Orlando Harmon
Safelite is a well-known name in the auto glass repair and replacement industry, and it works with many insurance companies to help customers with their claims. The company can verify coverage, file claims, and handle the necessary paperwork. The cost of windshield repair or replacement depends on factors such as the severity of the damage, the vehicle type, and insurance coverage. In some cases, insurance companies may cover the cost of repairs or replacements, but it is important to check with your insurance provider to understand your specific coverage.
| Characteristics | Values |
|---|---|
| Works with insurance companies | Yes, Safelite works with most major insurance companies and can verify your coverage, file a claim, and handle the paperwork. |
| Cost covered by insurance | It depends on your insurance policy and the specific circumstances of the glass damage. Comprehensive coverage typically covers auto glass repair or replacement, but there may be a deductible. |
| Payment options | Safelite offers multiple payment options, including cash, check, Visa, MasterCard, Discover, and American Express. They also accept payment through insurance claims. |
| Stress-free claims | Safelite aims to make the claims process stress-free by handling all the necessary paperwork and working closely with insurance companies. |
| National presence | Safelite has MobileGlassShops and repair facilities in all 50 states, providing convenient access to their services. |
| Superior repairs and replacements | They offer fast repairs and replacements backed by a nationwide lifetime warranty. |
| Transparent pricing | Safelite provides transparent pricing for windshield repairs and replacements, with no hidden costs or surprises. |
| Payment plans | They offer payment plans through Afterpay, allowing customers to split the cost into four interest-free installments. |
| Advance payment | Customers can choose to pay in advance during the booking process on Safelite.com or through the customer portal after booking. |
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What You'll Learn
Safelite works with most insurance providers
When your windshield or auto glass breaks, the cost is probably the first thing on your mind. At Safelite, we provide transparent pricing for windshield repairs and replacements, ensuring no surprises with your service. The cost of fixing chips or cracks to your windshield and other types of auto glass depends on factors such as size, location, and severity of the damage, as well as the make and model of the vehicle, the type of window (e.g., side window, rear window), and which Safelite location you visit due to varying auto glass and labor costs. Power windows and specialized glass may also increase the expense incurred.
We work with most insurance providers to keep the process seamless and affordable. We partner with hundreds of insurance companies and will even verify your coverage and file your claim so you can stress less. Our affiliate company, Safelite Solutions, administers auto glass programs for more than 150 insurance companies. In many cases, we have coverage information available online. If not, we'll contact your insurance company to obtain your applicable coverage.
Depending on the severity of the damage to your auto glass, vehicle type, and insurance coverage, your auto glass repair or replacement service could cost you as little as $0! As long as you have comprehensive coverage, you’ll only be responsible for paying your deductible – all other repair or replacement costs will be covered. Many insurance companies cover windshield repair at 100% coverage with no deductible. Certain states, such as Kentucky, South Carolina, and Florida, require insurers to repair and replace windshield glass without charging a deductible if you have comprehensive coverage.
If you only have minimum liability insurance, your insurance will not cover the cost of repairing or replacing your vehicle’s glass unless another driver was at fault for the damage. In that case, you may be able to make a Safelite claim through the other driver’s insurance company. Some insurance companies offer an additional “full glass coverage” option, which may allow you to get your Safelite glass repair or replacement without paying a deductible.
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Safelite can verify your coverage and file your claim
Safelite provides transparent pricing for windshield repairs and replacements, ensuring no surprises with their services. The cost of repairing chips or cracks in your windshield or other types of auto glass depends on factors such as the size, location, and severity of the damage. They offer flexible payment options and work with most insurance providers to keep the process seamless and affordable. Depending on the severity of the damage to your auto glass, vehicle type, and insurance coverage, your auto glass repair or replacement service could cost you as little as nothing.
Safelite collaborates with more than 150 insurance companies and is well-versed in the insurance claim process. They can verify your coverage, file the claim, and handle all the paperwork, making the process seamless for you. Their affiliate company, Safelite Solutions, administers auto glass programs for many insurance companies. They have coverage information available online in many cases. If not, they will contact your insurance company to obtain your applicable coverage.
If you're personally handling your auto glass insurance claim, you can call or text 800-800-2727 and give them your claim number after scheduling your appointment. Then they will work with your insurance company to submit your claim on your behalf. Recalibration is part of your replacement service. And if you have comprehensive coverage, there may be no cost to you.
