Insuring Non-Historical Guns: Collectable Insurance Services' Coverage Options

Collectibles Insurance Services offers insurance for antique and modern guns, including their ammo and accessories. The company was founded by collectors and has been in the business of protecting collections for over 50 years. They do not require serial numbers to insure a collection. However, it is unclear whether they specifically insure non-historical guns. Other companies that offer gun insurance include Gun & Trophy Insurance and Eastern Insurance.

Collectibles Insurance Services offers insurance for modern and antique guns

Collectibles Insurance Services (CIS) offers insurance for modern and antique guns, as well as knives, accessories, and dealer inventory. With over 50 years of experience, CIS specialises in protecting collections of all sizes, from antique to modern firearms, including ammo, accessories, and gun safes. The company was founded by collectors, so it understands the emotional investment that comes with owning a collection.

CIS provides a full range of protection for gun collections, including coverage for travel and exhibitions. This means that gun collectors can insure their firearms when they are away from home, such as at a gun show or during shipping. Additionally, collectors can add coverage for storage facilities at an additional cost. CIS also offers Dealers Insurance for those who want to protect their dealer inventory and their clients' collections.

CIS does not require serial numbers to insure a collection, which sets it apart from other insurance providers. The company offers superior customer service, with adjusters who understand the value and importance of collectibles. They work to settle claims promptly and comprehensively. CIS also provides affordable coverage, with deductibles starting at $0 for collector policies.

For gun collectors seeking to insure their firearms, CIS presents a comprehensive option. The company's decades of experience, specialised coverage, and understanding of the unique needs of collectors make it a trusted choice for protecting valuable gun collections.

CIS also provides coverage for guns at exhibitions and during travel

Collectibles Insurance Services (CIS) provides insurance for gun collections, including antique and modern guns, as well as ammunition and gun safes. CIS was founded by collectors, so it understands the emotional investment that comes with owning a collection.

CIS offers a full range of protection for gun collections, including during travel and exhibitions. This means that if you are taking your guns to a scheduled exhibition, show, or display, your collection will be covered up to the policy limit, including travel and shipping to and from the event. This is an essential feature of CIS's insurance offering, as it provides peace of mind for collectors who frequently travel with their firearms.

In addition to the coverage provided during travel and exhibitions, CIS also offers transit coverage for collectible property that is temporarily away from the scheduled location, subject to the policy sublimit. This comprehensive approach to insurance ensures that collectors can feel confident that their investments are protected, no matter where they are.

CIS's insurance for guns at exhibitions and during travel is a significant benefit for collectors who wish to showcase their collections or transport them to different locations. It provides the necessary protection and reassurance that their valuable firearms are covered against various risks, including theft, fire, and accidental damage.

With decades of experience in the industry, CIS has established itself as a trusted provider of insurance for gun collections, offering specialized coverage that meets the unique needs of gun enthusiasts and collectors.

CIS offers insurance for gun dealers' inventory and clients' collections

Collectible Insurance Services (CIS) offers insurance for gun dealers' inventory and clients' collections. With over 50 years of experience, CIS has been providing specialised coverage for gun collections, including antique and modern firearms, knives, ammunition, and accessories. The company understands that gun collections are often more than just financial investments, and offers superior protection that values the unique status and needs of collectors.

CIS provides comprehensive protection for gun dealers, ensuring that their inventory and clients' collections are safeguarded. The company was founded by collectors, ensuring a deep understanding of the interests and needs of gun enthusiasts. CIS offers prompt and personal claim services, with experienced specialists who understand the value and importance of collectibles.

One of the key advantages of CIS's gun insurance is that it does not require serial numbers to insure a collection. This simplifies the process for gun dealers and collectors, making it more accessible and convenient. CIS also provides coverage for guns during travel and exhibitions, ensuring protection beyond the confines of a static location.

In addition to its standard coverage, CIS offers optional insurance for collectibles stored in public storage facilities. This add-on provides peace of mind for gun dealers and collectors who utilise storage units, ensuring their valuables are protected even when not on display or in active use. CIS's rates are typically more affordable than scheduling the same items under a homeowners policy, making it a cost-effective choice.

CIS is committed to serving the unique needs of gun dealers and collectors. By choosing CIS, individuals can rest assured that their gun-related investments are protected, allowing them to focus on their passion for collecting without constant worry. CIS's dedication to the collector's point of view sets it apart in the insurance industry.

Gun & Trophy Insurance provides comprehensive policies for gun collectors

Gun & Trophy Insurance was founded in 2017 as part of the Cushman Insurance Agency, which has been in business since 1981. The company partners with The Hanover Insurance Group to offer specialised insurance policies for gun enthusiasts. Their Silver and Gold (Blanket) Policies do not require information about a collection until a claim is made. Their Premier Policy allows for but does not require scheduling or supplying serial numbers when purchasing the policy.

Gun & Trophy Insurance is a preferred choice for those seeking to protect their cherished collections due to its flexible and affordable coverage options. The company understands the unique needs of gun collectors and offers tailored policies to meet their specific requirements.

In addition to its comprehensive coverage, Gun & Trophy Insurance is dedicated to providing exceptional customer service. Their adjusters are experienced specialists in collectibles and understand the value and importance of their clients' collections. They work diligently to ensure that any claims are settled as quickly and completely as possible.

Gun & Trophy Insurance's support extends beyond just insurance, as demonstrated by their partnership with USA Shooting. The company provides insurance coverage for the organisation's entire firearms collection, showcasing their commitment to promoting and supporting shooting sports.

Homeowner's insurance policies may not be sufficient for gun collections

While homeowners insurance policies do cover firearms, they may not be sufficient for gun collections. This is because expensive valuables like firearms typically come with special limits of liability, or sublimits. A base homeowners insurance policy usually covers firearms up to a certain amount, typically between $2,500 and $5,000, for loss by theft. If your firearm collection exceeds this amount, you may need to consider additional coverage.

Homeowners insurance policies also include personal liability coverage, which covers legal expenses if you are found liable for injury or property damage caused by your firearm. However, this type of coverage typically excludes criminal acts and intentional injury or property damage. It is important to note that liability coverage for firearms may vary depending on the circumstances of the situation and the specific policy.

If you have a gun collection worth more than the sublimit offered by your homeowners insurance, you may want to consider additional options for coverage. One solution is to schedule your guns under itemized personal property coverage, which provides extra protection for specific guns. You can also increase the coverage limits for all of your guns by purchasing blanket coverage.

Another option to consider is gun owners' liability insurance, which can help address the gaps in most homeowners insurance policies. This type of insurance is designed specifically for gun owners and can provide additional protection against unintended consequences. It is recommended to compare different policies and speak to a trusted insurance provider to find the right coverage for your gun collection.

Collectibles Insurance Services (CIS) is one example of a company that specializes in insuring gun collections. CIS offers superior protection for antique to modern gun collections, including ammo, accessories, and gun safes. They understand that gun collections are often more of an emotional investment than a financial one, and they have been providing peace of mind to collectors for over 50 years.

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