Paul Sanchez
The University of Vermont (UVM) Medical Center accepts a variety of insurance plans, including UVM's own Student Health Insurance Plan (SHIP) for students. While Cigna is listed as one of the insurance companies that consider UVM Health Network hospitals and providers as out-of-network, it is not clear if Cigna insurance is accepted at UVM Medical Center. It is recommended that patients contact their insurer to determine their specific benefit coverage and whether UVM Medical Center is considered in-network or out-of-network.
| Characteristics | Values |
|---|---|
| Does UVM Medical take Cigna Insurance? | Cigna is listed as one of the insurance companies that consider UVM Health Network hospitals and providers as out-of-network. |
| UVM Health Fee | This is not a health insurance plan. It does not provide community-based coverage or coverage outside of the UVM Center for Health and Wellbeing (CHWB). It includes coverage for office visits for illness or injury, counseling, and mental health services. |
| UVM Student Health Insurance Plan (SHIP) | Students enrolled in this plan are required to obtain all primary/preventative/routine care at the CHWB. |
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What You'll Learn
- The UVM Health Fee is not a health insurance plan
- The UVM Health Network and MVP Health Care have partnered to create a Medicare Advantage plan
- Students can choose to use other comparable insurance plans instead of UVM SHIP
- Students who have purchased UVM SHIP and later withdraw will remain covered for the semester
- The University of Vermont requires that all students have active, comprehensive health insurance coverage
The UVM Health Fee is not a health insurance plan
The UVM Health Fee includes coverage for office visits for illness or injury, counseling and mental health services, and a variety of opportunities for health and wellbeing programs at no additional cost. It is important to note that the UVM Health Fee does not cover services at the University of Vermont Medical Center. Therefore, students who have purchased UVM SHIP and later withdraw or fall below 6 credits (for undergraduates) or 5 credits (for graduate students) will remain covered by the insurance policy for the remainder of the semester, but they are not eligible for CHWB services even if they have also paid the health fee.
All full-time students must complete the insurance decision/waiver annually to declare whether they are enrolling in the UVM Student Health Insurance Plan (UVM SHIP) or if they will waive it with a comparable comprehensive health insurance plan. To waive UVM SHIP, students must have comparable coverage from a United States-based health insurance company without lifetime maximums and without limitations on pre-existing conditions. Comparable coverage must also comply with the Affordable Care Act and provide equivalent or increased benefits than those provided under UVM SHIP.
Students who enroll in the UVM Student Health Insurance Plan are required to obtain all primary, preventative, and routine care at the Center for Health & Wellbeing (CHWB). The Student Health Insurance covers preventative and routine care for student members only when obtained at the on-campus Student Health Services clinics. Students are required to obtain Primary Care at the UVM Student Health Services. To ensure that UVM students have access to health-related services, CHWB is available to all eligible students, regardless of their health insurance coverage.
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The UVM Health Network and MVP Health Care have partnered to create a Medicare Advantage plan
The University of Vermont Health Network (UVMHN) and MVP Health Care have collaborated to launch a new regional Medicare Advantage Plan, UVM Health Advantage. This innovative plan, the first of its kind in the region, is a product of the joint efforts of an insurer and a provider network. The plan prioritises the health and well-being of Medicare-eligible residents in Vermont and Northern New York, offering benefits such as free primary care physician visits, annual check-ups, screenings, and sick visits.
UVM Health Advantage is a valuable alternative to Original Medicare, providing extra benefits, including prescription coverage, all in one simple, affordable plan. The plan is tailored to meet the distinct healthcare needs of older adults in the region, with the added convenience of virtual care services through Gia by MVP, accessible anywhere and at any time, with a $0 co-pay. This virtual care service includes emergency, urgent, and everyday healthcare, as well as mental health and psychiatry services, all available on smartphones, tablets, or computers.
The partnership between UVMHN and MVP Health Care demonstrates a shared commitment to creating innovative solutions, enhancing patient-provider relationships, and improving the lives of individuals in their communities. This collaboration aligns with existing healthcare reform efforts and underscores the importance of focusing on wellness alongside illness. The plan has already received high ratings, reflecting its positive impact and popularity among its members.
UVM Health Advantage offers comprehensive plans with $0 monthly payments for those over 65, free or low-cost coverage, and valuable extras for those who qualify. The plan also provides customised group coverage for businesses, with ID cards, claims, deductibles, and other features easily accessible through their platform. This Medicare Advantage Plan is expected to enhance the health insurance experience, making it more convenient, supportive, and personalised for its members.
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Students can choose to use other comparable insurance plans instead of UVM SHIP
The University of Vermont requires that all students have active, comprehensive health insurance coverage while enrolled and attending UVM. Students can choose to use other comparable insurance plans instead of UVM SHIP. Comparable coverage is a medical plan from a United States-based health insurance company without lifetime maximums and without limitations on pre-existing conditions. Comparable coverage complies with the Affordable Care Act and provides equivalent or increased benefits than those provided under UVM SHIP.
