Haris Ashley
Boston College offers a UnitedHealthcare student plan for medical insurance coverage. Students can waive this plan if they have existing coverage that meets the college's requirements. International students must select 'Waiver' to complete the waiver exemption by the posted deadline. Students who qualify may submit a 'Petition to Add' form after the waiver deadline. Students with out-of-state Medicaid plans or specific MA Medicaid plans, such as Children's Medical Security Program, MassHealth Limited, and Health Safety Net, do not qualify for a waiver. To waive the Boston College student health insurance plan, individuals must meet specific criteria and submit a waiver form by the designated deadlines.
| Characteristics | Values |
|---|---|
| Students enrolled in | UnitedHealthcare StudentResources |
| Students eligible for waiver | International students |
| Waiver deadline | 9/20 |
| Waiver exemption | Select 'Waiver' |
| Waiver form | Available on the official website |
| Waiver period | Entire academic year |
| Insurance requirements | Minimum Essential Coverage as defined by the Affordable Care Act |
| Insurance plan | Must be filed and approved in the United States |
| Insurance coverage | Reasonable and comprehensive |
| Insurance card | UnitedHealthcare ID card |
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What You'll Learn
International students must select 'Waiver' to complete the exemption
International students at Boston College must select the 'Waiver' option to be exempted from the Boston College Student Health Insurance Plan. This is a mandatory step for all international students who do not wish to be enrolled in the college's insurance plan. By choosing the waiver, students are opting out of the college's insurance coverage for the full coverage period.
It is important to note that not all insurance plans are eligible for a waiver in Massachusetts. International insurance plans, socialized or standard medical policies, travel insurance plans, and short-term medical plans are not eligible for waivers. To qualify for a waiver, a student's insurance plan must be fully compliant with the Affordable Care Act and effective within specific time frames. For example, for the fall and annual waivers, the insurance plan must be effective on or before August 7, 2024.
International students at Boston College can benefit from selecting the waiver option if they have access to alternative insurance plans that better suit their needs. These plans may offer more affordable options specifically designed for international students. By enrolling in an alternative plan and submitting a waiver, students can save on insurance costs. Additionally, international students with financial needs may explore options like the NACAC Fee Waiver to have their application fees waived.
To complete the exemption process, international students must follow the steps outlined by Boston College. This typically involves submitting a waiver form with their personal and insurance information. The waiver deadline should be adhered to, and any claims or expenses incurred during the insurance enrollment periods are the student's responsibility. Students are advised to carefully review the requirements and instructions provided by Boston College to ensure a smooth exemption process.
By selecting the waiver and enrolling in an alternative insurance plan, international students at Boston College can take control of their healthcare coverage and manage their expenses effectively. It is important for students to stay informed about the specific requirements, deadlines, and procedures to ensure a successful exemption from the Boston College Student Health Insurance Plan.
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Waiver deadline for the entire academic year
Students at Boston College are automatically enrolled in the university's insurance plan. However, international students can enroll in a more affordable plan designed specifically for them. Alternatively, health coverage for international students can be as low as $1,147 per year. Students can save up to $1,319 per year with an insurance waiver.
To apply for a waiver for the entire academic year, the waiver must be received by September 22, 2023. Waivers received by January 26, 2024, are only for the spring. To qualify for a waiver, plans must be fully compliant with the Affordable Care Act and be effective on or before August 7, 2024 (for fall and annual waivers) or January 10, 2025 (for spring waivers).
Non-U.S.-based and international insurance plans, socialized or standard medical policies (including Canadian policies), travel insurance plans, or short-term medical plans are not eligible for waivers in Massachusetts. Students traveling outside of the United States must ensure that their insurance plan provides reasonable and comprehensive coverage in the location where they are studying.
To apply for a waiver, students must enroll in an insurance plan that meets the school's waiver requirements and submit an insurance waiver on the school's website. Once approved, the school will refund or remove the health insurance fee on the tuition bill.
