Haris Ashley
AAA offers insurance products, including auto, home, motorcycle, RV, boat, and snowmobile insurance. AAA insurance is available in various states, including Arizona, California, Montana, Nevada, and Utah. AAA membership is required to purchase insurance products, and members can save up to 12.7% when bundling home and auto insurance. AAA insurance has received mixed reviews, with some customers citing problems with roadside assistance and billing, while others have positive experiences with both insurance and other products.
| Characteristics | Values |
|---|---|
| Membership | Required to purchase insurance |
| Membership Benefits | Discounts, roadside assistance, fast and efficient claims service |
| Insurance Types | Auto, home, renters, condo, life, motorcycle, RV, boat, snowmobile, earthquake, flood, mobile home, pet, business, umbrella |
| Insurance Availability | Products and features vary by state |
| Insurance Carriers | CAA, CSAA, ACG, Auto Club of SoCal, Auto Club of Michigan |
| Insurance Premiums | Higher than competitors |
| Insurance Discounts | Bundling, multiple vehicles, full-time students, AAA membership, safety inspection, education/occupation, new young driver, good student, student away, prior insurance tenure, vehicle safety, anti-theft device |
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What You'll Learn
AAA insurance membership and its benefits
AAA membership offers a wide range of benefits, with a focus on providing peace of mind and exclusive perks to its members. One of the standout features of AAA membership is the 24/7 roadside assistance, which includes towing, flat tires, lockouts, dead batteries and more. This service is provided by independent facilities contracted by AAA and is available to members whether they are a driver or passenger.
Another advantage of AAA membership is the access to a large network of auto repair shops that meet AAA's high standards. Members can enjoy special benefits such as auto repair discounts, extended warranties, and assistance in resolving repair-related issues. AAA also offers insurance options for home, auto, and travel, with members receiving discounts on certain policies.
AAA members also benefit from extensive discounts through a preferred list of partners. These discounts go beyond automotive savings and include everyday items and services such as eyewear, restaurants, tickets to attractions, movies, concerts, and laptops. AAA members can also take advantage of full-service vacation planning and exclusive travel discounts, including savings on hotels, car rentals, cruises, and European vacations.
Additionally, AAA membership provides identity theft protection through ProtectMyID® Essential from Experian, a world leader in the industry. This service helps detect and resolve identity threats with features such as Dark Web Surveillance, Credit Monitoring, and Fraud Resolution Support. Associate memberships are also available for family members, allowing them to share the benefits of the primary member for a small additional fee. Overall, AAA membership offers a comprehensive package of benefits designed to provide convenience, savings, and peace of mind for its members.
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AAA roadside assistance
AAA offers 24/7 roadside assistance to its members in any type of car trouble, whether they are the passenger or the driver, and anywhere in the US or Canada. AAA has been providing roadside assistance for over 100 years and is considered a leader in towing and roadside assistance.
To receive roadside benefits, members must present their membership card and a photo ID. AAA's emergency roadside assistance benefits include towing, flat tire service, fuel delivery, and car battery service. Towing services include towing the vehicle to a regular repair shop, a AAA-approved repair facility, a gas station, or another destination of the member's choice. The number of miles covered depends on the membership type and the rules of the local club. Flat tire service includes inflating or replacing the flat tire with the spare tire at no charge. Fuel delivery is free, with enough fuel to get to the nearest gas station. Car battery services include jump-starting the vehicle and testing and replacing the battery if necessary. Battery replacement is not available in all areas, and the cost of the battery is not included.
AAA members can request roadside assistance in several ways. The fastest and most efficient way is to use the AAA Digital Roadside Request online tool or text HELP to 800-AAA-HELP (800-222-4357). Members can also call (800) AAA-HELP or (800) 222-4357 to speak to a AAA call counselor. Additionally, members can use Amazon Alexa or Google Home/Assistant to request assistance. With a fleet of more than 63,000 towing and roadside service trucks across the country, AAA aims to provide timely and efficient service to its members.
