Bundling Home And Auto Insurance: Is It Worth It?

AAA offers a range of insurance products, including auto and homeowners insurance, which can be bundled together for added convenience and savings. By combining these policies, customers can benefit from a simplified coverage plan with a single policy, premium, and deductible. Additionally, bundling insurance with AAA can lead to meaningful discounts, with Floridians saving an average of $1,423 when they switch and bundle home and auto insurance. AAA also provides exclusive member benefits, such as 24/7 roadside assistance, identity protection, travel services, and various discounts at retailers and for services. AAA has been insuring drivers for over 100 years, and its homeowners insurance is known for being affordable, with additional discounts available for AAA members. Overall, bundling home and auto insurance with AAA can be a great option for those seeking convenience, satisfaction, and savings.

Discounts for bundling insurance

Bundling insurance is a great way to save money on your coverage. When you bundle your home and auto insurance with AAA, you can take advantage of several discounts and benefits. Here are some reasons why bundling your insurance with AAA is a smart choice:

Savings

One of the most significant advantages of bundling your insurance is the potential for substantial savings. AAA offers a meaningful discount when you purchase multiple policies, such as combining your auto and homeowners insurance. For example, Floridians who switch and bundle their home and auto insurance through AAA Insurance could save an average of $1,423. Additionally, AAA members can enjoy exclusive discounts on their insurance policies, further increasing their savings.

Convenience

By bundling your insurance with AAA, you simplify your coverage under a single policy, with one premium and one deductible. This means you only need to deal with one insurance company, reducing the complexity and hassle of managing multiple policies and payments.

Trust and Satisfaction

AAA has a proven track record, with over 100 years of experience insuring drivers. Millions of customers trust AAA Insurance, and the company is recognised as one of America's most trusted brands. JD Power reports also indicate that customers who bundle their insurance are generally more satisfied with their insurance provider.

Range of Insurance Options

While home and auto insurance is the most common bundle, AAA offers a wide range of insurance options that can be bundled. Depending on your needs and location, you can bundle life, boat, flood, motorcycle, condo, and umbrella insurance, among others. This allows you to customise your coverage and have all your insurance needs met by a single trusted provider.

Exclusive Member Benefits

In addition to insurance, AAA membership comes with a host of exclusive benefits. These include 24/7 nationwide roadside assistance, mobile battery service, discounts at thousands of retailers, free ID theft monitoring, and financial services such as savings and loan options. These benefits enhance the value of your membership and provide peace of mind.

Additional Discount Opportunities

AAA also offers various discounts on your insurance policies beyond just bundling. For example, you can receive discounts for having a smoke detector or home alarm, owning a new home, having a hail-resistant roof, making home renovations, being a retiree, or maintaining a claim-free record. These discounts can further increase your savings and make your insurance more affordable.

AAA's insurance coverage

AAA offers a range of insurance coverage options, including auto, home, and life insurance. You can also bundle these policies together for added convenience and savings.

Auto Insurance

AAA is well-known for its auto insurance, which provides coverage for rental car reimbursement and other benefits.

Home Insurance

AAA also offers homeowners insurance, which covers damage to your home, personal possessions, and liability. Most of their homeowners insurance policies meet HO-3 standards, covering property damage caused by perils such as fire, lightning, and vandalism, as well as personal property damage attributed to named perils like theft and smoke damage.

Life Insurance

AAA life insurance ensures your loved ones are taken care of and offers affordable term life and flexible policies that can be adapted to your budget.

Bundling Insurance with AAA

Bundling your insurance policies with AAA can provide several benefits. Firstly, it simplifies your coverage by combining multiple policies into a single policy with one premium and one deductible. Secondly, it can lead to significant cost savings. For example, Floridians who switch and bundle home and auto insurance through AAA Insurance could save an average of $1,423. Additionally, bundling with AAA provides peace of mind as it is one of America's most trusted brands.

