Associated Credit Union: Exploring Their Auto And Home Insurance Options

Associated Credit Union does offer auto and home insurance through the TruStage™ Auto & Home Insurance Program. This program provides credit union members with affordable, top-quality protection. Members can enjoy discounted rates, online convenience, and 24/7 claims service. The insurance is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. However, it is important to note that discounts may vary and are not available in all states.

TruStage Auto & Home Insurance Program

The TruStage™ Auto & Home Insurance Program is a service offered exclusively to members of Associated Credit Union. The program provides affordable, top-quality protection for your car and home. This includes discounted rates, online convenience, and 24/7 claims service.

TruStage Insurance Agency, LLC offers this program, and leading insurance companies back it. Discounts on the program vary by state and are not available in all states. It is important to note that the insurance offered is not a deposit and is not federally insured. This coverage is also not sold or guaranteed by the credit union.

As a member of Associated Credit Union, you can get a free quote for the TruStage Auto & Home Insurance Program by calling 1-855-483-2149. This program can provide you with peace of mind and protection for your car and home at a discounted rate.

The TruStage Auto & Home Insurance Program is a valuable benefit of being a member of Associated Credit Union, offering convenience and potential savings on insurance for your car and home. With this program, you can rest assured that you have top-quality protection while also enjoying the convenience of online claims service and 24/7 availability.

ACU's Auto Loans

ACU offers a range of auto loans to its members, including financing or refinancing options for vehicles. ACU's auto loans are known for their competitive rates, flexible terms, and no payments for 60 days. This can be especially useful for those planning a summer road trip, as it provides extra cash for travel expenses.

ACU's auto loan rates start as low as 5.50% APR for new and used 2024–2022 model year vehicles with terms up to 60 months. The "No Payments For 60 Days" offer is valid for 2016–2024 models for members with a credit score of 670 or higher. The minimum loan amount for this offer is $10,000. It's important to note that the rate individuals qualify for may vary based on their credit history, loan term, and vehicle age.

ACU also provides car-buying services to its members, such as CU CarFinders, where experts can help find the perfect vehicle and deliver it to the member's house free of charge. Another option is Enterprise Car Sales, which offers a haggle-free pricing package, including a 109-point inspection and Kelley Blue Book Trade-in Value. Members can also choose to buy their next vehicle at a participating dealer or view ACU's current inventory of vehicles for sale.

Additionally, ACU offers protection plans for peace of mind after purchasing a vehicle. These plans include Mechanical Breakdown Protection, Guaranteed Auto Protection (GAP), and debt protection plans. ACU also provides auto insurance through the TruStage Auto & Home Insurance Program, which offers affordable top-quality protection with potential discounts and 24/7 claims service.

ACU's Car Buying Services

Credit Union CarFinders

Let the experts at CU CarFinders find the perfect vehicle for you and deliver it to your house free of charge.

Enterprise Car Sales

Get the Perfect Used Car Package, including haggle-free pricing, a 109-point inspection, Kelley Blue Book Trade-in Value, and more.

Participating Dealers

Buy your next vehicle at a participating dealer.

ACU Inventory

View ACU's current inventory of vehicles for sale.

ACU also offers auto loans with some of the lowest auto rates in Georgia and no payment for 60 days. This means extra cash for gas, tolls, parking fees, and road trip snacks. Plus, you'll have some extra for those spontaneous detours to the world's largest ball of twine!

In addition, ACU offers TruStage™ Auto & Home Insurance exclusively for credit union members. This program provides affordable top-quality protection with discounted rates, online convenience, and 24/7 claims service.

ACU's Auto Loan Purchase

If you're looking to purchase a vehicle, Associated Credit Union (ACU) offers competitive rates and flexible terms to help you get on the road with ease. Here's everything you need to know about ACU's Auto Loan Purchase process:

Competitive Rates

ACU offers low auto loan rates, starting at 5.50% APR for new and used 2024–2022 model year vehicles. This rate is applicable for loans with terms up to 60 months. With ACU, you can enjoy one of the lowest auto rates in Georgia, giving you more financial flexibility for your purchase.

No Payments for 60 Days

One of the standout features of ACU's Auto Loan Purchase is the "No Payments for 60 Days" offer. This means that you won't have to worry about making any loan payments during the initial two months of your loan. This offer is available for 2016–2024 models for members with a credit score of 670 or higher. The minimum loan amount to qualify for this offer is $10,000.

Easy Application Process

Applying for an auto loan with ACU is straightforward. You can either call 770-448-8200, ext. 2393 or apply online. Before applying, be sure to consult the Loan Checklist to ensure you have all the necessary information. You can also use the Loan Calculator to get an estimate of your monthly payments.

Car-Buying Services

ACU also provides car-buying services to make your vehicle purchase even more convenient. With CU CarFinders, experts can help you find your perfect vehicle and deliver it to your house free of charge. Additionally, ACU partners with Enterprise Car Sales, offering a used car package that includes haggle-free pricing, a 109-point inspection, and Kelley Blue Book Trade-in Value.

Protection Plans

To give you added peace of mind, ACU offers a range of protection plans for your vehicle. These include Mechanical Breakdown Protection, Guaranteed Auto Protection (GAP), and debt protection plans. These plans provide comprehensive coverage and assistance in the event of mechanical issues or unexpected situations.

TruStage Auto Insurance

As an ACU member, you also have access to the TruStage Auto & Home Insurance Program. This program offers affordable, top-quality protection with discounted rates, online convenience, and 24/7 claims service. You can get a free quote to learn more about the coverage options available to you.

With ACU's Auto Loan Purchase, you'll benefit from great rates, convenient services, and comprehensive protection plans. Whether you're buying a new or used vehicle, ACU is committed to making the process as smooth and stress-free as possible.

Mechanical Breakdown Protection

MBP is particularly useful for new or leased vehicles with less than 15 months of use and less than 15,000 miles on the odometer. It can be renewed for up to seven years or 100,000 miles, whichever comes first. After paying a deductible, typically ranging from $100 to $500, the insurance will cover the remaining cost of repairs to the mechanical parts of your vehicle, excluding routine maintenance and wear and tear.

MBP provides peace of mind by reducing the financial risk of vehicle ownership. It ensures that you won't have to pay out-of-pocket for unexpected repairs, which can be costly. Additionally, MBP offers flexibility in choosing your repair shop and provides comprehensive coverage for mechanical issues, whereas extended warranties often have limitations.

Associated Credit Union (ACU) offers various vehicle protection options to its members, including auto loans, refinancing options, and the TruStage™ Auto & Home Insurance Program. This program provides exclusive, affordable, top-quality protection for credit union members, with discounted rates, online convenience, and 24/7 claims service. ACU also offers competitive rates and superior service for auto loans, making it a one-stop shop for both financial and protection needs related to your vehicle.

Frequently asked questions