ExamFX is a popular online learning platform that offers training and preparation for various insurance and securities exams. It provides candidates with study materials, practice exams, flashcards, and other resources to help them pass their licensing exams on the first attempt. While some users have praised ExamFX for its effectiveness in helping them pass their exams, others have criticised it for issues such as subpar content, lack of support, and an unsatisfactory refund policy. The number of questions on the Life & Health Insurance exam varies depending on the state, with some states having 150 questions and others only 50. The time limit for the exam also differs by state, ranging from 1.5 to 2.5 hours.
Characteristics | Values |
---|---|
Number of Questions | Varies by state, some have 150 questions, others have 50 |
Time Limit | Varies by state, some are 2.5 hours, others are 1.5 hours |
Topics Covered | HMOs, health insurance tax issues, annuities and annuity policy tax issues, life insurance plans, health insurance, dental coverage, medical plans |
Overall Exam Format | Varies by state |
Pass Rate | 93% |
Cost | $49.95 |
What You'll Learn
ExamFX course content and structure
ExamFX is an online learning platform that offers training and preparation for licensing exams in the insurance and securities sectors. The platform provides study guides, practice exams, flashcards, and tip sheets to help candidates pass their state licensing exams on the first attempt.
The course content is industry-recognised and created by experts. It is designed to be flexible and adaptable to different learning styles and budgets. The platform offers a range of packages to cater to these different preferences and budgets, with additional study materials available at checkout. The course content is also regularly updated with condensed, intuitive, and simplified content.
The structure of the course is designed to ensure candidates are fully prepared for their exams, with practice exams simulating the state licensing exam experience. The practice exams are timed and graded in the same way as the actual licensing exam. ExamFX also offers a Readiness Exam, which candidates must pass with a score of 80% or higher to guarantee a pass on their licensing exam. If a candidate does not pass their licensing exam within three days of passing the Readiness Exam, ExamFX offers a refund for the course.
The course covers a range of topics, including health maintenance organisations (HMOs), health insurance tax issues, annuities and annuity policy tax issues, life insurance plans, and general knowledge about health and life insurance. The specific topics covered, as well as the number of questions and the time limit, may vary depending on the state in which the exam is taken.
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ExamFX customer support
ExamFX is an industry-leading insurance and securities training provider that offers study solutions to fit every learning preference and budget. ExamFX has been trusted by millions of candidates and some of the most respected organizations in the financial industry. They offer a complete program of online training for insurance licensing and securities exams, with the goal of ensuring candidates pass on their first attempt.
ExamFX has been criticized by some users for its lack of customer support. One user reported that getting a response from customer support was a tedious process and that the guidance provided was often insufficient.
Refund Policy
ExamFX's refund policy has also been a source of frustration for some users. The policy states that requests must be submitted within 48 hours of purchase, the customer must have spent less than one hour within the course, not have accessed any exams, and not have earned a certificate of completion. While clear guidelines for refunds are important, some users feel that the timeframe is too short to adequately assess the quality and suitability of the course material.
Pass Guarantee
Despite these criticisms, ExamFX stands by its mission to provide quality learning tools and instruction. They offer a pass guarantee for candidates who successfully complete the Readiness Exam, promising a refund if the candidate does not pass their licensing exam within three days of scoring 80% or higher on the Readiness Exam.
Study Materials
ExamFX offers a variety of study materials to help candidates prepare for their exams, including practice exams, study guides, flashcards, and tip sheets. The practice exams are designed to simulate the state licensing exam, with the same timing and grading format. The study guides are state-specific and include all the information candidates need to know to pass their exams.
Overall Satisfaction
ExamFX has an overall satisfaction rating of 90%, with an insurance pass rate of 93% and a securities pass rate of 91%. They have trained over eight million candidates since 1996 and continue to innovate in online learning technology.
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ExamFX refund policy
ExamFX offers a refund policy for its insurance courses, which includes life insurance exam prep. The policy states that customers may request a refund (excluding shipping) by contacting ExamFX via phone or by completing an online form. However, several specific conditions must be met for a refund to be approved:
- The customer must request a refund within 48 hours of purchase.
- The customer must have spent less than one hour within the course.
- The customer must not have accessed any exams.
- The customer must not have earned a certificate of completion.
- All physical materials must be returned to ExamFX in their original, unused condition.
- Returns must be postmarked within 10 calendar days of the refund request date.
It is important to note that refunds will not be granted for failure to complete study materials or attend lectures. Additionally, course extensions, digital add-on products, and in-course purchases are non-refundable. The refund policy may vary by state, so customers are advised to review the specific policy for their state.
ExamFX also offers a pass guarantee for its insurance courses. If a customer successfully completes the Readiness Exam but fails their licensing exam within three days, ExamFX will refund the cost of the course. To process this refund, customers must verify their scores by submitting licensing score sheets to customer support.
