Tech Credit Union: Life Insurance For Members?

First Tech Federal Credit Union offers its members a full range of insurance coverage options, including life insurance. First Tech Insurance Services is a wholly-owned subsidiary of First Tech Federal Credit Union and serves as an independent insurance agency. The agency offers members no-obligation quotes from multiple insurance companies, allowing them to select the best coverage for their needs at competitive prices. Life insurance options available through First Tech Insurance Services include Term Life, Universal Life, and Whole Life policies.

First Tech Insurance Services offers life insurance to its members

First Tech Insurance Services is a wholly-owned subsidiary of First Tech Federal Credit Union. It is an independent insurance agency that offers no-obligation quotes from multiple insurance companies. This allows members to select the best coverage for their needs at competitive prices.

The life insurance options offered by First Tech Insurance Services include Term Life, Universal Life, and Whole Life policies. Term Life insurance provides death benefit protection for a specific period and is ideal for those on a limited budget. Universal Life insurance offers more flexibility, allowing adjustments to the death benefit amount, premium payment amount, and investment features. Whole Life insurance, on the other hand, offers fixed premiums and guarantees a death benefit for your heirs.

In addition to life insurance, First Tech Insurance Services also provides a range of other insurance products such as vehicle, home, and property coverage, as well as excess liability and high-value personal property insurance. They also offer accidental death and dismemberment protection, providing $2,000 of coverage at no cost to members.

By choosing First Tech Insurance Services, members can benefit from their comprehensive approach to understanding individual needs and ensuring appropriate levels of insurance protection. Whether it's life insurance or other types of coverage, First Tech Insurance Services is committed to helping its members secure their financial future.

Members can choose from Term Life, Universal Life, and Whole Life insurance

First Tech Federal Credit Union members can access a full range of insurance coverage options, including life insurance. There are two basic types of life insurance: Term Life and Permanent Life. Term Life insurance is a less expensive choice that provides death benefit protection for a specific period and a predetermined amount. Permanent Life Insurance offers more flexibility and lifelong protection but can be more costly.

Permanent Life Insurance has various benefits, and it's important to find the right fit for your financial plan. Whole Life, Universal Life, and Variable Universal Life are types of Permanent Life Insurance.

Whole Life insurance is a standardized policy with level premiums, offering both death benefits and cash-value potential with fixed interest rates. It is a good option for those seeking a straightforward, guaranteed death benefit with a stable cash-value accumulation.

Universal Life insurance offers more flexibility in terms of the death benefit amount, premium payment, and investment features. It allows for adjustable premiums, which can be linked to a fixed general account or, in the case of Variable Universal Life Insurance, to investment subaccounts. The cash component in Universal Life insurance fluctuates with current interest rates, providing the opportunity for potential growth.

Variable Universal Life Insurance is similar to Universal Life Insurance but provides investment accounts that fluctuate with the market, offering the possibility of greater risk and greater growth.

First Tech Insurance Services, a wholly-owned subsidiary of First Tech Federal Credit Union, can provide more information on these options and help members choose the most suitable coverage for their needs.

First Tech Insurance Services is a wholly-owned subsidiary of First Tech Federal Credit Union

First Tech Insurance Services provides various insurance options, including life insurance, to meet the diverse needs of its members. Life insurance is a valuable tool for financial planning and protecting loved ones in the event of an unexpected death. It can help ease financial pressure and maintain the lifestyle of those left behind. First Tech Insurance Services offers both Term Life and Permanent Life insurance options. Term Life insurance is a more affordable choice, providing death benefit protection for a specific period. On the other hand, Permanent Life insurance offers lifelong protection and additional benefits like tax-advantaged cash-value growth and estate planning.

As a subsidiary of First Tech Federal Credit Union, First Tech Insurance Services is committed to serving the unique financial needs of its members. They specialize in serving the world's most progressive and forward-thinking technology companies and their employees. The credit union is member-owned and not-for-profit, always working in the best interests of its members.

First Tech Insurance Services acts as a full-service independent insurance agency. They compare coverage options from multiple preferred insurance carriers to find the best policies for their members' needs and budgets. Some insurance carriers even offer exclusive discounts for First Tech members.

In addition to life insurance, First Tech Insurance Services offers a range of other insurance products. These include vehicle insurance, home and property insurance, excess liability coverage, and watercraft insurance. They also provide accidental death and dismemberment protection, offering $2,000 of coverage at no cost to their members.

First Tech Insurance Services is dedicated to helping its members protect their financial future and the things that matter most to them. By being a wholly-owned subsidiary of First Tech Federal Credit Union, they can better understand and serve the unique needs of their members, ensuring they have the appropriate level of insurance protection.

First Tech Federal Credit Union members get $2,000 of Accidental Death & Dismemberment (AD&D) insurance at no cost

First Tech Federal Credit Union members are offered $2,000 of Accidental Death & Dismemberment (AD&D) insurance at no cost. This is a benefit of being a member of the credit union. The AD&D insurance is underwritten by Federal Insurance Company (Chubb Group) and is available to credit union members aged 18 and older.

The AD&D insurance is designed to help protect your family's financial future in the event of an accident. Accidents happen to millions of Americans every year, and this insurance can provide financial security for your family if something unexpected happens to you. It is a valuable form of protection that can ease financial pressure for your loved ones.

While the first $2,000 of coverage is completely paid for by First Tech Federal Credit Union, members also have the option to enrol for additional coverage at affordable, competitive group rates. This additional coverage is entirely optional and not required to access the initial $2,000 benefit.

First Tech Insurance Services is an independent insurance agency and a wholly-owned subsidiary of First Tech Federal Credit Union. They offer a range of insurance products, including life insurance, vehicle insurance, home and property insurance, and more. The agency currently serves members living in 15 states, including California, Colorado, and Idaho, but they also partner with other companies to offer products and services in all 50 states.

First Tech Insurance Services offers insurance products in 12 US states

First Tech Insurance Services is a wholly-owned subsidiary of First Tech Federal Credit Union. It offers insurance products in 12 US states: California, Colorado, Idaho, Oregon, Washington, Arizona, Texas, Georgia, North Carolina, Nevada, Utah, and Wyoming.

First Tech Insurance Services is an independent insurance agency that provides no-obligation quotes from multiple insurance companies. This allows customers to select the best coverage for their needs at competitive prices. The company offers a full range of insurance coverage options, including life insurance, which can help ease financial pressure for families in the event of an unexpected death.

Life insurance policies can also have features that protect you while you are living, making them a valuable tool for financial planning. Policies can be tailored to specific needs, whether as part of an overall financial strategy or as stand-alone protection. With life insurance, you can have peace of mind knowing that your family is protected.

First Tech Insurance Services offers two basic types of life insurance: Term Life and Permanent Life. Term Life Insurance is a less expensive choice that provides death benefit protection for a specific period and a predetermined amount. This type of plan is ideal for families with children or those on a limited budget. Permanent Life Insurance, on the other hand, offers more flexibility and lifelong protection but can be more costly. It provides coverage for a lifetime, tax-advantaged cash-value growth, and assistance with estate, wealth transfer, or retirement planning.

In addition to life insurance, First Tech Insurance Services also provides a range of other insurance products, including vehicle, home and property, and watercraft insurance, as well as high-value personal property coverage. The company is committed to helping its members build a strong financial future and protect their loved ones.

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