Primerica Life Insurance Cancellation: What You Need To Know

Primerica has been offering term life insurance to families since 1977, providing them with affordable coverage. The company has been rated Superior by AM Best and has an A+ rating. While life insurance is often seen as a permanent need, financial experts suggest it is a way to buy time until one builds their savings. To cancel a Primerica life insurance policy, one can call Client Services at 1-800-257-4725, email [email protected], or send a written request to their mailing address.

Cancelling by phone

To cancel your Primerica Life Insurance policy by phone, you can call Client Services directly at 1-800-257-4725. This number is provided on the Primerica website as the contact number for cancelling a life insurance policy.

When you call, you will need to provide some information to confirm your identity and your policy. This may include personal information such as your name, address, and date of birth, as well as your policy number and other relevant details. It is a good idea to have this information ready before you make the call, to make the process smoother.

If you are unsure about what information you need to provide, you can ask the Client Services team when you call, or you can try to find out beforehand by checking your policy documents or the Primerica website. The website provides some general information about cancelling a policy, but it may not cover all the specific details you need to know.

It is important to note that cancelling your life insurance policy may have financial implications, and you should carefully consider your decision before proceeding. If you have any questions or concerns about the cancellation process or the potential consequences, it is best to seek advice from a financial professional or a licensed insurance agent. They can help you understand the potential risks and implications of cancelling your policy and ensure you make an informed decision.

Additionally, if you have automatic bank drafts set up to pay for your policy, be aware that it may take at least five business days to stop these drafts after cancelling your policy. This means that you may still see payments being taken from your account for a short time after cancellation.

Cancelling by email

To cancel your Primerica Life Insurance policy by email, you can follow these steps:

Firstly, you should send an email to [email protected]. In your email, you need to include a signed and dated written request to cancel your policy, making sure to include your policy number. The policy number should be included in all correspondence.

The physical address for sending written requests varies depending on the type of policy you have. For PLIC Insurance policies, the address is: Primerica Life, Attn: Cancellations, 1 Primerica Parkway, Duluth, Georgia, 30099-0001. You can also fax your request to 470-564-6454, marking it for the attention of the Cancellations team. For NBL Insurance policies, the address is: National Benefit Life Administrative Office, P.O. Box 100036, Duluth, Georgia, 30096-0090. The fax number is the same as for PLIC Insurance policies, but the request should be marked for the attention of the National Benefit Life Administrative Office.

If your policy is being paid for by automatic bank drafts, it will take at least five business days for these to stop after you have submitted your cancellation request. You can also contact Client Services directly by phone on 1-800-257-4725 to cancel your policy.

Cancelling by post

To cancel your Primerica Life Insurance policy by post, you will need to send a written request to the company. The request must be signed and dated and include your policy number. If your policy is being paid for by automatic bank drafts, it will take at least five business days for these to stop after you have sent your cancellation request.

The address to which you should send your written cancellation request depends on the type of insurance policy you have. For PLIC Insurance policies, the address is:

Primerica Life

Attn: Cancellations

1 Primerica Parkway

Duluth, Georgia 30099-0001

Alternatively, you can fax your cancellation request to Primerica on 470-564-6454. Be sure to mark your fax with "Attn: Cancellations".

For NBL Insurance policies, the address is:

National Benefit Life Administrative Office

P.O. Box 100036

Duluth, Georgia 30096-0090

Again, you can also fax your cancellation request to the same number as above and mark it for the attention of Cancellations.

If you are based in Canada, the address for written cancellation requests is:

Primerica Life Insurance Company of Canada

P.O. Box 174

Streetsville

Ontario

L5M 2B8

The fax number is 905-813-5312, and you should address your fax to the attention of Cancellations.

Cancelling automatic bank drafts

Contact the Company

Firstly, reach out to the company directly. Call their customer service line and inform them that you are revoking their permission to take automatic payments from your account. Many companies will have an online form that you can fill out for this purpose. Follow up this conversation by sending an email or letter to the company, confirming your request.

Contact Your Bank

Next, you will need to contact your bank or credit union. Inform them that you have revoked the company's authorization to take automatic payments from your account. They will likely have an online form for you to fill out. As with the company, be sure to follow up with a letter or email to your bank, confirming your request.

Stop Payment Orders

Your bank may recommend that you send a stop payment order. This is an instruction telling the bank not to make payments to a specified company from your account. Stop payment orders usually incur a fee and are typically only valid for six months.

Monitor Your Accounts

Keep a close eye on your accounts after you have made the above requests. If you notice any unauthorized payments, be sure to inform your bank immediately. Federal law gives you the right to dispute and get your money back for unauthorized transfers, as long as you notify your bank in a timely manner.

Cancelling the Contract

Remember that cancelling the automatic payment does not cancel any contracts or subscriptions you may have with the company. Be sure to cancel any ongoing contracts separately.

Primerica Life Insurance Cancellation

To cancel your Primerica Life Insurance policy, you can call Client Services at 1-800-257-4725, or email [email protected]. You can also cancel online by going to http://www.primerica.com/public/contact.html. Additionally, you can inform your bank to stop allowing Primerica to draft the premium from your account. If there is no premium, the policy will lapse and terminate.

Contact information

Primerica has provided a few different contact options for customers looking to cancel their life insurance policies.

To cancel your Primerica Life Insurance policy, you can call Client Services directly at 1-800-257-4725. This phone number was mentioned on the Primerica website as well as by a few customers online.

You can also email [email protected] and ask them to cancel your account. This email was suggested by a customer online.

If you are based in Canada, you can send written inquiries regarding loans to the following address:

B2B Bank

199 Bay Street, Suite 600

P.O. BOX 279 STN Commerce Court

Toronto, ON M5L 0A2

For those in the United States, Puerto Rico, and Guam, the mailing address for general policy information, policy changes, or cancellations is:

Primerica Life Insurance Company

1 Primerica Parkway

Duluth, GA 30099

Be sure to include your 10-digit policy number in all correspondence.

Frequently asked questions