Haris Ashley
Blue Cross Blue Shield offers international health insurance plans for individuals and families who are travelling, working, or living abroad. GeoBlue, part of the Blue Cross Blue Shield family, provides comprehensive travel medical insurance plans that cover hospitalization, doctor visits, prescriptions, ambulance services, and more. GeoBlue plans are available for short- and long-term travel, with annual plans for individuals and families who will be outside their home country for at least 3 months a year, as well as long-term plans for crew members, missionaries, and students/faculty.
| Characteristics | Values |
|---|---|
| Name of the plan | Blue Cross Blue Shield Travel |
| Type of insurance | International Health Insurance |
| Who can apply | U.S. citizens |
| Coverage | Medical expenses incurred internationally, medical evacuations, hospitalization, surgeries, physician office visits, ambulance services, prescription medications, dental care, clinic visits, COVID-19 testing and treatment, imaging, global telemedicine services |
| Additional benefits | Translation tools, access to a wide range of pharmacies, access to elite networks of doctors and specialists |
| Plan options | Short-term, long-term, multi-trip, unlimited travel for a year, annual plans, plans for crew members, missionaries, students/faculty |
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What You'll Learn
GeoBlue travel insurance plans
GeoBlue is part of the Blue Cross Blue Shield family and provides comprehensive travel medical insurance for individuals, families, and businesses. GeoBlue's international health insurance plans serve as primary insurance for those travelling outside of the U.S. and can be purchased as short-term or long-term plans.
GeoBlue's travel insurance plans offer a range of benefits, including:
- Coverage for medical expenses incurred internationally, such as hospitalisation, surgeries, physician office visits, ambulance services, and prescription medications.
- Medical evacuation assistance, providing access to a trusted transportation provider and a receiving facility.
- Help with other travel-related problems, such as legal issues and lost passports or credit cards.
- Access to a wide network of accredited doctors and hospitals around the globe.
- Digital tools and resources, such as the GeoBlue Destination Dashboard, to help manage medical conditions and health and safety risks while travelling.
GeoBlue's plans are designed to meet the unique needs of different types of travellers, including vacationers, business travellers, students, teachers, and individuals living abroad. For example, GeoBlue offers an annual plan for individuals and families who intend to be outside their home country for at least three months per year. GeoBlue also provides long-term plans for crew members, missionaries, and students/faculty who will be outside their home country for extended periods.
It is important to note that travel medical insurance policies are designed to supplement a primary health plan. Individuals should ensure that their primary health insurance provides coverage for international travel and medical evacuations. In the absence of comprehensive travel medical insurance, individuals may be left with high out-of-pocket costs for medical treatment received abroad.
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Coverage for clinic and hospital visits
When it comes to coverage for clinic and hospital visits, GeoBlue, an independent licensee of the Blue Cross and Blue Shield Association, provides international health insurance plans that cover you both inside and outside the United States. This means that you can access healthcare services worldwide, just as you would with your primary health plan at home.
GeoBlue's international health plans are designed to fill in the gaps left by your primary health plan. They cover major expenses such as hospitalisation and surgeries, as well as physician office visits, ambulance services, and prescription medications. These health/accident insurance policies, often referred to as travel health insurance, cover doctor and hospital bills and, in some cases, dental care and medications.
The GeoBlue plan is ideal for short vacations, work travel, or long-term stays abroad. It offers an extensive network of doctors and specialists worldwide, ensuring that you receive the care you need promptly. GeoBlue also provides translation tools that serve as virtual healthcare interpreters, allowing you to travel confidently, knowing that you can communicate your symptoms, medical history, and medications in any language.
To enrol in a GeoBlue health plan, you do not need to be an existing member of a Blue Cross Blue Shield plan. GeoBlue acts as your primary health insurance when you are outside of the United States for the duration of your stay. It is recommended to verify the specifics of your policy, including coverage for clinic and hospital visits, medical evacuations, and any other benefits that are important to you.
