Utah Life Insurance Licenses: Maintaining With Ce Requirements

To maintain a Utah life insurance license, insurance professionals must complete 24 hours of continuing education (CE) every two years. Three of those hours must focus on ethics, and at least 12 hours must be classroom or classroom-equivalent courses. It is recommended that CE is completed 90 days before the license expires to avoid delays in the renewal process.

Renewal frequency and deadlines

In Utah, individual life insurance licenses are valid for two years and must be renewed every two years. The renewal deadline is the last day of the licensee's birth month. For a new license, the first renewal date may be anywhere from 24 to 35 months from the new license issue date and will fall on the last day of the licensee's birth month. Thereafter, renewals will continue to be every two years at the end of the licensee's birth month.

Licensees must complete 24 hours of continuing education (CE) every two years to renew their insurance license. Three of those hours must focus on ethics, and at least 12 hours must be "classroom" or "classroom-equivalent" courses. To avoid delays in renewing your license, you should complete the required CE hours at least 90 days before your license expires. The renewal fee is $75.

All CE hours must be completed and posted by the provider before a renewal will be processed. Time must be allowed for this process, so it is recommended not to wait until the last minute to renew the license.

Nonresident license holders are currently required to adhere to their home state's continuing education requirements, as long as these are substantially similar. Nonresident licensees must comply with Utah's CE requirements if their home state does not have similar requirements.

Renewal fees

To renew a Utah life insurance license, an individual must pay a renewal fee of $75. Licenses are renewed every two years, with the exception of bail agencies, which are renewed annually. The renewal period for a new license may be longer than two years since licenses renew during the individual’s birth month. The first renewal date may be anywhere from 24 to 35 months from the new license issue date and will fall on the last day of the licensee's birth month. Thereafter, renewals will continue to be every two years at the end of the licensee’s birth month.

The Utah Insurance Department requires all resident producers to complete 24 hours of continuing education (CE) every two years to renew their insurance licenses. Three of those hours must focus on ethics, and at least 12 hours must be "classroom" or "classroom-equivalent" courses. Nonresident license holders are required to adhere to their home state's CE requirements, as long as they are substantially similar. Nonresident licensees must comply with Utah's CE requirements if their home state does not have similar requirements.

To avoid delays in renewing a license, individuals should complete the required CE hours at least 90 days before their license expires. All CE hours should be completed before submitting the renewal application. The license renewal application will be rejected if the CE requirement has not been met.

Continuing education (CE) requirements

Continuing education (CE) is required for all resident producers for license renewal. Individual licenses are valid for two years and may be renewed as long as the CE requirements are met. The renewal period for a new license may be longer than two years as licenses renew during the individual's birth month. The CE requirements for agents and adjusters are generally 24 hours every two years, including three hours of ethics training. At least 12 hours must be completed through "classroom" courses, as defined in Rule R590-142-3, and may include classroom-equivalent courses, such as those offered via teleconference or webinar.

Both resident and non-resident producers must complete annuity product-specific training before selling annuities in Utah. However, there is no requirement indicating the number of hours the producer must complete. Utah has approved Kaplan's Annuity Suitability: 4-Hour Training Course as a CE course.

All CE hours should be completed before submitting the renewal application. The required CE hours must be completed before renewing the license. A license renewal application will be rejected if the CE requirement has not been met. It is recommended not to wait until the last minute to renew the license, as all CE must be posted by the provider before a renewal will be processed.

To avoid delays in renewing your license, you should complete the required CE hours at least 90 days before your license expires. The renewal fee is $75.

Non-resident license holders are currently required to adhere to their home state's CE requirements, as long as they are substantially similar. Non-resident licensees must comply with Utah's CE requirements if their home state does not have similar requirements.

CE course repetition

To maintain a Utah life insurance license, you need to complete 24 hours of continuing education (CE) every two years. At least 12 hours of CE must be completed in a classroom or classroom-equivalent setting, and 3 hours must cover ethics. The remaining 21 hours can focus on any line of insurance.

Utah does not allow for CE course repetition within the same compliance period. However, there is a course credit carryover option.

CE course credit carryover

To maintain a Utah life insurance license, an individual must complete 24 hours of continuing education (CE) every two years. At least 12 hours of this must be completed through "classroom" courses, which can include classroom-equivalent courses such as webinars and teleconferences. Three of the 24 hours must focus on ethics.

Licensees should be mindful that CE course credits cannot be carried over beyond the renewal date. The Utah Insurance Department recommends completing the required CE hours at least 90 days before the license expires to avoid delays in the renewal process. The renewal fee is $75.

Frequently asked questions