Aaa Auto Insurance: Does Glass Coverage Come Standard?

does aaa auto insurance include glass

AAA offers glass coverage for customers with comprehensive insurance. This includes windshield and window repairs and replacements. If you have comprehensive insurance with AAA, your windshield will be covered if it is damaged by something other than a car crash, such as a falling tree branch or debris from the road. In this case, you can file a glass claim under your comprehensive coverage. AAA also offers reimbursement for windshield repair or replacement to its Premier Members, up to $50 per membership per year.

Characteristics Values
Glass coverage Yes, for customers with comprehensive insurance
Glass claim Can be filed under comprehensive coverage if the windshield was damaged by something other than an accident
Windshield replacement Covered by comprehensive insurance if the damage was caused by something other than an accident
Collision coverage Applicable if the windshield was damaged in a crash
Liability coverage Applicable if the damage was caused by the policyholder and they were at fault
Repair vs. replacement Repairs are usually cheaper and faster, but replacements may be necessary depending on the size, age, and location of the damage
Deductible May be waived for windshield repairs or replacements in certain states (Florida, Kentucky, and South Carolina) or by specific company policies
AAA Premier Members Reimbursed up to $50 per membership per year for one windshield repair/replacement

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AAA Comprehensive Coverage

AAA offers comprehensive coverage for auto insurance, which includes windshield and window repairs. This means that if your windshield is damaged due to something other than a car crash, such as a falling tree branch, a rogue baseball, or debris from the freeway, you are protected if you have optional comprehensive coverage. Comprehensive coverage also includes non-collision incidents, such as if your car is damaged by another car or object.

In addition to comprehensive coverage, AAA also offers collision coverage, which applies if your windshield is damaged in a car crash. If you are at fault for the crash, you can file a claim with your collision insurance. If the other driver is at fault, you can file a claim with their liability coverage.

For AAA Premier Members, there is an additional benefit of up to $50 per membership per year for one windshield repair or replacement reimbursement. This reimbursement is available in Phoenix, Tucson, Prescott, and Payson, where members can use the AAA Mobile Auto Glass Service.

AAA also offers customized coverage to protect you, your passengers, other drivers, and property, among other things. Their insurance has earned an A (Excellent) rating from A.M. Best for financial strength and stability, and they offer a variety of discounts for their customers.

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AAA Premier Members

AAA has a long-standing reputation for safe and reliable auto care. The company now offers auto glass repair and replacement services, with certified technicians and windshields made to OEM specifications. AAA also offers mobile services, making it convenient for members to get their auto glass repaired or replaced without having to visit a service centre.

In terms of insurance coverage, AAA offers comprehensive coverage, which includes windshield and window repairs. This means that if your windshield is damaged by something other than a car accident, such as a falling tree branch or debris from the road, you can file a claim under your comprehensive coverage. Additionally, AAA members save 10% on auto glass repair or replacement from Safelite AutoGlass repair facilities or mobile services.

It is important to note that specific laws and policies may vary depending on your state. For example, in Florida, Kentucky, and South Carolina, insurance companies are required to waive the deductible for windshield repair and replacement. In contrast, other states may have different laws or policies regarding car insurance deductibles for glass repairs. Therefore, it is recommended to check with AAA or refer to their website for detailed information about your specific state's laws and your policy details.

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AAA Mobile Auto Glass Service

The team of experienced and courteous AAA auto glass technicians is equipped to handle a range of auto glass issues. They can address chips, cracks, and breaks in front windshields, rear windows, and side windows. Additionally, they are well-versed in working with different vehicle types, including electric vehicles and RVs, ensuring that special glass requirements are met.

One of the standout features of AAA Mobile Auto Glass Service is their comprehensive approach to the repair process. They understand that auto glass is not just about aesthetics but also safety. A clean and intact windshield provides a clear view while driving and enhances your protection in the event of an accident. AAA technicians are trained to work with glass that meets original equipment manufacturer standards, ensuring quality installation.

The service also extends beyond the physical repair or replacement. AAA works with all insurance companies and assists in filing claim paperwork, making the process hassle-free for customers. They schedule a three-way call with the customer and their insurance company to obtain insurance coverage authorization. This step ensures that customers have a clear understanding of their coverage and any potential out-of-pocket expenses. AAA also offers a lifetime warranty that covers glass defects and workmanship, providing customers with added peace of mind.

In addition to their expertise and convenience, AAA Mobile Auto Glass Service also prioritizes customer satisfaction. They offer four free movie tickets with any windshield replacement, adding a unique incentive to their services. With a focus on customer experience, AAA ensures that auto glass repair or replacement is not just a necessity but also an enjoyable and rewarding process.

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AAA Auto Glass Service Areas

AAA offers mobile windshield replacement and other auto glass repair services to its customers. The company serves both members and non-members, although members enjoy priority service and a 10% discount on auto glass repair and replacement services. AAA also offers a free, no-obligation price quote for its services.

  • Arizona
  • Central Florida
  • Central Gulf Coast
  • Northeast Florida
  • Hillsborough County
  • Pinellas County
  • Pasco County
  • Daytona
  • Baker County
  • Clay County
  • Duval County
  • Nassau County
  • St. Johns County
  • Jacksonville area

AAA also has over 7,000 approved auto repair facilities across North America.

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AAA Auto Glass Repair vs. Replacement

AAA now offers auto glass repair and replacement services in Central, Central Gulf Coast, and Northeast Florida, as well as in several counties in the Central Florida and Tampa, Florida areas. With a 100-year reputation for safe and reliable auto care, AAA's auto glass services are mobile and provide certified technicians who use OEM-quality materials.

Repair

AAA's auto glass repair services are available for members and non-members, with members earning 5 AAA Dollars for windshield repair. Repairs can be done for a variety of damage types, including bullseyes, combination breaks, half moons, star breaks, and surface pits, as long as they do not exceed a certain size. Repairs are a more cost-effective option, often costing only a fraction of the price of replacement.

Replacement

AAA also offers windshield replacement services, with members earning 10 AAA Dollars for windshield replacement. If you live in Florida and have comprehensive or collision insurance coverage, the deductible is waived when your front windshield is being replaced due to damage. AAA will even handle all the insurance paperwork for you.

Whether you need a repair or a replacement, AAA's auto glass services provide a convenient, fast, and easy solution. With certified technicians, OEM-quality materials, and mobile services, AAA ensures your windshield is safely and properly taken care of.

Frequently asked questions

Yes, AAA auto insurance covers windshield and window repairs.

You can call 1-800-789-7844 for a free, no-obligation price quote or schedule an appointment online. AAA will even file your insurance paperwork for you.

If you have a comprehensive deductible, you may have to pay it to get your windshield repaired or replaced. However, AAA sells policies underwritten by a variety of insurance carriers, so some company policies may waive the comprehensive deductible for windshield repairs.

If you live in one of these states, companies are required to waive the deductible for windshield repair and replacement.

Yes, AAA Premier Members can be reimbursed up to $50 per membership per year for one windshield repair/replacement reimbursement. Additionally, AAA Members in Phoenix, Tucson, Prescott, and Payson can use AAA Mobile Auto Glass Service.

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