Alyssa Lane
The University of California, Student Health Insurance Plan (UC SHIP) is a comprehensive insurance plan that covers medical, pharmacy, dental, and vision care for students. It is available to all UCSC students and covers both on- and off-campus care, including visits to other UC Student Health Centers across California and a variety of telehealth services. UC SHIP is typically the secondary plan off-campus, meaning that if a student has private insurance, that plan would be used first. However, UC SHIP covers most out-of-network care at 60% of maximum allowable charges, with emergency care covered at 100%. This paragraph introduces the topic of UCSC's SHIP insurance plan and its coverage of off-campus medical visits, providing an overview of the plan's benefits and how it works for students seeking off-campus care.
| Characteristics | Values |
|---|---|
| Name of Insurance | University of California Student Health Insurance Plan (UC SHIP) |
| Type of Insurance | Health Insurance |
| Coverage | Medical, Pharmacy, Dental, Vision, Counselling, Hospitalization, Speciality Care, Emergency Care, Contraception |
| Coverage for Dependents | Yes |
| Coverage for Off-Campus Students | Yes |
| Coverage for Out-of-Network Care | Yes, at 60% of maximum allowable charges |
| Coverage for Emergency Care | Yes, at 100% of maximum allowable charges |
| Contact | [email protected], 831-502-8440 |
| Billing Queries Contact | Billing & Insurance Office |
| Referrals | Required for care outside the Student Health Center, except for emergency room care, visits to urgent care clinics, pediatric care, obstetrics services, gynecological care, and LiveHealth Online virtual visits |
| Coverage for COVID-19 Vaccinations and Testing | No referral required for COVID-19 vaccinations prior to May 2021 or for medically necessary COVID-19 diagnostic testing retroactive to March 2020 |
| Coverage for Travel Abroad | Yes, but non-emergency care requires a referral and you may have to pay out of pocket and file for reimbursement |
| Additional Information | Students can choose to use their family's insurance or private insurance instead of UC SHIP |
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What You'll Learn
- UC SHIP covers off-campus medical visits at other UC Student Health Centres
- UC SHIP covers off-campus medical visits for students with dual coverage
- UC SHIP covers off-campus medical visits for students with dependents
- UC SHIP covers off-campus medical visits abroad
- UC SHIP covers off-campus medical visits for undergraduate EAP students
UC SHIP covers off-campus medical visits at other UC Student Health Centres
The University of California Student Health Insurance Plan (UC SHIP) offers comprehensive on-campus care for students living in Santa Cruz. It also covers off-campus medical visits at other UC Student Health Centres across California. This is called "reciprocity" between UC Student Health Centres, where a student from one UC campus will be treated the same as a student at another UC campus. However, this excludes UC Berkeley and UC San Francisco.
UC SHIP provides primary care and coordinates any additional medical care that a student might need. It covers medical, pharmacy, dental, and vision (telehealth or in-person). UC SHIP also covers hospitalizations, speciality care, and emergency care. Students with UC SHIP can also access Urgent Care, mental health services, and a variety of telehealth services (phone and video appointments).
If a student is travelling out of the country and needs to see a medical provider, they will need to contact their Student Health Insurance Department for a referral to see a doctor away from campus. They can also call the Blue Cross Global Core Service Center 24/7 at 1-800-810-2583 (BLUE) or collect at 1-804-673-1177. They can assist in setting up doctor visits or hospital stays.
It is important to note that UC SHIP is typically the "secondary plan" off-campus if a student has dual coverage, meaning their private insurance would be used first. Students with dual coverage can use the Student Health Center for most services, but it will be more expensive, and the centre cannot bill their insurance.
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UC SHIP covers off-campus medical visits for students with dual coverage
The University of California Student Health Insurance Plan (UC SHIP) covers off-campus medical visits for students with dual coverage. UC SHIP is a comprehensive insurance plan that provides medical, pharmacy, dental, and vision coverage for students. It is designed specifically for students and offers convenient and focused care for young adults.
Students with dual coverage, meaning they have both UC SHIP and private health insurance, can utilise their private insurance off-campus. UC SHIP typically serves as the "secondary plan" in these cases, and the private insurance is used first. This allows students to take advantage of their preferred healthcare providers while still having the backup of UC SHIP coverage.
When seeking off-campus medical care, students with dual coverage should refer to their insurer's website, benefits booklet, or customer service line to understand the specifics of their private insurance plan. It is important to ensure that their private insurance meets the UC health insurance requirements and to submit the necessary documentation to UCSC. This documentation process confirms that the student has waived or opted out of UC SHIP as their primary insurance plan.
While travelling abroad, students with dual coverage should be aware that they may need to use a non-network provider and pay out of pocket for non-emergency care. However, UC SHIP covers most out-of-network care at 60% of maximum allowable charges, providing some reimbursement for these expenses. For emergency care, UC SHIP covers 100% of the maximum allowable charges.