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Students with Medicaid plans are not eligible for a waiver
Boston College requires all students to have health insurance and automatically enrolls them in the UnitedHealthcare student plan if they do not provide proof of other coverage. The college's website provides instructions for students who wish to waive the college's insurance plan and demonstrates that the waiver process involves submitting proof of other insurance that meets specific criteria.
While Medicaid waiver programs exist, they serve a different purpose and are not applicable to Boston College's health insurance requirements. These programs allow states to waive certain Medicaid eligibility requirements and provide tailored healthcare options for specific groups with unique needs and health conditions. The goal is to enable individuals to receive care at home or within their communities instead of at long-term care facilities.
It is important for Boston College students to carefully review the college's health insurance requirements and ensure they have adequate coverage. For those with Medicaid plans, it is clear that a waiver is not an option, and they will need to either enroll in the college's plan or seek alternative insurance that meets the waiver criteria.
In summary, while Medicaid waiver programs exist at a state level to provide flexibility in healthcare options for certain individuals, students with Medicaid plans at Boston College are not eligible for a waiver from the college's mandatory health insurance plan. Students must ensure they have alternative coverage that meets the college's waiver requirements or enroll in the UnitedHealthcare student plan.
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Students must enrol in the Student Health Insurance or complete the waiver
Students at Boston College are automatically enrolled in the college's health insurance plan. However, they can choose to waive this and enrol in an alternative plan. To do this, students must submit a waiver form by the deadline. The waiver deadline for the entire academic year is the 22nd of September, and the 26th of January for the spring semester.
International students must select 'Waiver' to complete the waiver exemption by the posted deadline. Students who qualify may also submit a 'Petition to Add' form after the waiver deadline.
Students who wish to waive the Boston College health insurance plan must have existing coverage that meets the insurance requirements. The plan must provide access to doctors, specialists, hospitals, labs, pharmacies, and mental health/behavioural health providers in Massachusetts. It must also be fully compliant with the Affordable Care Act.
Students who do not submit a waiver form by the deadline will be enrolled in the Boston College health insurance plan and will be responsible for the insurance charge on their bill.
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Students can save money by switching insurance plans
The cost of health insurance for students can be high, especially for international students. Boston University, for example, offers an insurance plan that costs $2,446 per year. However, international students can often find cheaper plans that are designed specifically for them.
Students can save money by switching to a plan that better fits their needs. For example, international students at Boston University can enroll in a plan that costs $1,147 per year, saving them $1,319. To switch plans, students must enroll in an insurance plan that meets the school's waiver requirements and submit an insurance waiver on the school's website.
Students can also save money on car insurance by staying on their parents' policy. This can result in savings of 60-70%. Additionally, many insurance companies offer discounts for good students, multi-vehicle, mileage, and bundling. Students can also save by taking a state-approved driver's education course, which may qualify them for a discount on their auto insurance.
It is important to shop around for insurance and compare the types of discounts offered by different insurers. Significant life changes, such as getting married, buying a new car, or moving to a new state, may also affect insurance premiums and provide an opportunity to switch to a cheaper plan.
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Frequently asked questions
Students who qualify may submit a Petition to Add form, which will be available under the Forms tab after the waiver deadline. Students who have other comparable coverage that meets all insurance requirements may waive the SHIP by submitting the waiver form.
The waiver form must be completed by the semester's due dates of August 1 for fall, December 1 for spring, and April 1 for summer to avoid holds and late payment fees. Waivers received by September 22, 2023, are for the entire academic year, and those received by January 26, 2024, are for the spring.
Your health insurance plan must provide access to doctors, specialists, hospitals, labs, pharmacies, and mental health/behavioral health providers in Massachusetts, specifically the UMass Boston campus area. The plan must be fully compliant with the Affordable Care Act.
Non-U.S.-based and international insurance plans, socialized or standard medical policies (including Canadian policies), travel insurance plans, or short-term medical plans are not eligible for waivers in Massachusetts.
