Alyssa Lane
Northern Arizona University (NAU) offers a range of health insurance options for its students. The Student Health Insurance Plan (SHIP) is a group health insurance plan offered by all three state universities in Arizona, providing coverage to students who are uninsured, need cheaper alternatives, or need an Arizona provider network. NAU also offers a discount program called LouieCare, which students can pay for by semester or academic year. Additionally, NAU accepts the UHC Student Health Insurance and is contracted with several major insurance providers. International students with specific visas are automatically enrolled in SHIP, while other international students are required to have UnitedHealthCare Student Resources (UHCSR) insurance or obtain a waiver. Graduate students also have access to major medical insurance, with full-time graduate assistants receiving it as part of their employment package.
| Characteristics | Values |
|---|---|
| Name of the insurance plan | Student Health Insurance Plan (SHIP) |
| Who is it for? | Undergraduate students, graduate students, international students |
| Cost | $175 per semester, $350 per academic year, or $460 per full year |
| Co-pay | $15 per service |
| In-house lab tests | $15 |
| Telemedicine visits | Same copay rates as in-person visits |
| Primary care | Covered with a $15 copay for each office visit |
| Specialty services | Physical Therapy has a $25 copay |
| Insurance providers | Blue Cross Blue Shield, Aetna, Cigna, Tricare, United Healthcare |
| Vaccinations | MMR, meningitis ACWY and B, influenza, tetanus, pertussis |
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What You'll Learn
- Northern Arizona University (NAU) offers a Student Health Insurance Plan (SHIP)
- International students are automatically enrolled in SHIP
- Graduate students have access to major medical insurance
- Students can pay $175 per semester or $350 per academic year for LouieCare
- Students can use their own insurance plan from providers like Blue Cross Blue Shield, Aetna, and Cigna
Northern Arizona University (NAU) offers a Student Health Insurance Plan (SHIP)
All international students are required to have UnitedHealthCare Student Resources (UHCSR) Student Health Insurance or a waiver from the international office. Students who are enrolled as online-only students are not eligible for the UnitedHealthCare Student Health Plan. Students who are eligible for or are enrolled under Medicare are not eligible to enroll in the plan. Undergraduate seniors may enroll with less than six units if they are in their last semester to achieve their final graduation requirements and had the insurance coverage in the prior semester.
NAU also offers a discount program for services received at NAU Campus Health Service, called LouieCare. Students can pay $175 per Fall, Spring, or Summer semester, $350 per academic year, or $460 per full year. Most medical services provided by Medical Services are covered with a $15 co-pay per service. In-House laboratory tests are $15.
NAU accepts the UHC Student Health Insurance and is contracted with several other insurance providers, including Aetna, Blue Cross Blue Shield, Cigna, Tricare, and United Healthcare.
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International students are automatically enrolled in SHIP
Northern Arizona University (NAU) offers a Student Health Insurance Plan (SHIP) to its students. International students with an F1 or J1 visa are automatically enrolled in SHIP and have the insurance fee added to their LOUIE account. International students are required to have health insurance for their own financial protection, as healthcare in the US is extremely expensive.
The Student Health Insurance Plan (SHIP) is a group health insurance product offered by all three state universities in Arizona. It provides group coverage to students who are uninsured, need a less expensive alternative, or need an Arizona provider network. Primary care is covered at Medical Services with a $15 co-pay for each office visit and $10 for in-house laboratory tests.
International students enrolled in Medicare are not eligible for SHIP. Students enrolled as online-only students are also not eligible for the UnitedHealthCare Student Health Plan. Students in this situation can request a waiver and provide health insurance documentation showing the type of insurance, coverage amount, and dates of coverage. Coverage must include repatriation and medical evacuation, and travel insurance is not accepted.
NAU also offers LouieCare, a discount program for services received at NAU Campus Health Service. Students can pay $175 per semester or $350 per academic year. Most medical services provided by Medical Services are covered with a $15 co-pay per service.
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Graduate students have access to major medical insurance
Northern Arizona University (NAU) offers a variety of health insurance and healthcare options for its graduate students, including major medical insurance. Graduate students who are employed as full-time assistants receive major medical insurance as part of their employment package.
The Student Health Insurance Plan (SHIP) is a group health insurance product offered by all three state universities in Arizona. It provides group coverage to students who are uninsured, need a less expensive alternative, or need an Arizona provider network. Primary care is covered at Medical Services with a $15 co-pay for each office visit and $10 for in-house laboratory tests. International students with an F1 or J1 Visa will have the SHIP insurance fee automatically added to their LOUIE account.
