Paul Sanchez
AARP offers a range of insurance options, including life insurance, home, auto, dental, and Medicare plans. AARP members can access dental insurance coverage from the AARP Dental Insurance Plan, administered by Delta Dental Insurance Company. Members can also select from a range of four personalized vision plans, each covering an annual eye exam, glasses, and advanced lens features. Additionally, AARP Medicare Supplement Insurance Plans, insured by UnitedHealthcare Insurance Company, are available to those under 65 who are eligible for Medicare due to disability or End-Stage Renal Disease. These plans offer low out-of-pocket costs and freedom of choice, working alongside Original Medicare (Part A and Part B) to cover additional costs.
| Characteristics | Values |
|---|---|
| Insurance type | Life insurance, home, auto, dental, Medicare plans |
| Coverage | Dental procedures, annual eye exam, glasses and advanced lens features, vet visits, prescription meds, boarding fees, funeral costs, rent or mortgage payments, unpaid bills |
| Other | AARP members can apply for up to $150,000 of coverage |
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What You'll Learn
AARP insurance for members and non-members
AARP offers a range of insurance benefits to its members and non-members, including Medicare plans, life insurance, home, auto, and
AARP Insurance for Members
AARP members can access a range of insurance options, including Medicare plans, life insurance, home, auto, and
In addition, members can take advantage of guaranteed acceptance for up to $25,000 in life-long coverage with rates that never increase. AARP Term Life Insurance from New York Life allows members to apply for up to $150,000 of coverage with no medical exam required.
AARP also provides access to insurance products from top companies and personalized coverage options to meet the needs of its members and their families.
AARP Insurance for Non-Members
Non-members can also benefit from AARP-branded Medicare plans, including Medicare Advantage and Medicare Part D plans. These plans offer additional benefits not covered by Original Medicare, such as coverage for prescription drugs, dental, vision, hearing, and fitness.
Overall, AARP insurance benefits are designed to provide peace of mind and protection for individuals and their families, helping them navigate life's unexpected challenges.
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AARP Medicare Supplement Insurance Plans
AARP offers a range of insurance options, including life insurance, home, auto, dental, and Medicare plans. AARP Medicare Supplement Insurance Plans are insured by UnitedHealthcare Insurance Company and endorsed by AARP. These plans are available to retirees age 65 and older who are enrolled in both Original Medicare Parts A and B. They are designed to help limit the out-of-pocket costs associated with Medicare Parts A and B by covering some or all of the costs not covered by Original Medicare, such as coinsurance and deductibles.
AARP Medicare Supplement plans are the only Medicare supplement plans to carry the AARP name. This means that any product or service carrying the AARP brand has been carefully evaluated and selected to meet their high service and quality standards. With these plans, retirees can expect to learn about their plans through various outreach methods, including direct mail and phone calls. The plans offer coverage and care that are available throughout the United States, with some plans even offering coverage for travel outside the country.
In most states, there are eight AARP Medicare Supplement plans available nationwide, and they can be purchased in all 50 states, as well as Washington, D.C., and most U.S. territories. However, it's important to note that supplement plans cannot be purchased in conjunction with Medicare Advantage (Part C) plans. When choosing an AARP Medicare Supplement plan, individuals have the freedom to choose any doctor or hospital that accepts Medicare, including specialists, without the need for a referral.
AARP Medicare Supplement plans provide flexibility in terms of budget and health needs, ensuring that retirees can find a plan that suits their specific requirements. UnitedHealthcare, the exclusive insurer of these plans, streamlines the transition and enrollment process, making it simpler for employers and individuals. Additionally, UnitedHealthcare's large nationwide network helps keep costs lower, benefiting those who opt for AARP Medicare Supplement Insurance Plans.
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AARP dental insurance coverage
AARP offers dental insurance coverage to its members. The AARP Dental Insurance Plan is administered by Delta Dental Insurance Company, which offers coverage for the most common dental procedures. The plan provides individual or family coverage, and members can select from a range of four personalized vision plans. Each plan covers an annual eye exam and glasses, as well as advanced lens features like progressives and anti-glare coating.
The AARP Dental Insurance Plan is available in most states and is designed to provide peace of mind and protection for members and their families. The specific benefits and services covered by the plan may vary depending on the state. For example, TMJ treatment is only covered under the Protect Propel plan in Minnesota, New Mexico, and New York.
AARP members can find details about plans and prices in their area by entering their ZIP code, the number of family members to cover, and the desired coverage start date. Delta Dental also offers a satisfaction guarantee, providing a full refund within the first 30 days if a member is not completely satisfied with their plan, as long as no benefits have been used.
In addition to dental insurance, AARP also offers a range of other insurance benefits, including life insurance, home insurance, auto insurance, and Medicare plans. These insurance options are designed to provide comprehensive coverage for AARP members and their families.
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AARP vision insurance coverage
AARP offers a range of insurance options, including life insurance, home, auto, dental, and Medicare plans. AARP members can also access vision insurance coverage through VSP® Vision Plans.
The VSP® Vision Plans offer four personalized vision plans that are tailored for the member and their family. Each plan includes an annual comprehensive eye exam and a generous allowance for glasses or contacts, with low copays for lens enhancements. The lens enhancements include progressive lenses and anti-glare coating.
There is no waiting period for VSP vision insurance benefits, meaning that members can start using their benefits immediately after enrolling. VSP has the country's largest independent eye doctor network, which includes thousands of independent private-practice doctors, VSP Premier Edge™ locations, over 700 Vision Works® retail locations, and Eyeconic®—the VSP-preferred online retailer for contacts, glasses, and sunglasses.
The EyeHealth Focus Plan is a special VSP plan designed exclusively for AARP members. This plan includes no copays for annual eye exams, a $20 retinal screening copay, a $55 copay for progressive lenses, and a $40 copay for an anti-glare lens coating. This plan also includes a $200 featured frame allowance.
AARP members can also find vision discounts on eye exams, eyeglasses, and contacts from top providers like EyeMed.
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AARP life insurance
AARP offers a range of insurance options, including life insurance, to provide peace of mind and protection for its members and their families. The AARP Life Insurance Program, endorsed by AARP and developed exclusively for AARP members, is provided by the New York Life Insurance Company.
The AARP Life Insurance Program offers both term and permanent group coverage, with no physical exam required. Acceptance is based on health information and other criteria. Members can apply for up to $150,000 in term life insurance coverage, which can last until the age of 80. The rates for this coverage start low but increase over time. Additionally, members can also opt for up to $50,000 in whole life insurance protection, which lasts for their entire lives with guaranteed rates that never increase.
The AARP Life Insurance Program provides valuable coverage, ensuring that members and their loved ones are prepared for life's unexpected events. It offers a sense of security and peace of mind, especially for those who may have concerns about health care costs or other financial burdens.
In addition to life insurance, AARP also provides access to other insurance options, including dental, vision, home, auto, and Medicare plans. These insurance benefits are designed to safeguard the well-being, homes, and overall interests of AARP members and their families. Members can also take advantage of various discounts, a free second membership, and a subscription to AARP's magazine.
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Frequently asked questions
Yes, AARP offers AARP-branded Medicare plans, as well as dental insurance coverage from the AARP Dental Insurance Plan.
AARP's Medicare plans offer benefits such as dental, vision, hearing, and prescription drug coverage. They also help cover some out-of-pocket health care costs that Original Medicare doesn't pay for.
AARP's Medicare plans are provided by UnitedHealthcare Insurance Company or one of its affiliated companies.
