Glasses Frame Repairs: Are They Covered By Insurance?

do glasses frame repairs go on insurance

Whether glasses frame repairs are covered by insurance depends on your insurance provider and policy. Some insurance companies may offer eyewear protection plans that cover repairs, adjustments, or replacements for a certain period after the purchase date. Alternatively, you can opt to repair your glasses yourself or through a professional repair service. The cost of professional repairs can vary, with some places offering repairs for under $50, while others may offer extended warranties for a small fee.

Characteristics Values
Can glasses be repaired? Yes, glasses can be repaired.
Repair methods Professional repair, DIY repair
Cost Depends on the method used
Professional repair cost Many places repair glasses for under $50.
DIY repair risks Damaging the glasses further, damaging yourself (in case of metal frames)
DIY repair tips Use a glasses repair kit, use wire to fix a missing hinge screw
Professional repair recommendations Bent metal frames, broken metal frames, shattered lenses
Professional repair benefits Precision, special tools and skills

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Repair methods: DIY vs professional

Repairing glasses yourself can be a quick fix, but it is always best to seek professional help to ensure your glasses are functioning effectively. DIY methods are unreliable and can worsen the damage. For example, using glue to repair a broken frame is not a permanent fix and will likely affect the frame's fit. Similarly, using tape to hold together a broken bridge is only a temporary solution and can lead to discomfort or further damage.

The type of repair you need will depend on the type of damage, the location of the damage, and your frame material. If you have plastic frames, you can use hot steam or water to make them pliable, or you can use epoxy glue to repair a break. However, because plastic frames are less durable than metal, they are more likely to break if you make adjustments yourself. Additionally, heat can damage the lens coatings if they are not removed or covered.

For metal frames, you can use tape to wrap around the bridge and achieve a temporary hold. You can also use an eyeglass repair kit, which includes screws, a tiny screwdriver, and sometimes a magnifying glass. If you have a broken lens, you will need to get it fully replaced. While there are at-home fixes for repairing scratches, they can put your lenses at risk for further damage.

To prevent the need for repairs, it is important to take care of your glasses and protect them from damage. Most eye care providers or online optical retailers will supply a case with a glasses purchase, which can help prevent damage when the glasses are not in use. Keeping your glasses in a case and using a microfiber cloth to clean them can help keep them in good condition.

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Cost of repairs

The cost of repairing glasses frames varies depending on the time required for the repair, the material of the frame, and the complexity of the repair. Repairs can cost anywhere from $39 to $69. Titanium frames, for instance, often require welding, which can increase the cost of the repair. The part of the frame that needs repairing or replacing can also influence the price. Nose pad repairs, for instance, are generally cheaper than replacing a temple.

Some repair services offer a firm price before starting the repair and guarantee full satisfaction. Mail-in repairs are usually the fastest option, with some companies offering a same-day turnaround. It is worth noting that repairs are only a partial cost of the overall repair bill. New lenses, temples, and other parts can increase the overall cost.

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Types of damage

Glasses can be damaged in a variety of ways, some of which may be covered by insurance, and others which may not. It's important to check with your insurance provider to understand what types of damage are covered under your specific plan. Here are some common types of damage that can occur to glasses frames and lenses:

Scratches and Scuffs

Scratches are a common issue with glasses, often occurring on the lenses but also possible on frames. Scratches can be caused by improper cleaning, such as using paper towels, tissues, or clothing which can contain fibres that scratch the lens. It is recommended to use a microfiber towel or another lint-free cloth to clean lenses and frames.

Crazing

Crazing refers to a spider web-like effect that occurs when the special lens coating of glasses is damaged due to exposure to extreme temperatures. This can happen to anti-reflective coatings, making it difficult to see clearly through the lenses. Crazing can also be caused by using the wrong cleaning products, such as window cleaners, rubbing alcohol, or abrasive home cleaners.

Heat Damage

Leaving glasses in a hot environment, such as a car on a sunny day, can cause heat damage. This is particularly common with thick plastic frames, which can soften and get out of shape in high temperatures. Heat damage may also cause crazing on lenses.

Physical Damage

Physical damage to glasses can occur in a variety of ways, such as falling asleep with your glasses on, playing sports without protective eyewear, or simply dropping or sitting on your glasses. These activities can cause the frames to become misshapen or break completely.

It is important to handle glasses with care and take preventative measures to avoid these types of damage, as some repairs or replacements may not be covered by insurance. Regular maintenance and proper cleaning can help extend the lifespan of glasses and reduce the need for repairs.

