Haris Ashley
The cost of insuring a Mazda varies depending on the model, the driver's age, location, driving history, and other factors. Mazda car insurance rates are generally average when compared to other cars. While some models like the CX-5 and CX-30 are cheaper to insure, the Mazda6 is considered to have high insurance rates, with estimates ranging from $133 to nearly $200 per month for full coverage. The average cost of insuring a Mazda is $138 per month or about $1,659 per year, which is on the lower end of the spectrum.
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Mazda6 insurance costs
The cost of insuring a Mazda6 varies depending on a variety of factors, including the driver's age, location, driving history, and the specific model of the car. On average, it costs around $1,648 per year or $137 per month to insure a Mazda6, according to Insurance.com. However, some Mazda6 owners have reported paying anywhere from $88 to $200 per month for insurance, depending on their coverage and other factors.
The model and age of the Mazda6 can also impact insurance rates. Newer or more expensive models generally have higher insurance rates due to their higher risk of accidents or theft. Additionally, the cost of repairs for the vehicle can influence insurance rates, as higher repair costs can lead to higher insurance premiums.
When compared to other car brands, Mazda insurance rates are fairly average. Mazdas are typically more expensive to insure than brands like Hyundai and Toyota, but they are usually cheaper to insure than luxury brands like Lexus and Mercedes-Benz. The Mazda3, for example, has higher-than-average insurance rates compared to other Mazda models, with an average monthly insurance cost of $310. On the other hand, the CX-3 and CX-30 crossover SUVs are among the cheapest Mazdas to insure, with average monthly insurance costs of $240 and $268, respectively.
It's worth noting that insurance rates can vary significantly between different insurance companies. For example, State Farm is known for offering competitive rates for Mazda insurance, while USAA is usually the cheapest option if you qualify. Comparing rates from multiple insurance providers can help ensure that you're getting the best deal for your Mazda6 insurance.
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Insurance rates by location
Insurance rates for Mazda6 vehicles depend on several factors, including location, driving history, age, and other variables.
For example, a user on Mazda6Club.com forums mentions paying nearly $200 a month with Progressive for full coverage with a $1,000 deductible. Another user on the same forum mentions paying $133.51 a month for a 2015 Mazda 6 and 2012 Toyota Camry Hybrid with Amica Insurance. A third user mentions paying $55 a month with GEICO for a $250 comp/$500 collision deductible and maxed-out coverage. A fourth user mentions paying $119 a month for full coverage and a $500 deductible with Western National Insurance, located in San Diego (SD).
According to Insurance.com, the average cost of insuring a Mazda6 is $1,648 per year or $137 per month. However, rates can vary depending on location, driving history, age, and other factors. The auto insurance rates also change based on the vehicle's model year. For example, the average insurance cost for a 2017 Mazda 6 may be different from that of a 2021 Mazda 6.
Additionally, insurance rates can vary depending on the insurance company and the level of coverage. For example, State Farm offers cheaper rates for Mazda CX-3 and Mazda3 insurance. Full coverage for a Mazda CX-3 costs $165 per month on average with State Farm, while it costs $240 per month on average with other insurance companies. Similarly, full coverage for a Mazda3 costs an average of $232 per month with State Farm but $642 per month with Allstate.
It's important to note that insurance rates are not standardized and can vary from one provider to another. It is recommended to get quotes from several providers and compare rates, benefits, and additional coverage options to find the most affordable and comprehensive option.
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Insurance rates by model
The cost of insuring a Mazda varies depending on the model, the insurance provider, and the driver's personal circumstances. On average, it costs $300 per month, or $3,600 per year, to insure a Mazda with full coverage. However, some models are cheaper to insure than others.
The CX-3, a crossover that was discontinued after 2021, is the cheapest Mazda to insure. Full coverage for a CX-3 costs $240 per month, or $2,880 per year, on average. The CX-30, which replaced the CX-3, has the cheapest insurance for a Mazda model currently sold, at $268 per month, or $3,216 per year, for full coverage.
The Mazda3, which comes as a sedan and a hatchback, is Mazda's cheapest car to buy, but it has higher-than-average insurance rates compared to other Mazda models. It costs around $310 per month, or $3,720 per year, to insure. State Farm has cheaper rates for the Mazda3, with full coverage costing an average of $232 per month, or $2,784 per year, compared to $642 per month, or $7,704 per year, from Allstate.
The MX-5 Miata, Mazda's top sports car, is the most expensive Mazda to insure, with an average full coverage rate of $335 per month, or $4,020 per year. However, State Farm offers cheaper rates for the Miata, with full coverage costing $222 per month, or $2,664 per year.
