Jane Dotson
GEICO offers homeowners insurance, which is a type of property insurance that provides financial protection to homeowners in the event of damage or loss to their private residence and its contents. GEICO's homeowners insurance covers damage to the home and permanent structures on the property, as well as damage or theft of personal belongings such as furniture, appliances, and clothing. It also includes personal liability coverage for damage or injuries caused by the policyholder or their household members, including pets. GEICO's homeowners insurance is available in all 50 states through a network of partner companies, and customers can receive a discount on their car insurance if they bundle their homeowners and auto policies.
| Characteristics | Values |
|---|---|
| Type of Insurance | Homeowners Insurance |
| Availability | All 50 States |
| Customer Service | 7 days a week |
| Discounts | Multi-policy, Home Security Systems, Smoke Detectors and Fire Extinguishers |
| Coverage | Property Damage, Personal Property, Personal Liability, Additional Living Expenses |
What You'll Learn
GEICO's home insurance partners
- AIG
- American Family
- The Hartford
- Liberty Mutual
- Berkshire Hathaway Specialty Insurance
- Hawaii Insurance and Guaranty Company, Limited
- Heritage Property and Casualty Insurance Coas
- Homeowners of America
- Privilege Underwriters Reciprocal Exchange
- Tower/National General
- Universal Ins Co of North America
- Adirondack
- AllRisks
- American Modern
- Arrowhead
- ASI
- Assurant
- Cabrillo
- Chubb
- Citizens
- Cypress
- FedNat
- First Hawaii
- Foremost
- Hippo
- Homeowner's Choice
- Homesite
- Interboro
- Island Insurance
- Mountain Valley
- Narragansett Bay
- National General
- New Jersey Skylands
- QBE
- RLI
- SafeCo
- Sagesure
- Security First
- Stillwater
- Tapco
- Travelers
- TypTap
- UPC Insurance
- Wellington
GEICO's extensive network of partners allows it to offer home insurance across all 50 states, providing a convenient option for those who own homes in multiple states or are planning to move. The company's strong reputation and wide availability, combined with its partnerships with reputable insurers, make it a competitive choice for those seeking home insurance.
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Discounts for GEICO auto policyholders
Yes, GEICO offers house insurance. As well as auto insurance, GEICO provides insurance for homeowners, renters, and condos.
GEICO offers discounts for auto policyholders who also have a homeowners, renters, condo, or mobile home policy through the GEICO Insurance Agency. This is known as the Multi-Policy Discount.
GEICO also offers a Multi-Vehicle Discount, where policyholders who insure more than one car with GEICO can get a discount of up to 25% on most car insurance coverages.
GEICO also offers discounts for auto policyholders who are members of one of their partner organizations. This includes Alumni Associations, Fraternities and Sororities, and Professional Organizations.
Other discounts for auto policyholders include:
- Good Driver Discounts
- Federal Employee Discount (Eagle Discount)
- Anti-Lock Brakes Discount
- Anti-Theft System Discount
- Daytime Running Lights Discount
- New Vehicle Discount
- Seat Belt Use Discount
- Driver's Education Discount
- Good Student Discount
- Emergency Deployment Discount
- Membership and Employee Discounts
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GEICO's home insurance coverage
Protection for your home and personal belongings
GEICO's home insurance covers the cost to repair or replace damage to your house and permanently attached structures, like garages and tool sheds, due to water damage, fire, wind, and hail. It also includes personal property coverage, which helps recoup the cost to repair or replace personal belongings that were damaged or stolen. Belongings that are often covered include furniture, appliances, and clothing.
Liability coverage
GEICO's home insurance provides personal liability coverage, which could help cover the legal costs should someone get injured or have their property damaged by you or your pets, or if you are faced with a lawsuit. It also covers medical payments for minor injuries to people who don't live with you but get hurt on your property.
Additional living expenses
GEICO's home insurance may also include coverage for additional living expenses if your home is uninhabitable due to a covered peril, such as a fire or flood. This coverage can help pay for hotel stays, restaurant meals, or other expenses incurred while your home is being repaired.
It's important to note that the specific coverage, payment plans, discounts, and features of GEICO's home insurance policies can vary by location and the third-party insurer providing the coverage.
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GEICO's home insurance claims process
GEICO's home insurance is provided through a network of partners, including established companies such as AIG, American Family, The Hartford, and Liberty Mutual. As such, the specific claims process may vary depending on the third-party provider. However, there are several standard methods for reporting a claim with GEICO.
You can report a claim by logging into your account on the GEICO website and filing a claim online. You can also use the GEICO mobile app to report and track your claim, which is the fastest way to get roadside assistance. Additionally, you can find contact numbers on the GEICO website to reach out to the insurer by phone.
GEICO's customer service team is available through the app, online, or by phone seven days a week. Their operating hours vary depending on your location. For example, in Hawaii, customer service agents are available from 7:30 am to 5:00 pm HST, while in Florida, they are available from 8:00 am to 9:00 pm EST.
It is important to note that GEICO's homeowners insurance arm operates as an agency, so the quotes and policies are underwritten by these third-party providers. This means that pricing, coverage, payment plans, discounts, and features can vary significantly depending on the partner insurer and your location.
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GEICO's customer service
GEICO's website offers a list of contact numbers for the companies in its homeowners insurance network, which includes well-known insurers like The Hartford, Liberty Mutual, and Travelers. The company also has a chatbot that can help with quick questions, and customers can log in to send direct messages.
GEICO's property agency call center is open from 8:00 a.m. to 9:00 p.m. ET. The company also offers a variety of online services, making it easy to manage your homeowners insurance policy. You can use GEICO's online services to pay bills, make changes, and request documents.
Overall, GEICO's customer service is convenient and accessible, providing multiple channels for customers to get the assistance they need.
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Frequently asked questions
Homeowners insurance is a type of property insurance that provides financial protection to homeowners in the event of damage or loss to their private residence and its contents.
Homeowners insurance covers more than just the house itself. It can help you replace items that you couldn't easily afford to replace otherwise. For example, it covers furniture, appliances, clothing, and more.
You can get a quote by requesting one on GEICO's website. You will be guided through a series of questions, including your personal information and details about your home, such as the number of bedrooms and bathrooms and the quality of the roof.