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Frame material

The type of frame material is a major factor in determining how to repair glasses. The two most common types of frame materials are plastic and metal, with many variations within each type. Metal frames, for example, can be made from titanium, nickel, or flexon. Plastic frames can be made from acetate, carbon fibre, or nylon, among other materials.

Metal frames are generally more delicate and difficult to fix than plastic frames. Fixing metal frames typically requires special welding equipment and expertise, and attempting to do so without the proper training can result in further damage to the frames or even harm to oneself. As such, metal frames are usually taken to a professional glasses repair store.

On the other hand, plastic frames are considered easier to fix than metal frames. For example, bent acetate frames can be adjusted using hot steam or water to make the glasses pliable. However, plastic frames are also more prone to breaking during the adjustment process, so it is still recommended to bring them to a repair shop for professional service.

The cost of repairing glasses frames can vary depending on the specific situation and the type of repair needed. Some repairs can be done for a reasonable price, often under $50, while others may require replacing the frames or lenses, increasing the cost. The cost of replacement will depend on factors such as insurance coverage, the need for specialised lenses or coatings, and the type of frame chosen.

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Insurance plans

Although it is possible to repair glasses yourself, it is generally recommended to seek professional help to avoid damaging your glasses further or harming yourself. The cost of repairing glasses will depend on the type of repair needed and the method used. Some glasses repairs may be covered by insurance plans, while others may not. Here are some things to consider when dealing with glasses frame repairs and insurance plans:

Eyewear Protection Plans

Some optical shops and insurance providers offer eyewear protection plans that cover repairs and adjustments to your glasses. For example, MyEyeDr.'s Eyewear Protection Plan includes repair services for damaged frames and lenses at no additional cost within 12 months of purchase. The plan also offers discounts on new eyeglasses if your current pair is lost or stolen. Similar plans may be available from other optical providers or as an add-on to your existing insurance. It is worth checking with your insurance provider or local optical shop to see if they offer similar protection plans that can cover the cost of repairs.

Extended Warranties

Some retailers offer extended warranties for glasses, which can provide additional coverage for repairs beyond the standard warranty period. For example, LensCrafters provides a one-year extended warranty for as little as $35. Extended warranties can give you peace of mind and potentially save you money if your glasses require repairs due to defects or damage. When purchasing glasses, inquire about extended warranty options to see if they align with your insurance coverage and provide added protection.

Insurance Coverage for Repairs

Depending on your insurance plan, glasses frame repairs may be covered under certain circumstances. Review your insurance policy or contact your insurance provider to understand the specifics of your coverage. Some plans may offer partial or full reimbursement for repairs, especially if the damage is accidental or unexpected. Knowing the terms of your insurance coverage will help you make informed decisions about repairing or replacing your glasses.

Preventative Care and Maintenance

While insurance plans may cover repairs in certain instances, it is always a good idea to practice preventative care and proper maintenance to prolong the life of your glasses. Regularly check the tightness of screws and replace them as needed to maintain the quality of your glasses. Some minor adjustments and repairs can be made by opticians at no cost, so take advantage of these services to keep your glasses in good condition and avoid more significant repairs.

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Frequently asked questions

It depends on your insurance provider and your plan. Some insurance providers offer an eyewear protection plan that covers repairs, replacements, and adjustments. Check with your insurance provider to see what your plan includes.

Yes, you can repair glasses frames yourself, but it depends on the type of frame and the severity of the damage. Plastic frames are easier to fix than metal frames, but they are also more likely to break if you make adjustments yourself. Metal frames require special welding equipment, and you could damage the frames or harm yourself if you attempt to repair them without the proper equipment.

You should seek professional repair if your metal frames are broken. You should also consult a professional if your plastic frames are severely damaged or if you are unsure about how to fix them yourself. Many professional eyewear outlets will make minor adjustments for free.

Common glasses frame issues include loose or missing screws, bent frames, and broken hinges. In some cases, you can fix these issues yourself with a glasses repair kit or a small piece of wire. However, it is important to consider the severity of the damage and whether you have the necessary tools and expertise to repair it.

Professional glasses frame repair ensures that your frames are repaired correctly and with precision. Attempting to repair your frames yourself may result in further damage or impaired vision if the frames are not properly aligned. Professionals have the necessary tools and expertise to repair your frames safely and effectively.

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