Ohio Insurance Ce Credits: Do They Carry Over?

In the state of Ohio, insurance CE credits do carry over, but only to a certain extent. Resident agents with a Major Lines License can carry over up to 12 CE credits during each renewal period, which occurs every two years. These carryover credits are considered general credits, meaning that ethics CE hours must be completed every term as they do not carry over.

Ohio insurance CE credits: 12 excess hours may be carried over

Ohio insurance agents are required to complete 24 hours of continuing education every two years, with a minimum of three credit hours dedicated to ethics courses. This is known as the CE (Continuing Education) requirement.

In the state of Ohio, up to 12 excess CE hours may be carried over to the next license renewal period. These carryover credits are considered 'general' credits. As a result, ethics CE hours must be completed every term, as they do not carry over.

The Ohio Department of Insurance recommends that all insurance producers retain copies of their course completion certificates for at least three years in case of a license audit.

CE credits will carry over automatically on the agent's record with the Department, meaning that any credits applicable for carryover will automatically be carried over to the next renewal period after the license is renewed. Credits that have been carried over from a previous renewal period will show on CE transcripts as "CE Credit Carryover".

It is important to note that courses may not be taken for credit more than once in a two-year license term. Additionally, if the same course is taken more than once within a renewal period, the duplicate course(s) will not count towards the credits applicable for carryover to the next renewal period.

Ohio CE credits: ethics hours don't carry over

Ohio requires insurance producers to complete 24 hours of continuing education (CE) every two years, with a minimum of three credit hours dedicated to ethics courses. While excess CE hours can be carried over to the next license renewal period, ethics CE hours must be completed every term and do not carry over.

Ohio insurance licenses are up for renewal every two years based on the date initially issued. Licenses are set to expire on the last day of the producer's birth month. For example, a producer born in September who is first licensed in December 2018 will be up for their first renewal on September 30, 2020.

Ohio insurance producers must complete their relevant CE hours before their license renewal date to avoid a lapse in their license. CE credits will carry over automatically on the agent's record with the Department, meaning any applicable credits will automatically be carried over to the next renewal period after the license is renewed.

Credits that have been carried over from a previous renewal period will show on CE transcripts as "CE Credit Carryover", with the education provider listed as the "Ohio Department of Insurance".

Ohio CE credits: general credits

Ohio insurance CE credits are valid for a specific period, after which they expire. Ohio insurance licenses are up for renewal every two years, based on the date initially issued. Licenses are set to expire on the last day of the producer's birth month.

Ohio insurance agents are required to complete 24 hours of continuing education every two years, with a minimum of three credit hours dedicated to ethics courses.

In the state of Ohio, up to 12 excess CE hours may be carried over to the next license renewal period. These carryover credits are considered 'general' credits. As a result, ethics CE hours must be completed every term, as they do not carry over.

For example, a producer born in September who is first licensed in December 2018 will be up for their first renewal on September 30th, 2020.

CE credits will carry over automatically on the agent's record with the Department, which means that any credit(s) that are applicable for carryover will automatically be carried over to the next renewal period after the license is renewed. Credits that have been carried over from a previous renewal period will show on CE transcripts as "CE Credit Carryover".

Excess ethics training also carries over as general credit and will not be applied to future ethics training requirements.

Ohio CE credits: reporting and renewal

Ohio requires resident insurance agents to complete 24 hours of continuing education every two years, with a minimum of three credit hours dedicated to ethics courses. This includes Major Lines Agents, who must complete 24 hours, including three hours of ethics, every two years.

Viatical Settlement Licensees must complete 15 total credit hours, all of which must be Viatical-specific.

Major Lines Agents + Title must renew their licenses every two years by the last day of the agent's birth month and complete 24 credit hours of CE, with 10 hours being Title-specific and three being Ethics-specific.

Major Lines Agents + Surety Bail must renew their licenses every two years, with the Major Lines license renewed by the last day of the agent's birth month and the Surety Bail Bond license renewed annually by the last day of February. They must complete 24 credit hours of CE, with 12 hours being Surety Bail Bond-specific and three being Ethics.

Excess CE credits of up to 12 credits may be carried over to the next license renewal period. These carryover credits are considered 'general' credits, so ethics CE hours must be completed every term as they do not carry over.

Ohio insurance licenses are up for renewal every two years based on the date initially issued. Licenses are set to expire on the last day of the producer's birth month. For example, a producer born in September who is first licensed in December 2018 will need to renew their license by September 30, 2020.

All continuing education hours must be submitted to the state and approved before the producer can renew their license. The process is not automatic, and producers must apply for renewal.

The Ohio Department of Insurance can be contacted at:

Ohio Department of Insurance

50 W. Town Street, Third Floor - Suite 300

Columbus, Ohio 43215

General Info: 614-644-2658

Consumer Hotline: 800-686-1526

Ohio CE credits: course repetition

Ohio insurance agents are required to complete 24 hours of continuing education every two years, with a minimum of three credit hours dedicated to ethics courses. This includes Major Lines Agents, who must complete 24 hours, including three hours of ethics, every two years.

A course may only be taken for credit once during any specific licensing period. Once a license renewal has occurred, licensees may retake courses from previous licensing periods for credit towards their next licensing renewal. However, courses may not be taken for credit more than once in a two-year license term. This does not apply to CE credits that have been rolled over from previous periods.

In the state of Ohio, up to 12 excess CE hours may be carried over to the next license renewal period. These carry-over credits are considered 'general' credits, meaning that ethics CE hours must be completed every term as they do not carry over.

If the same course is taken more than once within a renewal period, the duplicate course will not count towards the credits applicable to carry over to the next renewal period. Instructors of CE courses are still held to CE requirements for their licenses. Any instructor of a CE course receives twice the number of CE hours as students in that course, but credit for teaching a course can only be received once during each renewal period.

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