NAU also offers LouieCare, a discount program for services received at NAU Campus Health Service. Students can pay $175 per semester, $350 per academic year, or $460 per full year. Most medical services provided by Medical Services are covered with a $15 co-pay per service. In-house laboratory tests are $15.
NAU accepts the UHC Student Health Insurance and is contracted with several other insurance providers, including Aetna, Blue Cross Blue Shield, Cigna, Tricare, and United Healthcare.
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Students can pay $175 per semester or $350 per academic year for LouieCare
Northern Arizona University (NAU) offers a range of health insurance and healthcare options for its students. One such option is LouieCare, a discount program for services received at NAU Campus Health Service. Students can pay $175 per semester or $350 per academic year for LouieCare. This option is available to all students, regardless of their insurance coverage, and provides a $15 co-pay per service for most medical services provided by Medical Services. In-house laboratory tests are also available for $15.
LouieCare is a great option for students who want to ensure they have access to affordable healthcare services while studying at NAU. It is important to note that this is not a comprehensive insurance plan, but rather a discount program that can help reduce the cost of medical services received on campus.
In addition to LouieCare, NAU also offers a Student Health Insurance Plan (SHIP), which is a group health insurance product offered by all three state universities in Arizona. This plan provides group coverage to students who are uninsured, need a less expensive alternative, or need an Arizona provider network. Primary care is covered at Medical Services with a $15 co-pay for each office visit and $10 for in-house laboratory tests. International students with an F1 or J1 Visa will have the SHIP insurance fee automatically added to their LOUIE account.
NAU also accepts the UHC Student Health Insurance and is contracted with several major insurance providers, including Aetna, Blue Cross Blue Shield, Cigna, Tricare, and United Healthcare. These options allow students to use their existing insurance plans while seeking treatment at NAU Campus Health Services.
It is recommended that all students have some form of health insurance, and NAU offers a variety of options to ensure its students can access the healthcare they need during their studies.
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Students can use their own insurance plan from providers like Blue Cross Blue Shield, Aetna, and Cigna
Northern Arizona University (NAU) offers a number of health insurance and healthcare options for its students. The Student Health Insurance Plan (SHIP) is a group health insurance product offered by all three state universities in Arizona. It provides coverage to students who are uninsured, need a less expensive alternative, or need an Arizona provider network. Undergraduate students who are enrolled in a program of study and meet certain criteria are eligible for coverage. International students with an F1 or J1 Visa will have the SHIP insurance fee automatically added to their LOUIE account.
Students can also use their own insurance plan from providers like Blue Cross Blue Shield, Aetna, and Cigna. NAU is currently contracted with these providers, as well as United Healthcare and TriCare. Students with their own insurance plan will typically need to provide their insurance card and NAU ID when receiving treatment at NAU Campus Health Services. NAU Campus Health Services will then submit the charges and information to the student's insurance company for processing and payment according to the student's plan benefits.
It is important to note that while insurance is not required to receive care or treatment at NAU Campus Health Services, all students are strongly encouraged to have some form of health insurance. International students, in particular, are required to have health insurance for their financial protection as healthcare in the US can be extremely expensive. Students with specific insurance requirements, such as those with US employment or insurance through a parent or spouse's US employment, may request a waiver from the NAU insurance department. However, the final decision to waive the NAU health insurance requirement is made by the Center for International Education.
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Frequently asked questions
Yes, NAU offers medical insurance to its students through the Student Health Insurance Plan (SHIP). This group health insurance is offered by all three state universities in Arizona and provides coverage to students who are uninsured, need a cheaper option, or need an Arizona provider network.
The SHIP insurance fee is $175 per semester or $350 per academic year.
All undergraduate students who are enrolled in a program of study and meet the criteria are eligible for SHIP insurance. International students with an F1 or J1 Visa are automatically enrolled in SHIP, and the fee is added to their LOUIE account.
Yes, international students may request a waiver by providing health insurance documentation showing the type of insurance, coverage amount, and dates of coverage. The final decision to waive the NAU health insurance requirement is made by the Center for International Education.
NAU also accepts the UHC Student Health Insurance and is contracted with Aetna, Blue Cross Blue Shield, Cigna, Tricare, and United Healthcare.
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