In conclusion, UC SHIP offers off-campus medical coverage for students with dual coverage, providing flexibility and peace of mind. Students can primarily utilise their private insurance while still having access to the benefits and support of UC SHIP if needed.
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UC SHIP covers off-campus medical visits for students with dependents
The University of California Student Health Insurance Plan (UC SHIP) is a comprehensive insurance plan that covers a range of medical services for students, including full medical, pharmacy, vision, and dental benefits, as well as hospitalizations, speciality care, and emergency care. UC SHIP is available to all students at the University of California, Santa Cruz (UCSC), and it is required for all students to have access to health insurance that works locally.
It is important to note that while UC SHIP covers off-campus medical visits for students with dependents, the Student Health Services at UCSC cannot be used for services under this plan for dependents. Additionally, when using UC SHIP as secondary coverage with private insurance, most off-campus healthcare services will be covered by the private insurance first.
UC SHIP also provides coverage for students and their dependents when travelling internationally. When travelling outside of the country, students and their dependents must contact the Student Health Insurance Department and may need to use non-network providers, paying out of pocket and then filing a claim for reimbursement.
In summary, UC SHIP provides comprehensive health insurance coverage for UCSC students and their dependents, both on and off-campus, including primary and specialist care, emergency services, and international travel.
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UC SHIP covers off-campus medical visits abroad
The University of California Student Health Insurance Plan (UC SHIP) is a comprehensive insurance plan that covers students living on and off-campus. It includes full medical, counselling, pharmacy, vision, and dental benefits, as well as hospitalizations, speciality care, and
When travelling abroad, UC SHIP will cover off-campus medical visits, but there are a few important steps to take to ensure coverage. Firstly, contact the Student Health Insurance Department at (831) 459-2389 for a referral to see a doctor away from campus. You can also call the Blue Cross Global Core Service Center at 1-800-810-2583 or visit their website, bcbsglobalcore.com, to search for a doctor or hospital and set up an appointment.
It is important to note that you may have to pay out of pocket for non-emergency care and then file a claim with UC SHIP for reimbursement. UC SHIP covers most out-of-network care, including international providers, at 60% of maximum allowable charges, while emergency care is covered at 100%. Any amount above the allowed charges will be your responsibility.
Additionally, UC SHIP offers a mobile app, Blue Cross Global Core, which provides useful information and resources for seeking medical care while travelling. This includes finding a doctor or hospital, setting up appointments, and understanding your coverage.
In summary, UC SHIP provides comprehensive coverage for off-campus medical visits, including international travel, but it is important to follow the necessary steps to ensure smooth access to medical services and understand the potential out-of-pocket expenses. For specific questions or concerns, students can contact the UCSC Billing and Insurance department or the dedicated email address, [email protected].
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UC SHIP covers off-campus medical visits for undergraduate EAP students
The University of California Student Health Insurance Plan (UC SHIP) covers off-campus medical visits for undergraduate EAP students. UC SHIP is a comprehensive and convenient insurance plan that is specifically designed to meet the health needs of students, including those living off-campus.
Undergraduate EAP students with UC SHIP have access to a variety of medical services, both in-person and through telehealth options. In-person visits can be made to UCSC's Student Health Services, as well as other UC Student Health Centers across California. Additionally, undergraduate EAP students can utilise telehealth services, such as phone and video appointments, for medical and mental health consultations, wellness coaching, and nutrition consultations.
UC SHIP also provides coverage for full medical, counselling, pharmacy, vision, and dental benefits, as well as hospitalizations, speciality care, and emergency care. For off-campus care, UC SHIP typically serves as the "secondary plan", meaning that any private insurance held by the student would be used first. However, in the case of emergency room care, visits to urgent care clinics, pediatric care, obstetrics services, and gynecological care, a referral from UCSC Student Health Services is not required.
For students travelling outside of the country, UC SHIP offers global coverage through the Blue Cross Global Core app and service centre. This ensures seamless access to medical providers and hospitals while abroad.
It is important to note that undergraduate EAP students with UC SHIP do not have dental or vision coverage. Additionally, UC SHIP does not cover dependent care, although students can choose to voluntarily cover dependents under their plan.
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Frequently asked questions
Yes, UCSC SHIP insurance covers off-campus medical visits. UC students are automatically enrolled and charged for UC SHIP. If you have your own private insurance, you can submit documentation to prove that your insurance meets the UC health insurance requirements.
If you have dual coverage, UC SHIP is typically the secondary plan off-campus, meaning your private insurance would be used first. You will need to submit proof that your private insurance meets the UC requirements.
UC SHIP covers medical, pharmacy, dental, and vision (telehealth or in-person). It also covers hospitalizations, speciality care, and emergency care.
