USAA does offer high-risk auto insurance and its coverage can be among the best and most affordable options for those who qualify. USAA will insure individuals who require an SR-22 or FR-44 form, which states often demand of high-risk drivers convicted of DUI or other severe moving violations. USAA is also friendly towards young drivers, who are considered high-risk due to their inexperience, offering them relatively low premiums and discounts for good students and drivers under 21 who complete a basic driver training program.
Characteristics | Values |
---|---|
Insures high-risk drivers who: | Need to file an SR-22 or FR-44 with their state; Drive a high-risk vehicle with fewer safety features; Are teenagers or seniors; Have a poor driving record; Have had a lapse in coverage; Live in a densely populated area |
Available to: | Veterans and their families; Current spouses, widows, widowers, and unremarried former spouses of USAA members; Children of USAA members; Cadets and midshipmen at U.S. service academies or accredited prep schools; Individuals in advanced ROTC or on ROTC scholarships; Officer candidates within 24 months of commissioning |
Customer service: | High customer satisfaction ratings; High Net Promoter Score (NPS); Some reports of poor customer service and a slow claims process |
Financial strength: | A++ (Superior) rating from A.M. Best |
What You'll Learn
- USAA's high-risk auto insurance is available to veterans and their families
- It is one of the best and most affordable options for those who qualify
- USAA offers high-risk insurance to drivers who require an SR-22 or FR-44 form
- USAA is friendly to young drivers, who are often considered high-risk
- USAA's rates are highly competitive
USAA's high-risk auto insurance is available to veterans and their families
USAA is also friendly to young drivers, who are frequently considered high-risk due to their inexperience. In addition to low premiums, USAA offers discounts for good students and drivers under 21 who complete a basic driver training program. USAA's rates are highly competitive, and they take several factors into account when determining your risk as a driver, including age, driving history, and location. Even if you are flagged as a high-risk driver, you will likely still be able to obtain coverage, albeit at a higher premium.
USAA is a terrific choice for current or former military members and their families, offering cheap car insurance rates and an understanding of the unique needs of the military community. It has some of the highest customer satisfaction ratings of any major US car insurer and is highly regarded for its customer service and loyalty.
USAA's high-risk auto insurance is a valuable option for veterans and their families, providing competitive rates, excellent customer service, and a range of discounts.
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It is one of the best and most affordable options for those who qualify
USAA is a great option for high-risk auto insurance, offering some of the best and most affordable coverage for those who qualify. The company provides insurance for individuals who require an SR-22 or FR-44 form, which is often needed for high-risk drivers convicted of DUI or other severe moving violations.
USAA is also friendly towards young drivers, who are often considered high-risk due to their inexperience. They offer relatively low premiums and discounts for good students and drivers under 21 who complete a basic driver training program. USAA's rates are highly competitive, and they take several factors into account when determining your risk, including age, driving history, and location. Even if you are considered high-risk, you can still get coverage, although your premium will likely be higher.
USAA is widely known for its affordable rates, especially for high-risk drivers. Their car insurance rates do not increase as dramatically as some of their competitors, and they offer accident forgiveness to keep rates from spiking after an at-fault accident. They also have a SafePilot telematics program that can help high-risk drivers save on their premiums.
USAA is exclusive to military personnel and their families, and they understand the unique needs of this community. They offer superb prices for most driver types and are available in all 50 states, so you can keep your coverage if you relocate. USAA has some of the highest customer satisfaction ratings and is highly regarded for its customer service and loyalty.
Overall, USAA is an excellent and affordable option for high-risk auto insurance for those who qualify. Their competitive rates, accident forgiveness, and understanding of the military community make them a top choice for those who are eligible.
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USAA offers high-risk insurance to drivers who require an SR-22 or FR-44 form
USAA does offer high-risk auto insurance to drivers who require an SR-22 or FR-44 form. These forms are confirmation of insurance that states often require of high-risk drivers who have been convicted of DUI or other severe moving violations. USAA's high-risk insurance coverage can be among the best and most affordable options for those who qualify.
USAA is also especially friendly to young drivers, who are often considered high-risk because of their inexperience. The company offers relatively low premiums and discounts for good students and drivers under 21 years old who complete a basic driver training program.
USAA's high-risk insurance coverage is only available to veterans and their families, so it won't be an option for most drivers. However, eligible high-risk drivers will find that USAA's rates are highly competitive. The company takes several factors into account when determining your risk as a driver, including age, driving history, and where you live. So, even if there's something in your profile that might flag you as being high-risk, it likely won't stop you from getting coverage altogether. The more high-risk you are, however, the higher your premium will likely be.
You can get a free USAA auto insurance quote online or by calling 1-800-531-8722.
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USAA is friendly to young drivers, who are often considered high-risk
USAA's car insurance rates do not increase as dramatically as some of their competitors after an accident or other violation. USAA also offers accident forgiveness, which can keep rates from spiking after an at-fault accident.
USAA is widely known as an affordable car insurance company, and this holds true for high-risk drivers. However, USAA coverage is only available to members of the military or their immediate relatives.
USAA takes several factors into account when determining a customer's risk as a driver, including age, driving history, and location. So, even if there's something in your profile that might flag you as high-risk, it likely won't stop you from getting coverage altogether. The more high-risk you are, however, the higher your premium will likely be.
USAA is one of the cheapest car insurance companies in California, according to MarketWatch. Their rates are among the cheapest in the state for minimum and full-coverage car insurance policies.
USAA is also one of the cheapest options for policyholders who have an accident or DUI on their record, according to WalletHub.
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USAA's rates are highly competitive
USAA's average rate for a good driver is $1,364 per year, which is 33% cheaper than the national average. For drivers with a speeding ticket, USAA's rates are 34% cheaper than the national average, and for those with an accident on their record, its rates are around $1,000 cheaper. USAA's rates for drivers with poor credit are 38% below the national average.
USAA's rates are also competitive for teen drivers, with its insurance for 18-year-olds 37% cheaper than the national average. The cost of insuring young drivers is typically high due to their lack of driving experience, but USAA offers a good student discount and a discount for drivers under 21 who complete a basic driver training program.
USAA's rates are also competitive for those who need an SR-22 or FR-44 form, which states often require of high-risk drivers convicted of DUI or other severe moving violations.
The company's rates are based on various factors, including age, driving history, location, and the type of car. USAA also offers a range of discounts, including for safe driving, vehicle storage, military installation, and loyalty.
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Frequently asked questions
Yes, USAA does offer high-risk auto insurance.
USAA insurance is only available to veterans and their families, as well as active and retired members of the U.S. military.
USAA insures high-risk drivers who need to file an SR-22 or FR-44 form, drive a high-risk vehicle, are teenagers or seniors, have a poor driving record, have had a lapse in coverage, or live in a densely populated area.
USAA takes several factors into account when determining your risk as a driver, including age, driving history, and where you live.
USAA's rates for high-risk drivers are highly competitive and tend to be lower than those of other insurance companies.