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Coverage for prescriptions
GeoBlue is an international health insurance plan offered by Worldwide Insurance Services, LLC, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue is available to anyone, even if they are not a Florida Blue member, and it provides comprehensive travel medical insurance for U.S. citizens abroad.
GeoBlue fills in the gaps that your US health plan may not cover, including medically necessary evacuations, and global telemedicine services. It covers clinic and
GeoBlue also ensures that you have access to medication when you need it. You can fill your prescriptions at over 60,000 participating pharmacies, including most major chains, when you travel in the US. If you are travelling outside the US, GeoBlue will help you navigate unfamiliar healthcare systems to make sure you get the care you need.
If you are in an emergency situation while travelling and a participating pharmacy isn't available, you can pay for the prescription out of pocket and submit a reimbursement request. You will need to keep track of any itemized receipts and submit them with your claim. You can read about the Blue Cross or Blue Care Network drug reimbursement form requirements to get started.
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Ambulance services
GeoBlue is an international health insurance plan offered by Worldwide Insurance Services, LLC, an independent licensee of the Blue Cross Blue Shield Association. Blue Cross Blue Shield is a well-known name in health insurance, and GeoBlue is available to anyone, not just Florida Blue members.
GeoBlue offers comprehensive international travel health insurance, which includes ambulance services, as well as hospital visits, prescriptions, COVID-19 testing and treatment, imaging, and more. It is designed to fill in the gaps that your US health plan may not cover, including medically necessary evacuations and global telemedicine services.
GeoBlue plans are available for short- and long-term trips, with the option of unlimited travel for an entire year, up to 70 days per trip. There are also long-term plans for crew members, missionaries, students, and faculty who will be outside their home country for at least three months a year.
If you are a member of Blue Cross Blue Shield and need to use your international benefits, you can call 1-800-810-2583 24 hours a day, seven days a week, and a representative will direct you to the nearest hospital. You may need to pay for all out-of-pocket costs upfront and submit a claim form with itemized bills to the Blue Cross Blue Shield Global Core Service Center upon your return.
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Medical evacuations
If you are a Blue Cross Blue Shield member, you can access international health insurance through GeoBlue, which is part of the Blue Cross Blue Shield family. GeoBlue provides comprehensive travel medical insurance, including medical evacuations. GeoBlue is available to U.S. citizens and residents, and you do not need to be a Florida Blue member to enrol in a GeoBlue health plan.
GeoBlue's medical assistance team will contact your treating physician and closely monitor your case to determine if a medical evacuation is necessary. GeoBlue coordinates emergency services with Blue Cross and Blue Shield of North Carolina's (Blue Cross NC) strategic resources located around the world.
It is important to note that not all medical insurance covers you when you travel outside the U.S. Most domestic health insurance plans are not recognized outside of the country, so it is essential to have an international health insurance plan if you plan to travel abroad. GeoBlue provides coverage and access to care worldwide, so you don't have to navigate unfamiliar healthcare systems on your own.
In addition to medical evacuations, GeoBlue's international health plans cover hospitalization, doctor visits, and prescriptions. They offer short- and long-term plans for various types of travel, including vacations, business trips, and studying abroad. Their long-term plans are designed for crew members, missionaries, and students/faculty who will be outside their home country for at least three months a year.
When considering travel insurance, it is essential to review the specific benefits and coverage of your plan, including whether medical evacuations are covered and the extent of that coverage.
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Frequently asked questions
GeoBlue is an international health insurance plan, offered by Blue Cross Blue Shield, that provides coverage and service for individuals and families travelling, studying, or living abroad.
Depending on your specific policy, GeoBlue may cover clinic and
Before you leave for your trip, make sure you have your Blue Care Network ID card. In the event of an emergency, go to the nearest hospital. If you’re not sure where to go, call Blue Cross Blue Shield Global Core at 1-800-810-2583, 24 hours a day, and a representative will direct you to the nearest hospital. You may need to pay for all costs at the time and be reimbursed later.
You can request a quote online or call to speak with an insurance agent.