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AAA insurance rates and discounts
AAA offers insurance for cars, homes, and life, with multi-policy discounts available. To purchase a AAA insurance product, you must be a member. However, it is important to note that AAA membership does not include insurance, and you will need to pay for insurance separately. There are three AAA insurance carriers, and the specific carrier and club rules will determine whether membership is required.
AAA insurance is available in select states, and the rates and discounts may vary depending on your location. Some of the discounts offered by AAA include:
- Bundling discounts: You can save money by bundling multiple policies, such as car and home insurance.
- AAA membership discount: If you have a roadside membership, you may be eligible for a discount on your car insurance.
- Payment method discount: AAA offers convenience and flexibility in payment methods, allowing you to pay your insurance bills using credit cards, either online, through the AAA Mobile App, or with the help of an agent at a local AAA branch or over the phone.
It is important to note that AAA insurance rates can vary based on individual factors such as driving history, location, and the specific coverage options chosen. To get an accurate quote for AAA insurance, it is recommended to contact a local AAA agent or visit the AAA website to provide your personal information and receive a personalized quote.
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AAA insurance products
AAA, or the American Automobile Association, provides automotive, travel, insurance, and financial services to over 65 million members across North America.
To access AAA insurance products, you must be a member. AAA insurance covers your car, home, and life, with multi-policy discounts available. You can also insure your motorcycle, RV, boat, and snowmobile. AAA also offers umbrella insurance, renters insurance, condo insurance, landlord insurance, earthquake insurance, flood insurance, and mobile home insurance.
AAA offers customizable insurance policies to help protect what matters most to you. For example, you can cover your pet's medications, treatment for illnesses and injuries, and more. You can also protect your business against property damage and liability claims.
In addition to insurance, AAA membership offers a variety of benefits, including premier roadside assistance, shopping, dining, hotel, and entertainment discounts, and free identity theft protection monitoring. AAA members also have access to a team of experienced travel agents and special travel offers and discounts.
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AAA insurance customer feedback
AAA insurance is a good choice for those who are already members of the service and are looking for reliable roadside assistance. AAA insurance is available to members only and offers car insurance and homeowners insurance, among other services.
Customer feedback for AAA insurance is mixed. Some customers have praised AAA's customer service, describing it as "solid" and "easy to reach". One customer review highlights how AAA's pricing was competitive compared to bigger names, especially with the discounts offered to those who are already members of their roadside assistance program. Another reviewer mentions how AAA's customer service was "wonderful" and that the agents were responsive to their queries. AAA's insurance is also noted to be reliable, especially for members who value emergency services.
On the other hand, some customers have criticized AAA's insurance service, with one customer stating that the agents were very unresponsive and that they had to report them to the Department of Insurance. Another reviewer mentions how they have been waiting for more than four weeks to receive a check from CSAA (California's arm of AAA) after their car was totalled. Some customers have also called AAA a "waste of money" and a company that puts "hidden clauses" in their policies.
It is important to note that AAA insurance is sold through regional companies, and rates and customer experiences may vary depending on the location. Overall, AAA insurance seems to be a good option for those who prioritize roadside assistance and are already members of AAA, but it may not offer the most competitive rates for everyone.
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Frequently asked questions
AAA offers customizable insurance policies to protect you, your family, your belongings, and your property. They offer auto, home, motorcycle, RV, boat, and snowmobile insurance. AAA also offers pet insurance and covers business property damage and liability claims.
After the initial down payment, AAA insurance installment payments and renewals can be paid with credit cards. You can pay your bill by visiting the AAA Pay My Bill page, using the AAA Mobile App, or by visiting your local AAA branch.
To get a quote for AAA auto insurance, visit the AAA website and enter your ZIP code. You can also call AAA at 855-431-7807 or visit your local AAA branch to speak with an agent.
AAA offers a variety of discounts, including bundling home and auto insurance, insuring multiple vehicles, having safety devices installed in your vehicle, and good student discounts. AAA members also save 5%-10% on auto insurance and are eligible for additional discounts on other AAA products and services.
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