Axa's Comprehensive Gap Insurance

AXA offers car insurance for as little as £3161, with a range of benefits including a lifetime guarantee on car repairs, a 24/7 emergency helpline, and a 15% discount when insuring another car registered at the same address. However, there is no mention of GAP insurance on their website. GAP insurance, or Guaranteed Asset Protection insurance, is an optional form of insurance that covers the difference between the market value of a written-off car and the price paid for it.

AXA's MultiCar discount

AXA offers a MultiCar discount to customers who insure more than one car with them. This discount is available to families, couples, and housemates, and it applies to cars registered at the same address. The discount is 15% off the additional car(s) and each policy will have its own renewal date and policy documents. This helps to keep things simple, so you don't need to worry about sharing the same certificate or renewal dates.

To be eligible for the MultiCar discount, you must already insure a car with AXA. You can get a quote for AXA Car Insurance on their website. The quote will depend on factors such as your age, address, occupation, car details, and any previous claims or convictions.

AXA's MultiCar Insurance is a great way to save money on car insurance for multiple cars at the same address. With separate policy and renewal dates, AXA's MultiCar Insurance is designed to make it easy to manage your car insurance. Each policyholder will have their own online account and policy documents.

In addition to the MultiCar discount, AXA offers a variety of other benefits with their car insurance, including a 24/7 emergency helpline, the ability to manage your policy online, and a lifetime guarantee on car repairs made by their approved repairers.

GAP Insurance

AXA does not appear to offer GAP insurance.

AXA's comprehensive car insurance

AXA offers comprehensive car insurance, which includes the following:

Cover for theft and fire

If your car is stolen or damaged by theft or fire, AXA will repair or replace it.

Damage to other people's cars or property

If you damage someone else's car or property while driving, AXA will pay out to cover the car repair costs and fix the damage.

Injury to other people

If you injure someone else while driving, AXA will pay out to cover the costs of their recovery.

Audio and sat-navs cover

AXA will pay out up to £1,000 to repair or replace audio and sat-nav equipment in your car if it is stolen or damaged by theft or fire.

Child car seats cover

AXA will pay out up to £300 to repair or replace any child car seats in your car if they are stolen or damaged by theft or fire.

Courtesy car cover

Courtesy car cover is included with AXA Plus Car Insurance to keep you on the move after an accident or while your car is being repaired. For standard policies, this type of cover is an optional extra.

No claims discount

AXA offers a no claims discount (NCD) as a reward for safe driving. Your NCD on your premium increases each year you go without an accident, up to a 20-year limit. Your NCD will not be affected if you have an accident that is not your fault. AXA also protects your no claims bonus if you are hit by an uninsured driver.

Breakdown cover

AXA offers full breakdown cover, including a 24-hour rescue line and an average wait time of 60 minutes for local breakdown recovery.

Legal expenses cover

Legal assistance car insurance cover can be added to your policy for protection against legal costs if you are in an accident that is not your fault. AXA covers up to £100,000 in legal fees.

Personal injury and rehabilitation cover

AXA offers up to £100,000 in compensation if you are injured in your vehicle, including incidents caused by another driver. This add-on also helps with rehabilitation, including expert physio and chiropractic treatment.

AXA's Third party, fire and theft car insurance

If you're looking for car insurance, AXA offers third-party, fire, and theft cover. This type of insurance covers three main areas: third-party damage, fire, and theft.

Third-party, fire, and theft insurance will cover you for any damage caused to a third party, their vehicle, or property in an accident. It also covers you for damage caused by fire or if your vehicle is stolen. However, it's important to note that this type of insurance does not cover your own vehicle if it's damaged in an accident.

With AXA's third-party, fire, and theft cover, you can rest assured that you're protected in case of any mishaps. Their cover includes theft and fire cover, damage to other people's cars or property, injury to other people, audio and sat-nav cover, and child car seat cover.

AXA offers two levels of third-party, fire, and theft car insurance: AXA Plus Car Insurance and AXA Car Insurance. AXA Plus Car Insurance is a premium cover level that includes additional benefits such as a lifetime guarantee on repairs, 90 days of European cover, and an upgraded courtesy car.

When choosing car insurance, it's important to consider your individual circumstances and needs. Assess the level of cover you require based on the type of driving you do and choose the option that best suits your situation.

AXA's Electric car insurance

Electric cars have unique features, so you need a policy tailored to their needs. AXA offers electric car insurance to protect your partial hybrid, plug-in, or fully electric vehicle. Here are some key features of AXA's electric car insurance:

Battery and Charging Cable Cover

Third-Party Cover

If someone trips over your cable in a public place or a faulty cable causes unexpected damage, AXA's third-party cover will protect you.

Optional Breakdown Cover

You can add optional breakdown cover to your policy. If your electric car runs out of charge, AXA will get you to the nearest suitable charging station.

Courtesy Car Insurance

AXA's courtesy car insurance provides you with a courtesy car while your electric vehicle is being repaired or replaced.

Personal Injury and Rehabilitation Cover

In the event of an accident, AXA's personal injury and rehabilitation cover provides up to £100,000 in compensation and covers the cost of expert physiotherapy and chiropractic treatment to aid your recovery.

Uninsured Driver Promise

AXA's uninsured driver promise covers you in case you are hit by an uninsured driver, protecting your no-claims discount.

MultiCar Discount

If you have more than one car registered at your home address, AXA offers a MultiCar discount of up to 15% on your car insurance.

Home Charging Station Cover

AXA's Personal injury and rehabilitation cover

Personal injury cover is not the same as regular car insurance. With a standard car insurance policy, you are covered for repairs to your vehicle in the event of an accident. Personal injury cover, on the other hand, provides fixed-sum benefits for injuries described in the policy if they are sustained during an accident. It also offers specialised medical care and rehabilitation to aid your recovery.

With AXA, limited cover is provided under your standard car insurance policy. However, you can purchase personal injury cover as an optional extra for increased benefits. If you have personal injury cover and are injured in an accident, you can make a claim and receive up to £100,000 in benefits. This cover only applies to the policyholder, and to be eligible, you must have been driving or getting in/out of your car when you were injured, and the accident must have happened in the UK.

There are several exclusions to AXA's personal injury cover. These include any deliberate attempt to put lives in danger (unless to save a human life), injury resulting from driving under the influence of alcohol or drugs, any injury caused by failure to wear a seatbelt (unless exempt on medical grounds), and any injury that occurs while you are not travelling in or getting into or out of your car.

Frequently asked questions