Erie Auto Insurance: Understanding Towing Coverage

Erie Auto Insurance offers a range of coverage options, including roadside assistance and towing services. For around $5 per vehicle per year, Erie's Emergency Roadside Service provides peace of mind if you experience a breakdown or find yourself stranded on the side of the road. This add-on to your auto insurance policy covers lockouts, flat tires, mechanical breakdowns, dead batteries, and even an empty gas tank. It also includes towing to the nearest service garage plus an additional 20 miles.

However, some Erie agents advise against this coverage, suggesting that standalone services like AAA offer broader coverage and that using your auto insurance for roadside assistance can result in claims that may adversely affect your rates.

Erie Insurance's roadside assistance costs $4-$5 per car, per year

Erie Insurance's roadside assistance is an optional add-on to your auto insurance policy. It costs $4 or $5 per car, per year, and is available with the purchase of either comprehensive or collision coverage.

For this affordable price, you can get help with lockouts, flat tires, mechanical breakdowns, dead batteries, and an empty gas tank. It also covers the cost to pull your car out of a ditch or snow if you end up within 10 feet of the highway. If your car is further than 10 feet away from the highway, there may be an additional cost.

The coverage provides towing to the nearest service garage, plus 20 miles. If you need to go beyond this radius, you will have to pay the difference. Some roadside assistance programs limit emergency towing to 10 miles, so this is a great benefit.

You can use a towing company of your choice and get reimbursed by filing a claim, or you can call 800-FOR-ERIE to use their service provider. The service is available 24/7, so you can rest easy knowing that help is always available.

In addition to roadside assistance, Erie Insurance also offers other optional coverage features, such as pet coverage and personal item coverage, to enhance your basic auto insurance plan.

You can use a towing company of your choice and get reimbursed by Erie Insurance

If you have an Erie auto insurance policy, you can add emergency roadside service coverage to your plan. This will allow you to use a towing company of your choice and get reimbursed by Erie Insurance.

Emergency Roadside Service Coverage is an optional feature that can be added to your Erie auto insurance policy. It costs around $4 to $5 per vehicle per year and provides assistance in a range of situations, including lockouts, flat tires, mechanical breakdowns, dead batteries, and running out of gas. It also covers the cost of pulling your car out of a ditch or snow if you end up within 10 feet of the highway.

If you need to use a towing company of your choice and get reimbursed by Erie Insurance, you can follow these steps:

• Contact the towing company you prefer and pay for the towing service.
• Keep a record of your receipt and any other relevant documentation.
• File a claim with Erie Insurance to seek reimbursement for the towing expense. You can file your tow claim online or by calling 800-367-3743 and selecting option 2 to be connected directly to Agero, Erie's nationwide roadside service partner.

It's important to note that the coverage provided by Erie Insurance has certain limitations. For example, if your vehicle is more than 10 feet away from the highway when it breaks down, you may have to pay an additional out-of-pocket expense. Additionally, the coverage provides towing to the nearest service garage plus 20 miles. If you need to go beyond this mileage radius, you will be responsible for paying the difference.

While the Emergency Roadside Service Coverage from Erie Insurance can be a convenient option, some people may prefer to use a separate roadside assistance service, such as AAA, to avoid having these incidents recorded as insurance claims, which could potentially affect your rates.

The service covers locksmith costs of up to $75

Erie Auto Insurance provides a comprehensive insurance plan that includes coverage for locksmith costs of up to $75. This means that if you accidentally lock your keys in your car, you can rest assured that Erie Insurance has you covered. This service is available as part of their comprehensive insurance plan, which also includes other valuable features such as pet coverage and personal item coverage.

The locksmith coverage provided by Erie Auto Insurance can be a real lifesaver in emergency situations. For example, if you break your key in the ignition or lose your keys entirely, their team of professionals is ready to assist you. With their comprehensive insurance plan, you can receive up to $75 of coverage for locksmith services, ensuring that you can quickly and efficiently resolve any locksmith emergencies. This coverage is available 24 hours a day, so you can have peace of mind knowing that help is always within reach.

It's important to note that the locksmith coverage provided by Erie Auto Insurance is specifically designed for auto locksmith emergencies. This means that it covers issues related to your vehicle, such as locking your keys in your car or breaking a key in the ignition. If you require locksmith services for your home or other property, you may need to explore alternative coverage options or contact a different service provider.

Erie Auto Insurance's comprehensive insurance plan, which includes locksmith coverage, is available at a competitive price. For around $5 per vehicle per year, you can add this valuable coverage to your policy. This affordable option ensures that you don't have to break the bank to have peace of mind while on the road. Additionally, their team of experienced representatives can guide you through the process of selecting the right policy and plan options that best suit your needs.

In conclusion, Erie Auto Insurance's comprehensive insurance plan offers valuable coverage for locksmith costs of up to $75. This service provides reassurance and assistance in the event of auto locksmith emergencies. With their affordable rates and reliable coverage, you can feel confident that you're getting the best protection for your vehicle. So, whether you're a new or experienced driver, consider adding Erie Auto Insurance's comprehensive plan to your coverage for enhanced peace of mind on the road.

Erie Insurance's roadside assistance covers flat tires, dead batteries, and empty gas tanks

Erie Insurance's roadside assistance is an optional add-on to your auto insurance policy that covers a range of issues, including flat tires, dead batteries, and empty gas tanks. For around $5 per vehicle per year, you can have peace of mind knowing that help is just a phone call away.

Flat tires can be a hassle, but with Erie Insurance's roadside assistance, you won't be left stranded. They will send someone to change your tire or provide a tow to the nearest service garage if needed. Dead batteries are also covered, so if your car won't start, they can give you a jump start to get you back on the road.

Running out of gas can be a stressful experience, but with Erie Insurance's roadside assistance, it doesn't have to be. They will bring you enough fuel to get to the nearest gas station, so you can quickly get back on your way. This service covers not just cars, but also light trucks, motorcycles, and trailers.

In addition to these basic services, Erie Insurance's roadside assistance also covers lockouts and mechanical breakdowns. If you accidentally lock your keys in your car, they will cover the cost of a locksmith up to a certain amount. And in the event of a mechanical breakdown, they will provide towing to the nearest service garage, plus an additional 20 miles if needed.

Erie Insurance's roadside assistance is available 24/7, so you can rest assured that help is always within reach. While it is an optional add-on, it is a valuable service that can provide peace of mind and save you from the hassle and stress of dealing with car troubles on your own.

The service is available 24/7

Erie Auto Insurance offers 24/7 emergency roadside assistance. This includes towing services provided by Agero, their nationwide roadside service partner.

If your vehicle breaks down, you can call 800-FOR-ERIE (800-367-3743) to be connected directly with Agero. This service is available at any time of day, on any day of the year. So, if your car breaks down at 4 a.m. or on a holiday, you can rest assured that you will be able to get help.

You can also choose to contact a towing company of your preference and file a claim with Erie for reimbursement.

Erie's emergency roadside assistance covers lockouts, flat tires, mechanical breakdowns, dead batteries, and running out of gas. It also covers the cost of pulling your car out of a ditch or snow if you end up within 10 feet of the highway. If your vehicle is more than 10 feet from the highway, there may be an additional expense.

The coverage provides towing to the nearest service garage plus 20 miles. If you need to go beyond this radius, you will be responsible for paying the difference.

Erie's roadside assistance is an optional add-on to your auto insurance policy and costs around $5 per vehicle per year. It is available with the purchase of either comprehensive or collision coverage.

Frequently asked questions