The Mazda CX-5 is another popular model, costing around $270 per month, or $3,240 per year, to insure with full coverage. State Farm's rate for the CX-5 is much cheaper, at $185 per month, or $2,220 per year.
It's worth noting that insurance rates can vary based on factors such as the driver's age, location, driving history, and credit score. For example, insurance rates are higher in states like Michigan and Florida, which mandate higher coverage levels. Additionally, insurance costs tend to decrease as the driver's age increases and they maintain a good driving record.
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Insurance rates by age
The insurance rates for a Mazda6 vary depending on the driver's age, location, driving history, and other factors. The average cost of insuring a Mazda6 is $1,648 per year or $137 per month. However, insurance rates for the 2021 Mazda6 model are $1,690 per year for a 30-year-old driver. The cost of insurance for a Mazda6 sedan with full coverage is $290 per month on average. State Farm offers the cheapest full coverage for the Mazda6 at $209 per month, which is significantly lower than the average rate.
When it comes to insurance rates by age, older and more experienced drivers often benefit from lower insurance costs compared to younger drivers. Insurance companies typically consider drivers in their 40s, 50s, and 60s as lower-risk, resulting in more affordable insurance premiums. On the other hand, younger drivers, especially teenagers, tend to pay higher insurance rates due to their lack of driving experience and higher risk of being involved in accidents.
For example, let's consider the insurance rates for a Mazda6 for drivers in their 20s, 30s, 40s, and 60s. A driver in their 20s may pay a higher insurance rate due to their age and limited driving history. As they enter their 30s, with more driving experience and a potentially better driving record, their insurance rates may decrease. By the time they reach their 40s, insurance rates could be even lower, assuming a clean driving record and safe driving habits. Continuing this trend, a driver in their 60s may enjoy even more affordable insurance rates, as insurance companies perceive them as lower-risk and experienced drivers.
It is important to note that insurance rates by age can vary significantly between different insurance providers. Some companies may offer more competitive rates for specific age groups, so it is always advisable to compare quotes from multiple insurance companies to find the best deal. Additionally, factors such as location, vehicle model year, and individual driving history will also influence the final insurance cost.
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Insurance rates by driving history
The cost of insuring a Mazda depends on various factors, including the model of the car, the insurance company, and the driver's age and location. The Mazda6, for example, costs an average of $1,648 per year or $137 per month to insure. However, these rates can vary depending on the driver's age, location, and driving history.
When it comes to insurance rates and driving history, insurance companies consider customers with multiple violations and incidents on their record to be high-risk drivers. This means that they are more likely to file a claim, which will cost the company money. As a result, insurance companies charge higher rates to offset this risk. The more violations and incidents a driver has on their record, the higher their insurance rates are likely to be.
The impact of driving history on insurance rates can vary depending on the company and the specific violations or incidents. On average, drivers with a single ticket on their record pay around $171 per month for insurance, which is a 27% increase compared to drivers with a clean record. If the police find a driver at fault in an accident, their rates may increase by approximately 34%. More severe infractions, such as reckless driving or DUI, can increase rates by up to 50%.
It's important to note that insurance rates are also influenced by other factors, such as the type of car, safety features, location, age, and credit score. Comparing insurance rates from different companies can help drivers find the best prices and coverage options for their specific situation. Additionally, understanding your driving record and insurance history is crucial when shopping for car insurance.
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Frequently asked questions
The cost of insurance for a Mazda6 varies depending on several factors, including the driver's age, location, driving history, and insurance company. The average cost of insurance for a Mazda is $138 per month or about $1,659 per year. According to Insurance.com, the average cost of insuring a Mazda6 is $1,648 per year or $137 per month. Some Mazda6 owners have reported paying $133.51, $130, or $88 per month, while others have stated amounts of $190 or $200 per month.
Mazda car insurance rates are considered fairly average when compared to other car brands. However, they can be more expensive than some other brands, such as Hyundai and Toyota. The cost of insurance for a Mazda6 may be higher due to factors such as the model's safety rating, repair costs, and theft rates. Additionally, the location of the driver can impact insurance rates, with urban areas typically having higher insurance costs.
The cost of insuring a Mazda6 is generally lower than that of the Mazda3 and the MX-5 Miata. The Mazda3 costs around $310 per month on average to insure, while the Miata costs approximately $335 per month. The CX-3, which was discontinued after 2021, was the cheapest Mazda model to insure, with an average cost of $240 per month for full coverage.
To obtain a lower insurance rate for your Mazda6, consider comparing rates from different insurance companies. Some companies, such as State Farm and USAA, are known to offer more affordable rates for Mazda insurance. Additionally, factors such as your driving record, age, and location can influence your insurance rate, so maintaining a clean driving record and residing in a rural area may help reduce your insurance costs.
