Orlando Harmon
Cigna Global Health Insurance offers a range of comprehensive and flexible international health insurance plans, including travel insurance. Cigna's coverage extends to more than 200 markets and territories around the world, with access to a global support network of 1.5 million health professionals and 24/7 customer service in over 50 languages. Cigna's international health insurance plans are designed for expatriates living, working, or studying abroad for an extended period and provide coverage for medical issues, hospital stays, routine check-ups, pre-existing and chronic conditions, maternity care, dental care, and mental health care. Cigna also offers travel insurance for short-term trips, which covers emergency medical treatment, travel-related issues such as flight cancellations, and protection against loss of personal items.
| Characteristics | Values |
|---|---|
| Type of insurance | Travel insurance, International health insurance |
| Coverage | More than 200 markets and territories around the world |
| Who is it for? | Vacationers, backpackers, expatriates, students, foreign nationals, individuals and families living abroad |
| Duration of cover | Short-term (six months or less), long-term (12-month) |
| What does it cover? | Emergency treatment, routine check-ups, pre-existing conditions, chronic conditions, maternity care, dental care, mental health care, travel-related issues (flight cancellations, lost luggage, protection against loss of personal items) |
| Other features | Choice of where to receive care, worldwide network of medical professionals and hospitals, 24/7 customer service in over 50 languages |
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What You'll Learn
- Cigna's International Health Insurance: This covers expatriates living, working, or studying abroad long-term
- Cigna's Travel Insurance: This is a short-term cover for holidaymakers and backpackers
- Cigna's Global Reach: With a presence in over 200 countries, Cigna offers a worldwide network of medical professionals
- Cigna's Customer Support: Cigna provides 24/7 customer service in over 50 languages
- Cigna's Online Services: Customers can access an online directory of partnered hospitals, clinics, and doctors
Cigna's International Health Insurance: This covers expatriates living, working, or studying abroad long-term
Cigna's International Health Insurance provides comprehensive coverage for expatriates living, working, or studying abroad long-term. This type of insurance is ideal for those who have relocated overseas and need ongoing medical coverage during their time abroad. Here's a detailed overview of Cigna's International Health Insurance and how it applies to expatriates:
Coverage for Expatriates:
Cigna's International Health Insurance is specifically designed to meet the needs of individuals and families living abroad for extended periods. It covers expatriates who have established a long-term residence in a foreign country, whether they are working, studying, or simply residing there. This insurance provides peace of mind by ensuring access to quality healthcare services in their host country.
Global Network of Healthcare Professionals:
Cigna boasts a vast global network of healthcare professionals, including over 1.5 million medical practitioners and customer service centers in more than 200 markets and territories worldwide. This network ensures that expatriates can easily access trusted healthcare providers and receive support in their own language, with customer service teams possessing in-depth local market knowledge.
Tailored Medical Plans:
Cigna's International Medical Plans can be tailored to meet the specific needs of expatriates. They offer flexibility and choice, allowing individuals to build a plan that suits their unique circumstances. This includes coverage for pre-existing and chronic conditions, maternity care, dental care, mental healthcare, routine check-ups, and hospital stays.
Long-Term Care and Support:
International health insurance from Cigna provides long-term care and support, which is a key distinction from travel insurance. This type of insurance is typically an annual agreement, providing ongoing coverage for expatriates. It ensures that individuals can access the necessary medical treatments and services without having to return to their home country, as is often the case with short-term travel insurance.
Compliance with Legal Requirements:
In some countries, international health insurance is a legal requirement, especially in nations that do not offer universal healthcare or restrict access to nationals. Cigna's International Health Insurance helps expatriates comply with local regulations and ensures they have access to essential healthcare services during their time abroad.
In summary, Cigna's International Health Insurance offers comprehensive coverage and support for expatriates living, working, or studying abroad long-term. It provides peace of mind by ensuring access to quality healthcare services, a global network of trusted providers, and tailored medical plans to meet individual needs. With Cigna, expatriates can focus on enjoying their overseas experience while knowing their health and well-being are protected.
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Cigna's Travel Insurance: This is a short-term cover for holidaymakers and backpackers
Cigna's travel insurance is a short-term medical cover for people travelling to another country on holiday or while backpacking. It covers emergency medical treatment, but for long-term care and support, you will need to return to your home country. Cigna's travel insurance also covers travel-related issues such as flight cancellations and protection against the loss of personal items.
Cigna's travel insurance is ideal for vacationers and backpackers taking a short trip to another country. It can provide peace of mind, knowing that you are covered if anything happens during your trip.
Cigna's travel insurance differs from its international health insurance, which is designed for expatriates living abroad for a long period of time. International health insurance is an annual agreement that covers medical issues and care, including hospital stays, routine check-ups, pre-existing conditions, chronic conditions, maternity care, dental care, and mental health care. It is often a legal requirement in nations that don't offer national healthcare or restrict access to nationals.
If you are planning to travel, it is important to understand how your insurance works in other countries. If your insurance company does not cover you outside of your home country, you may need to purchase additional travel health insurance. Cigna offers international health insurance that covers more than 200 markets and territories worldwide, with access to 1.5 million health professionals and 24/7 customer service in 50 different languages.
Before purchasing travel insurance, it is recommended to compare different types of travel insurance plans to find the one that best suits your needs.