The UVM Health Fee is not a health insurance plan. The health fee does not provide students with any community-based coverage or any coverage outside of the UVM Center for Health and Wellbeing (CHWB). The UVM Health Fee includes coverage for office visits for illness or injury, counseling and mental health services, and a variety of opportunities for health and wellbeing programs at no additional cost to you. Full-time students pay the health fee as part of UVM's Comprehensive Fee. If you are a part-time student, your credit load determines whether you are required to pay the health fee or can pay it optionally.
Students who enroll in the UVM Student Health Insurance Plan are required to obtain all primary/preventative/routine care at the Center for Health & Wellbeing (CHWB). UVM SHIP covers preventative/routine care for student members only when obtained at the on-campus Student Health Services clinics. Students are required to obtain Primary Care at the UVM Student Health Services. To ensure that UVM students have access to health-related services, CHWB is available to all eligible students, regardless of their health insurance coverage.
Students who have purchased UVM SHIP and later withdraw or fall below 6 credits (undergraduates) or 5 credits (graduate students) after the first 31 days of the semester will remain covered by the insurance policy for the remainder of the semester, but they are not eligible for CHWB services even if they have also paid the health fee. If a student purchases UVM SHIP and withdraws before the end of the 30-day window, coverage is not guaranteed. That decision would ultimately be made by the insurance company.
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Students who have purchased UVM SHIP and later withdraw will remain covered for the semester
The University of Vermont requires that all students have active, comprehensive health insurance coverage while enrolled and attending UVM. All full-time students must complete an annual insurance decision/waiver to declare whether they are enrolling in the UVM Student Health Insurance Plan (UVM SHIP) or waiving it with a comparable comprehensive health insurance plan.
Students who have purchased UVM SHIP and later withdraw or fall below 6 credits (undergraduates) or 5 credits (graduate students) after the first 31 days of the semester will remain covered by the insurance policy for the remainder of the semester. However, they are not eligible for Center for Health and Wellbeing (CHWB) services even if they have also paid the health fee. If a student purchases UVM SHIP and withdraws before the end of the 30-day window, coverage is not guaranteed and the decision is left to the insurance company.
The UVM Health Fee is not a health insurance plan and does not provide students with any community-based coverage or any coverage outside of the UVM Center for Health and Wellbeing (CHWB). The health fee includes coverage for office visits for illness or injury, counselling and mental health services, and a variety of health and wellbeing programs at no additional cost. Full-time students pay the health fee as part of UVM's Comprehensive Fee, while part-time students may pay it optionally depending on their credit load.
Students who waive the UVM SHIP should be aware that some insurance plans are restrictive and may leave students under-insured or essentially uninsured while away at school. This could result in substantial out-of-pocket costs for medical care. It is important to determine your level of coverage if you have insurance other than UVM SHIP and to contact your insurance company to see if your policy covers specific services while attending UVM.
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The University of Vermont requires that all students have active, comprehensive health insurance coverage
The UVM Health Fee is not a health insurance plan and does not provide community-based coverage or coverage outside of the UVM Center for Health and Wellbeing (CHWB). It does, however, include office visits for illness or injury, counselling and mental health services, and health and wellbeing programmes at no additional cost. Full-time students pay the health fee as part of UVM's Comprehensive Fee, while part-time students may pay it optionally depending on their credit load.
The Student Health Insurance Plan (SHIP) is underwritten by Wellfleet Insurance Company and covers preventative and routine care for student members only when obtained at the on-campus Student Health Services clinics. Students enrolled in UVM SHIP are required to obtain all primary, preventative, and routine care at the CHWB. The CHWB is available to all eligible students, regardless of their health insurance coverage.
Students who waive UVM SHIP must have comparable coverage, which includes a medical plan from a US-based health insurance company without lifetime maximums or limitations on pre-existing conditions. It is important to note that some insurance plans may be restrictive, leaving students underinsured or uninsured while away at school, resulting in substantial out-of-pocket costs for medical care. Students are advised to determine their level of coverage and verify that their plan complies with all US Federal Health Insurance Requirements.
In summary, while the University of Vermont requires all students to have comprehensive health insurance coverage, it offers flexibility by allowing students to choose between UVM SHIP and a comparable external insurance plan. The UVM Health Fee provides additional coverage for office visits, counselling, and health and wellbeing programmes, ensuring that students have access to the necessary health services during their time at the university.
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Frequently asked questions
Cigna is listed as one of the insurance companies that consider UVM Health Network hospitals and providers as out-of-network. However, this does not guarantee participation in your specific insurance plan or coverage of your planned service. Please contact your insurer to determine your benefit coverage.
The UVM Health Fee is not a health insurance plan. It includes coverage for office visits for illness or injury, counseling and mental health services, and a variety of health and wellbeing programs at no additional cost. Full-time students pay the health fee as part of UVM's Comprehensive Fee. Part-time students may be required to pay the health fee, depending on their credit load.
UVM SHIP is the University of Vermont Student Health Insurance Plan. Students enrolled in UVM SHIP are required to obtain all primary/preventative/routine care at the Center for Health & Wellbeing (CHWB).
Yes, you can choose to use other comparable insurance plans instead of UVM SHIP. Comparable coverage is a medical plan from a United States-based health insurance company without lifetime maximums and without limitations on pre-existing conditions.
