Chase Auto Insurance: Travel Companion Or Just A Car Cover?

Auto insurance payments do not count towards travel categories on the Chase Sapphire card. However, there are a variety of other purchases that do count as travel expenses on the Chase Sapphire Preferred card, including:

- Discount travel sites

- Toll bridges and highways

- Parking lots and garages

- Uber and Lyft rides (excluding Uber Eats)

- Online travel agencies like Priceline, Expedia, and Orbitz

Auto insurance payments do not count as travel categories for Chase Sapphire

While the travel category for Chase Sapphire is broad, it does not include auto insurance payments. This is consistent with other credit cards, as users have yet to come across a card that gives rewards for paying auto insurance.

The Chase Sapphire Preferred Card is a fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee. It offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage, including primary car rental insurance.

The Chase Sapphire travel category includes:

• Discount travel sites
• Toll bridges and highways
• Parking lots and garages
• Uber and Lyft rides (excluding Uber Eats)
• Online travel agencies like Priceline, Expedia, and Orbitz

With so many different types of purchases that will count as travel, you’ll be racking up big-time points in no time.

Chase Sapphire Preferred offers 5x points on travel booked via the Chase Travel portal

The Chase Sapphire Preferred credit card offers a range of benefits for cardholders, including the ability to earn 5x points on travel purchases made through the Chase Travel portal. This means that for every dollar spent on travel bookings via the portal, cardholders will earn five points. This is a significant incentive for those who frequently travel and are looking to maximise their rewards.

The Chase Sapphire Preferred card is known for its premium dining and travel rewards, and its broad definition of what counts as travel. In addition to the 5x points on travel booked through Chase Travel, cardholders can also earn 3x points on dining, including eligible delivery services, takeout, and dining out. Furthermore, the card offers 2x points on other travel purchases that don't fall under the Chase Travel portal category.

The Chase Travel portal is a valuable tool for cardholders as it allows them to book flights, hotels, rental cars, cruises, tours, and other activities directly through the platform. One of the benefits of booking through the portal is the ability to earn points on paid reservations. For example, with the Chase Sapphire Preferred card, cardholders can earn 5x points on airfare and 10x points on hotels and rental cars booked through the portal. This further enhances the rewards earned through the card.

The Chase Sapphire Preferred card also provides additional benefits such as trip cancellation/interruption insurance, auto rental collision damage waiver, baggage delay insurance, and trip delay reimbursement. These benefits provide peace of mind when travelling and can help cover unexpected expenses.

Overall, the Chase Sapphire Preferred card is a great option for those seeking to maximise their travel rewards, especially when booking through the Chase Travel portal. The ability to earn 5x points on travel purchases through the portal, along with the other benefits offered by the card, makes it a top choice for travellers looking to get the most out of their spending.

Chase Sapphire Reserve offers 10x points on hotels and car rentals booked through the Ultimate Rewards portal

The Chase Sapphire Reserve credit card offers a wide range of benefits to its cardholders, including a generous rewards system. One notable perk is the opportunity to earn 10x points on hotels and car rentals booked through the Ultimate Rewards portal. This means that for every dollar spent on qualifying hotel stays and car rentals, cardholders will receive ten points. This offer is applicable when booking travel through Chase Travel after the first $300 is spent on travel purchases annually.

The Ultimate Rewards portal is a valuable tool for Chase Sapphire Reserve cardholders, as it allows them to easily book various types of travel, including hotels and car rentals. The 10x points offer is a significant incentive for cardholders to utilize the portal for their travel bookings, maximizing the value they receive from their card.

In addition to the 10x points on hotels and car rentals, cardholders can also earn 5x points on flights booked through the Ultimate Rewards portal. Furthermore, Chase has a broad definition of what counts as "travel", and cardholders can earn 3x points on other travel purchases like taxi rides, parking fees, and even Uber rides.

The Chase Sapphire Reserve card is well-known for its exceptional travel rewards and benefits, making it a popular choice for those who frequently travel and seek to maximize their spending. The ability to earn bonus points on a wide range of travel purchases, including hotels and car rentals, enhances the overall value and appeal of the card.

It is important to note that the distribution of points may not be immediately reflected on the transaction. The additional points may appear at the end of the current billing cycle or when the statement arrives.

Chase Sapphire Preferred earns 2x points on other travel purchases

The Chase Sapphire Preferred Card is a popular choice for those seeking to maximise their travel rewards. With a broad definition of what counts as "travel", the card offers generous bonus points for travel bookings and other travel purchases.

The card awards 5 points per dollar on all travel purchases booked through the Ultimate Rewards portal and 2 points per dollar on other travel purchases. This includes purchases from merchants in the travel category, such as airlines, hotels, motels, car rental agencies, cruise lines, travel agencies, discount travel sites, campgrounds, and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, parking lots and garages.

The Chase Sapphire Preferred Card also includes Uber and Airbnb purchases as travel expenses, as well as charges incurred on a cruise ship and charged to your room. Additionally, cardholders can earn bonus points on Lyft rides, with a boosted rate of 5 points per dollar spent through March 2025.

However, it is important to note that not all travel-related purchases qualify for bonus points. Excluded purchases include those from educational merchants arranging travel, inflight goods and services, onboard cruise line goods and services, sightseeing activities, tourist attractions, merchants within hotels and airports, vehicle rentals for hauling, and gift cards.

With its wide range of bonus categories and generous travel rewards, the Chase Sapphire Preferred Card is an excellent option for maximising your travel benefits.

Chase Sapphire Reserve earns 3x points on other travel purchases

The Chase Sapphire Reserve card is a premium travel card that offers a wide range of benefits and rewards. While auto insurance payments do not count towards travel categories, the card offers 3x points on other travel purchases.

The Chase Sapphire Reserve card has a broad definition of what counts as travel. Cardholders can earn 3x points on all other travel purchases, including airfare, hotels, cruises, tolls, parking fees, Uber, and Airbnb. Additionally, cardholders can earn 10x points on hotels and car rentals, and 5x points on flights when booked through Chase Travel.

The card also offers a $300 annual travel credit, which can be used to offset the cost of travel purchases. This credit is automatically applied to a wide range of travel purchases in the US and abroad.

Other travel perks include lounge access, Global Entry or TSA PreCheck fee credit, rental car discounts, hotel perks, no foreign transaction fees, and travel and purchase protections.

The Chase Sapphire Reserve card has a steep annual fee of $550, but the benefits and rewards can make it a valuable addition to your wallet. By utilizing the various perks and rewards, cardholders can maximize the value of the card and make the most of their travel experiences.

Frequently asked questions