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Cigna's Global Reach: With a presence in over 200 countries, Cigna offers a worldwide network of medical professionals
Cigna is a global health company with a presence in over 200 countries and jurisdictions worldwide. It has a worldwide network of 1.5 million health professionals and 24/7 customer service centres offering support in more than 50 languages. With over 60 years of experience, Cigna offers international health insurance plans that protect those living, working, retiring, or studying abroad.
Cigna's international health insurance plans can be tailored to meet individual needs, offering a global support network of hospitals and medical professionals. The plans cover a range of medical issues and care, including hospital stays, routine check-ups, pre-existing and chronic conditions, maternity care, dental care, and mental health care. They also provide support for intergovernmental organisations (IGOs), non-government organisations (NGOs), and government employees in areas of conflict or countries with limited infrastructure.
In addition to its international health insurance, Cigna also offers travel insurance for short-term trips, usually six months or less. This type of insurance covers emergency treatment and travel-related issues such as flight cancellations and protection against loss of personal items. It is designed for people visiting another country on holiday or for short breaks and typically requires repatriation to the insured's home nation for long-term care.
Cigna's global reach and extensive network of medical professionals allow it to provide reliable and accessible quality healthcare to its customers worldwide. With its international health insurance plans, Cigna offers comprehensive coverage and support for individuals and employees living, working, or travelling abroad. The company's experience and presence in numerous countries enable it to adapt quickly and provide experienced support to its customers, ensuring their health and well-being are protected.
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Cigna's Customer Support: Cigna provides 24/7 customer service in over 50 languages
Cigna offers a range of insurance plans, including travel insurance and international health insurance. Travel insurance is a short-term medical cover for people visiting another country on holiday or while backpacking. It covers emergency treatment and requires repatriation to the policyholder's home nation for long-term care. It also covers travel-related issues such as lost luggage and flight cancellations. International health insurance, on the other hand, is an annual agreement that covers expatriates living abroad for extended periods. It offers comprehensive medical coverage, including pre-existing conditions, hospitalisations, routine check-ups, and other health-related costs and issues.
Cigna's customer support is a key component of its services, providing 24/7 assistance in over 50 languages. This language assistance program ensures that customers with limited English proficiency can access the support they need in their preferred language. The program includes interpreter services and translations of vital standard and non-standard documents. For example, translations are available in Spanish and Traditional Chinese, which are considered "'threshold' languages" due to the high number of Cigna customers who speak them.
Cigna's customer service teams are located across the globe, enabling them to provide in-depth local market knowledge and quick adaptation to support their customers. They offer assistance with coverage, benefits, claims, and other related inquiries. Customers can contact Cigna's customer service through various channels, including phone, mail, and live chat. The live chat feature is available in English for customers enrolled in specific products or services.
In addition to language support, Cigna also provides aids and services for individuals with disabilities. These include written information in alternative formats such as large print, audio, and accessible electronic formats. Cigna is committed to ensuring that all its customers can access the information and support they need, regardless of their language or disability status.
To access Cigna's language assistance and interpreter services, customers can activate their myCigna account or call the Customer Service number on their Cigna Healthcare ID card. For customers in the United States who cannot locate their ID card, a general customer service number is also provided.
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Cigna's Online Services: Customers can access an online directory of partnered hospitals, clinics, and doctors
Cigna offers a range of insurance plans for individuals and families living abroad, working abroad, or travelling. Their international health insurance plans are comprehensive and flexible, and can be tailored to meet the customer's needs.
Cigna's online services include a customer area on their website, which customers can access after purchasing their plan. Here, customers can search for partnered hospitals, clinics, and doctors in their area. They can do this by typing in their postcode or zip code, and specifying the distance they are willing to travel. The page will then list the medical experts within their area. This is part of Cigna's worldwide network of medical professionals and hospitals, which extends to more than 200 markets and territories around the world.
Cigna's international health insurance plans cover a range of medical issues and care, including hospital stays, routine check-ups, pre-existing conditions, chronic conditions, maternity care, dental care, and mental health care. These plans are designed for those who have moved overseas long-term, such as expatriates, students, and foreign nationals. Cigna also offers travel insurance for short-term trips, which covers emergency treatment and travel-related issues such as flight cancellations and lost luggage.
Cigna's online services provide customers with a convenient way to access information about their insurance plan and find partnered medical professionals in their area. With their global presence and range of insurance options, Cigna is able to provide support and peace of mind for customers travelling or living abroad.
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Frequently asked questions
International health insurance is for expats who have moved overseas and need long-term, annual cover. It covers medical issues and care, including hospital stays, routine check-ups, pre-existing conditions, chronic conditions, maternity care, dental care, and mental health care. Travel insurance, on the other hand, is short-term cover for people on holiday or backpacking trips. It covers emergency treatment but requires you to return to your home country for long-term care. It also covers non-medical issues like lost luggage and flight cancellations.
Cigna offers travel insurance on a group basis for employers worldwide. They also offer corporate group travel insurance plans and group international insurance. For individuals, Cigna offers excellent options for both trip cancellation insurance and travel medical insurance.
Cigna's international health insurance plans are comprehensive and flexible, designed to meet all your needs. The plans are customizable, allowing you to choose and pay only for the coverage you need. They offer three levels of coverage: Cigna Silver, Cigna Gold, and Cigna Platinum. Each plan provides cover for inpatient and day-patient care, with the option to add outpatient care and other elective modules.
Once you have purchased a Cigna Global Health plan, you can log in to their online Customer Area and search their directory of partnered hospitals, clinics, and doctors. You can filter by your location and the distance you are willing to travel. Cigna has a worldwide network of medical professionals and hospitals in over 200 markets and territories.
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