Discounts and Exclusive Benefits

In addition to the savings from bundling, AAA offers various discounts on insurance policies. For example, AAA members can save 5% on auto and home insurance, and there are discounts for good students, mature policyholders, and more. AAA membership also comes with exclusive benefits like 24/7 nationwide roadside assistance, mobile battery service, identity theft monitoring, and discounts at over 80,000 retailers.

Overall, AAA provides a comprehensive range of insurance coverage options, and bundling your policies can lead to both simplified management and significant cost savings.

AAA's member benefits

AAA offers a range of member benefits for those who bundle their home and auto insurance. Firstly, bundling can lead to significant cost savings. For example, Floridians who switch and bundle home and auto insurance through AAA Insurance could save an average of $1,423. Additionally, AAA members can qualify for several discounts on their policies, such as a 5% discount for AAA Membership Savings, a 10% discount for Good Students, and a 12.5% discount for Companion Auto.

Another benefit of bundling with AAA is the convenience and simplicity of having a single policy with one premium and one deductible. This reduces the number of insurance companies you have to deal with. AAA also offers exclusive member benefits such as 24/7 nationwide roadside assistance, mobile battery service, discounts at over 80,000 retailers, and free ID theft monitoring.

Furthermore, AAA has a proven track record of insuring drivers for over 100 years, and is one of America's most trusted brands. They provide auto insurance you can trust, with coverage for rental car reimbursement, and homeowners insurance that safeguards your property, including your dwelling, detached structures, and personal belongings.

Overall, bundling home and auto insurance with AAA can lead to significant savings, increased convenience, and access to a range of exclusive member benefits and trusted insurance coverage.

Discounts for AAA members

AAA offers a range of discounts for its members, which can be applied to auto, home, and life insurance policies.

Auto Insurance Discounts

AAA members can save 5% on their auto insurance premium. Other auto insurance discounts include:

• 20% for Teen Smart (New Driver)
• 10% for Good Student (high school or full-time college students with a GPA of 3.0 or above)
• 12.7% for Companion Home
• Multi-Car: Discount for insuring more than one vehicle with AAA

Home Insurance Discounts

Home insurance discounts for AAA members include:

• 5% for AAA Membership Savings
• 12.5% for Companion Auto
• 10% for Mature Policy Holder (based on the age of the oldest insured)

Life Insurance Discounts

AAA members can also benefit from the following life insurance discounts:

• 10% Membership Discount on Term and Whole Life
• $60 Member savings per year on Guaranteed Issue Whole Life (the annual policy fee is waived for members and their spouses)
• 5% for Companion Auto
• 2% for Companion Home

Additional Benefits of AAA Membership

In addition to the above discounts, AAA members also gain access to exclusive benefits, such as:

• 24/7 nation-wide roadside assistance
• Mobile Battery Service
• Discounts at over 80,000 retailers across the country
• Free ID Theft Monitoring
• Financial services, including savings, auto, and home loans
• Savings on travel, including hotels, flights, cars, cruises, and theme parks

AAA's insurance availability

AAA offers a range of insurance products, including auto, home, life, motorcycle, RV, and boat insurance. You can bundle your auto and homeowners insurance policies with AAA for a discount on your premium. This simplifies your coverage by combining it into a single policy with one premium and one deductible.

In addition to insurance, AAA also provides exclusive member benefits such as 24/7 roadside assistance, identity protection, travel services, and various discounts at retailers and for services.

AAA offers several discounts on its insurance products. For example, AAA members can receive discounts on their auto and home insurance policies. Other discounts are available for good students, mature policyholders, and those with companion home or auto policies.

AAA homeowners insurance typically meets HO-3 standards, covering your home, personal property, and liability. However, the specific policy options and discounts may vary depending on the AAA club you belong to.

Overall, AAA insurance is known for its affordability, with some of the cheapest homeowners insurance quotes available. Bundling your home and auto insurance with AAA can lead to significant savings, as demonstrated by the example of Floridians who saved an average of $1,423 by switching and bundling their insurance through AAA.

Frequently asked questions