If you have minimum liability insurance, your insurance will not cover the cost of repairing or replacing your vehicle’s glass unless another driver was at fault for the damage. In that case, you may be able to make a Safelite claim through the other driver’s insurance company. Some insurance companies offer an additional “full glass coverage” option. If you’ve opted for this, you may be able to get your Safelite glass repair or replacement without paying a deductible.
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Comprehensive coverage means you only pay your deductible
Safelite AutoGlass works with most insurance providers to keep the claims process seamless and affordable. The company offers transparent pricing for windshield repairs and replacements, with the cost depending on factors such as the size, location, and severity of the damage.
If you have comprehensive coverage, you will only be responsible for paying your deductible, and all other repair or replacement costs will be covered. Comprehensive coverage is an optional coverage that helps pay to repair or replace a covered vehicle that is stolen or damaged by something other than a collision. It is sometimes referred to as "other than collision" coverage. Comprehensive coverage does not cover damages caused by hitting another vehicle or object, which are covered under collision coverage. It also does not cover normal wear and tear on your vehicle.
The maximum payout for comprehensive coverage is based on the actual cash value of your vehicle. You will be responsible for paying your selected car insurance deductible. A deductible is the amount you agree to pay before the insurance company starts paying for damages. You can decide whether to have a deductible and, if so, how much it will be. Higher deductibles lower your premium but increase how much you must pay out of pocket if a loss occurs.
In most cases, filing an insurance claim to repair or replace your vehicle glass will not cause your comprehensive coverage premium to go up. Premium increases would generally only happen in extreme situations, such as if you filed multiple windshield replacement claims in a short period.
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Liability insurance doesn't cover auto glass services
Safelite AutoGlass works with most insurance companies to help customers get back on the road safely. The company offers transparent pricing for windshield repairs and replacements, with the cost depending on factors such as the size, location, and severity of the damage.
However, it is important to note that liability insurance does not cover auto glass services. Liability insurance provides coverage only for damages to another vehicle or property. It does not cover damages to your own vehicle and, therefore, will not cover the cost of replacing or repairing damaged auto glass. This is because auto glass services fall under comprehensive coverage, which is an optional type of insurance that covers losses caused by non-collision events. Comprehensive coverage typically includes losses resulting from theft, vandalism, natural disasters, falling objects, or a collision with an animal.
If you have comprehensive coverage as part of your auto insurance policy, it is likely that auto glass replacement and repair will be covered, subject to your deductible. In some states, insurance companies offer full-glass coverage that can be purchased in addition to a comprehensive policy. This add-on exclusively covers glass-related repairs or replacements, including windshields. Additionally, some insurance companies offer a $0 deductible option for glass-only replacement claims in certain states.
It is important to review your insurance coverage regularly to ensure you have the protection you need. When dealing with a broken car window, windshield, or sunroof, it can be expensive to replace the glass. However, with the right coverage, your insurance will cover the cost of repairing or replacing the damaged auto glass.
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Safelite offers payment plans and multiple payment options
If a customer does not have comprehensive insurance coverage, Safelite offers competitive, affordable prices, allowing customers to pay out of pocket. The company accepts a variety of payment methods, including all major credit cards (Visa, MasterCard, Discover, and American Express), cash, checks, and Apple Pay.
For added flexibility, Safelite offers payment plans through Afterpay, which allows customers to split the cost of service into four interest-free installments. Customers can make the first payment upfront and then pay the remaining three payments over time. This option integrates directly into the Safelite system, so customers don't need to visit another website.
Customers can also choose to pay in advance by making a payment during the booking process on Safelite.com or through the customer portal after booking. If a customer needs to update their payment information, they can contact Safelite's customer service and provide their new card details.
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Frequently asked questions
Safelite accepts insurance and works with most insurance providers to keep the process seamless and affordable. They can verify your coverage, file the claim, and handle all the paperwork.
No, Safelite can do that for you. They are experts at verifying coverage, filing claims, and handling the paperwork.
Many insurance companies cover windshield repair at 100% coverage with no deductible. However, it's important to contact your insurance provider to confirm your specific coverage details.
You can pay for the work yourself. Safelite offers multiple payment options, including cash, checks, and major credit cards.
The cost depends on various factors such as the make and model of the vehicle, the type of window, the extent of the damage, and the Safelite location. Power windows and specialized glass may also increase the cost.