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Exam preparation and practice
Study Materials and Practice Exams:
ExamFX offers comprehensive study materials and practice exams specifically designed for the Life and Health Insurance exam. Their materials are state-specific and cover all the relevant topics for your licensing exam. The ExamFX practice exams simulate the actual state licensing exam, helping you become familiar with the exam format, timing, and types of questions asked. The practice exams are timed and graded in the same way as the real exam, providing an accurate assessment of your readiness. In addition to practice exams, ExamFX also provides study guides, flashcards, and tip sheets to cater to different learning preferences and budgets.
Study Strategies:
When preparing for the exam, it's important to develop effective study strategies. Allocate sufficient time for studying and create a study schedule that works for you. Focus on comprehending the concepts rather than simply memorizing questions and answers. Practice exams are a valuable tool, as they help you identify your strengths and weaknesses. Pay close attention to the questions you get wrong, the ones you guess on, and the ones you find challenging. Analyze why these questions gave you trouble and use that insight to guide your further studies. Additionally, take advantage of the explanations provided for each answer choice, but don't stop there. Dig deeper into related concepts to ensure you have a thorough understanding of the material.
Readiness Exam:
The Readiness Exam offered by ExamFX is an excellent way to gauge your preparedness for the actual licensing exam. ExamFX guarantees that candidates who successfully pass the Readiness Exam will also pass their licensing exam on the first try. If you don't pass the licensing exam within three days of scoring 80% or higher on the Readiness Exam, ExamFX will refund the cost of your course. This demonstrates their confidence in the effectiveness of their training program.
Time Management:
Time management is crucial when preparing for the Life and Health Insurance exam. Ensure that you start studying well in advance and create a study plan that suits your learning style and daily schedule. Many candidates find it helpful to set aside dedicated study time each day, even if it's just for a few hours. This consistent approach will help you stay focused and make steady progress.
Additional Resources:
In addition to ExamFX, there are other resources available to support your exam preparation. Mometrix, for example, offers a Life and Health Insurance practice exam, study guide, flashcards, and an online prep course. These additional resources can provide a fresh perspective and reinforce your understanding of the material.
Remember, effective exam preparation is a combination of using quality study materials, developing good study habits, and practicing with simulated exams. By following these instructions and strategies, you can enhance your knowledge, build your confidence, and increase your chances of passing the Life and Health Insurance exam on your first attempt.
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Exam day expectations
Exam day can be a stressful experience, but with ExamFX, you can be confident that you are fully prepared to pass your Life and Health Insurance exam. Here are some things to expect on the day:
What to Bring
On the day of the test, you will need to bring a government-issued photo ID. You may also need to present your test confirmation to ensure you are taking the test at the right time and location. If there were any pre-test requirements, you may also need to provide proof that you completed them.
What Not to Bring
It is best not to bring anything of value to the testing centre, as you will not be allowed to have any electronic devices (including cell phones, tablets, and watches) with you during the exam. Certain articles of clothing may also be prohibited, so check the guidelines before your exam day to ensure you are appropriately dressed.
Exam Format
The format of the Life and Health Insurance exam varies depending on the state. Some states' tests contain 150 questions, while others have only 50. Exam time limits also differ, with some states allowing 2.5 hours and others 1.5 hours. Be sure to check the specific details for your state to ensure you are adequately prepared.
Exam Content
The exam will cover a range of topics, including HMOs (health maintenance organizations) and health insurance tax issues, annuities and annuity policy tax issues, life insurance plans, and general knowledge about health insurance, dental coverage, and medical plans.
Exam Strategy
To make the most of your exam preparation, it is recommended that you take multiple practice tests. This will help you identify areas where you need to focus your studies and improve your performance on the actual exam.
Exam Confidence
ExamFX is committed to helping you pass your Life and Health Insurance exam on the first attempt. Our industry-leading training program offers state-specific study materials, including practice exams, study guides, flashcards, and tip sheets, to ensure you are fully prepared for your exam. With our money-back guarantee, you can feel confident that you will succeed.
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Frequently asked questions
The Readiness Exam is a feature of ExamFX's training program that guarantees users who pass it will pass their licensing exam on the first try. If you don't pass your licensing exam within three days of scoring 80% or higher on the Readiness Exam, ExamFX will refund the cost of your course.
The number of questions on the exam varies by state. Some states' tests contain 150 questions, while others only contain 50.
The exam covers topics including HMOs, health insurance tax issues, annuities and annuity policy tax issues, life insurance plans, health insurance, dental coverage, and medical plans.
It's recommended that you take Life and Health Insurance practice tests to evaluate your progress. Pay special attention to the questions you got wrong, the ones you guessed on, and the ones you found difficult or slow to work through.