pre-existing medical conditions must be stable within seven days before departure.
The top-up insurance covers eligible hospital and medical-related expenses for sickness or injury resulting from a pre-existing condition. This rider provides up to $200,000 of coverage per insured person, per trip. Additionally, it can also be used for select air activities, such as parasailing, hot-air ballooning, or helicopter tours, with optional medical coverage of up to $5,000,000 for death or injury.
CAA top-up medical insurance is ideal for those who need extended coverage for pre-existing conditions and want the flexibility to travel with peace of mind. It is available for purchase online, over the phone, or by visiting a CAA store.
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CAA's top-up insurance can be purchased online
Yes, you can purchase CAA top-up insurance online. CAA top-up insurance is available for those who need to extend their travel insurance coverage for a longer trip. This is useful if you have decided to extend your trip and need to ensure you are still covered by your insurance. CAA can top up your existing coverage, even if it is through another provider, or extend your current CAA plan.
CAA's emergency medical travel insurance offers extensive coverage worldwide, so unexpected medical costs don't ruin your trip. This includes up to $2.5 million CAD if partially vaccinated, or up to $5 million CAD if fully vaccinated, for COVID-19-related illnesses when travelling during a Canadian government-issued Level 3 travel advisory.
In addition to top-up insurance, CAA also offers optional riders that can be purchased for additional coverage. This includes coverage for activities such as professional sports, speed contests, and adventurous air activities like ballooning, parasailing, and helicopter excursions. CAA's top-up insurance and optional riders provide peace of mind and protection for travellers, ensuring they are covered for unexpected changes to their itinerary and medical expenses.
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CAA's top-up insurance provides coverage for professional sports and speed contests
Yes, you can get CAA top-up medical insurance online. CAA Travel Insurance offers top-ups and extensions to its insurance plans, which can be purchased online, in-store, or over the phone.
CAA's top-up insurance for professional sports and speed contests offers peace of mind for those engaging in these activities. It ensures that individuals are protected financially in the event of an injury or sickness, which can be especially important when participating in high-risk activities. This top-up insurance can be a valuable addition to any emergency medical or vacation package plan, providing extra coverage for activities that may not be included in standard insurance policies.
Additionally, CAA Travel Insurance offers comprehensive coverage options for Canadians, including emergency medical treatment of up to $5 million, with higher coverage of $2.5 million for partially vaccinated and $5 million for fully vaccinated individuals for COVID-19-related illnesses. CAA also provides cancellation insurance, trip interruption coverage, and rental car collision coverage.
CAA Memberships start at $30 a year, and members can save up to 20% on policies, making it a cost-effective option for travellers seeking comprehensive coverage. With CAA's top-up insurance for professional sports and speed contests, individuals can ensure they have the necessary financial protection to support their adventurous pursuits.
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CAA's top-up insurance provides coverage for COVID-19-related illnesses
Yes, you can get CAA top-up medical insurance online. CAA offers top-ups on existing travel insurance coverage, even if it is through another provider. This includes medical coverage.
CAA's top-up insurance also provides coverage for emergency medical treatments outside of Ontario, which can be extremely costly in the event of unexpected illness or injury. This 24/7 protection is available with CAA's emergency medical travel insurance. Additionally, CAA offers cancellation insurance, which can be bundled with trip cancellation and interruption coverage. This can protect you from unexpected travel and medical expenses, providing peace of mind for your vacation.
CAA Members save up to 20% on policies, and Premier Members save 10% and earn 10% in CAA Dollars when booking online. CAA Assistance is provided by Global Excel Management Inc., and in-province virtual assistance is limited to four calls per insured per policy term. The maximum coverage for Emergency Medical Insurance benefits for Canadian residents without an active Government Health Insurance Plan (GHIP) or without GHIP authorization is $25,000.
To get a quote for CAA Travel Insurance, you can visit a CAA Store, call 1-800-705-1803, or get a quote online.
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CAA's top-up insurance provides coverage for emergency medical treatments outside of Ontario
Yes, you can get CAA top-up medical insurance online. CAA's top-up insurance provides extra coverage for emergency medical treatments outside of Ontario, giving you peace of mind when travelling. This is especially useful if you are travelling outside of Ontario, as OHIP (Ontario Health Insurance Plan) has limited coverage for emergency medical expenses outside of the province.
CAA's emergency medical travel insurance offers protection against unexpected illnesses or injuries that can occur during your trip. It provides coverage for up to $5 million in medical expenses and includes virtual emergency medical assistance and house call services, giving you immediate access to medical professionals via virtual healthcare. This coverage is available for both international and Canadian trips outside of Ontario.
Additionally, CAA's top-up insurance can be added to any existing travel insurance plan, even if it is through another provider. This allows you to extend your coverage and ensure that you are protected for the full duration of your trip. You can also add riders to your insurance plan to include coverage for pre-existing medical conditions, select air activities, and high-speed activities such as professional sports and motorized speed contests.
To get a CAA top-up insurance quote, you can visit their website, call them, or visit a CAA store. Their website also offers the convenience of purchasing insurance online in less than five minutes. By choosing CAA's top-up insurance, you can travel with the confidence of knowing that you are protected against unexpected medical emergencies.
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Frequently asked questions
Top-up medical insurance from CAA allows you to extend your existing coverage (even if it's from another provider) or add extra insurance coverage by replenishing the amount you're insured for up to a certain amount.
CAA's top-up medical insurance offers extensive worldwide coverage so unexpected medical costs don't ruin your trip. It covers emergency medical treatments outside of Ontario, which can be extremely costly in the event of unexpected illness or injury.
You can get a quote for CAA top-up medical insurance online. Quotes are valid for 30 days.
CAA memberships start at \$30 a year, plus tax.
CAA offers a variety of travel insurance plans, including emergency medical, trip cancellation or interruption, holiday protection, and lost baggage and personal documents.
