Ameriprise Auto Insurance: Tennessee Coverage And Benefits

Ameriprise offers auto insurance in Tennessee through its affiliate, American Family Insurance, under the brand name CONNECT. The company offers standard auto insurance coverage, including liability, collision, and comprehensive insurance, as well as some additional benefits such as accident travel expense coverage and stolen key expense coverage. Ameriprise has a range of discounts available to customers, including safe driving, vehicle safety features, and multi-vehicle discounts. However, it is worth noting that Ameriprise has received more customer complaints about its auto insurance than average.

Ameriprise auto insurance quotes are generally cheaper than average

Ameriprise, an American Family affiliate, offers a range of insurance products, including auto, home, and umbrella insurance. The company has strong financial stability, with an "A" rating from AM Best, but its customer satisfaction scores are only average.

Ameriprise offers a variety of auto insurance discounts, including common ones like multiple cars, safe driving, bundling, and good student discounts. In addition, they offer unique discounts like a volunteer discount for drivers under 25 and a low mileage discount for those who drive less than 7,500 miles per year.

Ameriprise provides standard coverages, such as liability, comprehensive, and collision insurance, as well as add-on coverages like rental car reimbursement, gap insurance, and accident forgiveness. They also offer original equipment manufacturer (OEM) coverage, which ensures that only original parts are used for vehicle repairs.

Overall, Ameriprise is a moderately-priced car insurance company, with rates that are comparable to or cheaper than competitors. Their insurance premiums are moderately priced, and they offer a number of discounts to help customers save even more.

Ameriprise offers a variety of auto insurance discounts

Connect offers a range of auto insurance discounts, including:

• Good driver discount (California only): Drivers with safe driving habits and no traffic tickets or at-fault accidents can avail of this discount.
• Defensive driver discount: Customers who complete a defensive driving course approved by their state's Department of Motor Vehicles (DMV) or an accredited organisation may qualify for this discount.
• Garaging discount: This discount is available for those who park their car in a garage overnight, although it is not available in all locations.
• Good student discount: Full-time students who achieve good grades (a "B" average or above) can benefit from this discount.
• Multi-car discount: Customers who insure multiple vehicles under one Connect car insurance policy are eligible for a discount.
• Multi-product discount: This discount is available to those who purchase other types of insurance from Connect, such as condo, home, renters, business, or umbrella insurance.
• Premier safety discount: Customers who go four years without accidents, traffic violations, or claims can earn this discount.
• Student away discount: If a student driver attends school at least 100 miles away from home and keeps their car at home while at school, their parents can get a discount.
• Tenure discount: Customers who stay insured with Connect for an extended period can benefit from discounted rates.
• Vehicle safety discounts: Cars with safety features like anti-lock brakes, airbags, or automatic seatbelts are eligible for this discount.

Connect also offers bundling discounts for customers who combine auto insurance with homeowners or umbrella policies. The more policies that are bundled, the bigger the discount will be.

Ameriprise offers basic car insurance coverage with slightly below-average prices

Ameriprise offers standard coverage types, including liability, uninsured/underinsured motorist (UM), collision and comprehensive insurance, personal injury protection (PIP), and medical expense insurance. In addition, they provide extra perks such as new car replacement coverage, accident travel expense coverage, and stolen-key expense coverage.

Ameriprise's auto insurance quotes are generally cheaper than average. For full coverage, the average rate is $140 per month, which is 5% less than the average of many of the largest companies in the country. They also offer multiple discounts, including safe driving, bundling, pay-in-full, defensive driving, good student, and airbag discounts.

Ameriprise has a decent reputation for customer service, but it varies depending on the type of insurance. Their home insurance customers tend to receive better service than those with auto insurance. According to the National Association of Insurance Commissioners (NAIC), Ameriprise home insurance gets slightly more than half the complaints expected for a company of its size, while its auto insurance protection tends to receive about 11% more complaints than average.

Overall, Ameriprise is a good option for those seeking basic car insurance coverage at competitive prices. However, it is always a good idea to compare quotes from multiple providers to find the best offer.

Ameriprise has a decent reputation for customer service

Ameriprise home insurance gets a little more than half the complaints expected for an average company of its size, according to data from the National Association of Insurance Commissioners (NAIC). Conversely, its auto insurance protection tends to receive about 11% more complaints than average.

Ameriprise has been recognised by J.D. Power for providing "an outstanding customer service experience" for phone support for advisors for five consecutive years. The company has also been recognised through client surveys and independent research studies for outstanding service and commitment to its clients.

In client surveys, Ameriprise scored 4.9 out of 5 for "overall satisfaction", "providing advice based on my financial goals" and "always putting my interests first". 97% of clients say they feel like their financial advisor cares about their ability to achieve their goals, while 95% say they were highly satisfied with the outcome of their experience with their financial advisor.

Ameriprise offers a full range of insurance products, including auto and home insurance, through third-party insurance carriers, an affinity program and its affiliates, RiverSource Life Insurance Company (RiverSource Life) and RiverSource Life Insurance Co. of New York (RiverSource Life of New York).

Ameriprise offers standard policies at rates that are cheaper or equal to competitors' prices

Ameriprise's auto insurance quotes are generally cheaper than average. For full coverage, the average rate is $140 per month, which is 5% less than the average of many of the largest companies in the country. Ameriprise also offers a variety of discounts, such as bundling home and auto insurance, safe driving, and good student discounts.

While Ameriprise offers standard policies at competitive rates, its customer service reputation for auto insurance is below average. According to the National Association of Insurance Commissioners (NAIC), Ameriprise's auto insurance protection tends to receive about 11% more complaints than average.

In summary, Ameriprise is worth considering for its standard policies and affordable rates, but customers should be aware of its less favourable auto insurance customer service reputation.

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