
Ambetter Health Insurance is a healthcare company that offers affordable health insurance plans to individuals and families across the United States. Ambetter Health has more than 4 million members nationwide and is available in 29 states. The company provides a range of benefits, including preventive and wellness services, maternity and newborn care, pediatric services, mental health and substance abuse services, hospitalization, and prescription drug coverage. Ambetter Health also offers a mobile app that allows members to conveniently manage their healthcare anytime, anywhere. In this context, it is important to understand the difference between Medicaid and Ambetter Insurance. Medicaid is a government-sponsored health insurance program that provides low-cost health coverage to individuals and families who meet certain income and eligibility requirements. On the other hand, Ambetter Insurance is a private health insurance company that offers a range of plans with different coverage options and benefits.
| Characteristics | Values |
|---|---|
| Ambetter Health Insurance | Available to individuals and families across the United States |
| Available in 29 states | |
| Offers affordable Health Insurance Marketplace plans | |
| Offers a mobile app to manage your healthcare | |
| Offers a variety of benefits that improve access to care and support members' day-to-day lives | |
| Provides coverage for essential health benefits, including preventive and wellness services, maternity and newborn care, pediatric services, mental health and substance abuse services, hospitalization, and prescription drug coverage | |
| Offers plans with dental and vision coverage | |
| Offers a 24/7 nurse advice line | |
| Offers health management programs for members with chronic conditions | |
| Available in Florida through Sunshine Health, a subsidiary of Centene Corporation | |
| Open enrollment for the Health Insurance Marketplace runs from November 1 through December 15 | |
| Medicaid | A program that provides low-cost health coverage to children in families that earn too much money to qualify for Medicaid but not enough to buy private insurance |
| In some states, Medicaid covers pregnant women | |
| If you have qualifying health coverage through Medicaid, you no longer qualify for savings on your Marketplace plan |
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What You'll Learn

Ambetter from Sunshine Health
Ambetter Health Insurance plans are available to individuals and families across the United States as part of the Health Insurance Marketplace. Ambetter from Sunshine Health is one such plan, which offers affordable health insurance in Florida.
The Ambetter Health mobile app and online member account are also convenient ways to manage your healthcare and health plan. Through the app and online account, you can check your coverage, view your claims, search for in-network care, and access your digital Member ID Card. The online member account also provides answers to questions about your benefits and allows you to make premium payments. In-network Telehealth services are also available through Virtual 24/7 Care, where you can get answers to medical questions and care advice, including prescriptions.
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Ambetter's coverage area
Ambetter Health Insurance plans are available to individuals and families across the United States as part of the Health Insurance Marketplace. Ambetter Health has more than 4 million members and 29 state health plans.
To find out if Ambetter Health Insurance is available in your area, you can use their website or mobile app. You can enter your ZIP Code to find your personal plan and see if Ambetter covers your area.
If you are shopping for Marketplace coverage in New York, you will be redirected to the Fidelis Care website (NY). Ambetter Health Insurance is also available in Florida.
Ambetter Health is focused on helping its members achieve better health through insurance plans and benefits designed to fit their needs and budgets.
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Ambetter's health benefits
Ambetter Health is an experienced healthcare company that offers affordable health insurance plans to individuals and families across the United States as part of the Health Insurance Marketplace. Ambetter Health has more than 4 million members nationwide and offers 29 state health plans. The company believes that health insurance companies can best deliver quality care on a local level, and therefore, it prioritizes investing in its communities and members. Ambetter Health offers plans with benefits designed to fit your needs and budget.
Ambetter Health offers a mobile app that allows members to manage their healthcare anytime, anywhere. The app provides access to all the features of your Online Member Account, including the ability to check your coverage, view your claims, and search for in-network care.
All Ambetter insurance plans offer essential health benefits, including emergency services, outpatient or ambulatory services, preventive and wellness services, maternity and newborn care, pediatric services, mental health and substance abuse services, laboratory services, prescription drugs, therapy services (such as physical therapy) and devices, and hospitalization.
In addition to the essential health benefits, Ambetter Health plans may also include adult dental or vision benefits. Ambetter Health also offers health insurance premium tax credits, which can help eligible members save money on their monthly bills. The amount of premium tax credit one may be eligible for is based on household income compared to Federal Poverty Levels.
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Ambetter's My Health PaysTM program
Ambetter Health Insurance offers affordable health plans in the Health Insurance Marketplace to individuals and families across the United States. Ambetter Health has over 4 million members nationwide and is available in 29 states.
The My Health PaysTM program is a rewards program available to Ambetter Health members. It is designed to encourage members to make healthy decisions by earning rewards for completing various activities. To participate in the program, members need to log in to their Ambetter Health account and activate My Health Pays. Once activated, members can start earning rewards by completing activities, which can then be converted into money to help cover health-related costs and monthly bills. These points can be added to a My Health Pays® Visa Prepaid Card, which can be accessed through the My Health Pays Rewards Store.
It is important to note that there may be tax implications for the My Health Pays® program, so consulting a tax professional is recommended. Additionally, members must qualify for and complete all activities to receive certain rewards, such as $500 or more. As long as members maintain their Ambetter membership, their points will rollover year after year.
The Ambetter Health mobile app provides convenient access to health plan information, allowing members to check their coverage, view claims, search for in-network care, and more.
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Ambetter's Telehealth services
Ambetter Health is a health insurance company with over 4 million members across 29 states in the United States. Ambetter offers its members access to 24/7 telehealth services, allowing them to connect with healthcare providers from the comfort of their own homes.
The telehealth services provided by Ambetter are delivered through Virtual 24/7 Care, which is facilitated by Teladoc. This service enables members to receive medical advice, diagnoses, and prescription medications from licensed healthcare providers. It is important to note that cost-sharing may apply when utilising Virtual 24/7 Care, and Ambetter Health itself does not provide medical care. The care is provided by independent contractors who are not agents of Ambetter Health.
With Ambetter's telehealth services, members can establish a relationship with a primary care doctor of their choosing for routine check-ups and ongoing wellness needs. This service is available to individuals aged 18 and above, and members can schedule appointments Monday through Friday from 7 a.m. to 6 p.m. local time, with additional availability on Saturdays from 9 a.m. to noon.
The Ambetter Health mobile app further enhances the convenience of managing one's healthcare. Through the app, members can easily access their Online Member Account, check their coverage, view claims, search for in-network care, and more. The digital Member ID Card, easily accessible through the app, simplifies the process of sharing one's insurance information.
Overall, Ambetter's telehealth services provide members with flexible and accessible healthcare options, allowing them to receive medical advice and treatment without having to physically visit a healthcare facility. This can be especially beneficial for individuals with busy schedules or those who live in remote areas.
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Frequently asked questions
Ambetter Health Insurance offers affordable health insurance plans in the Health Insurance Marketplace. Ambetter Health has more than 4 million members across 29 states in the US.
Ambetter Insurance is separate from Medicaid. Once eligible for Medicaid, you no longer qualify for savings on your Marketplace plan.
Ambetter Insurance covers all essential health benefits, including preventive and wellness services, maternity and newborn care, pediatric services, mental health and substance abuse services, hospitalization, and prescription drug coverage.

































