Alyssa Lane
Davis Vision is a leading vision care provider, offering a wide range of vision care products and services. The company has been in operation for over 50 years, providing comprehensive vision care benefits. The Davis Vision Plan includes annual comprehensive eye exams, vision correction, and more. To enroll in Davis Vision insurance, you must fill out a form within 31 days of your hire. Enrollment also occurs during an open period or a qualifying event. The company offers various coverage options, including self, self and one dependent, and family plans.
| Characteristics | Values |
|---|---|
| Company | Davis Vision |
| Parent company | Versant Health |
| Years in business | Over 50 years |
| Number of access points | Over 152,000 |
| Number of in- and out-of-network independent eye care professionals and eye care clinics | Over 104,000 |
| Number of top eyewear retailers covered | 4 out of 5 |
| Annual eye exams included? | Yes |
| Vision correction included? | Yes |
| Treatment of eye conditions included? | Yes |
| Discounts on LASIK surgery? | Yes |
| Discounts on hearing aids? | Yes |
| Diabetic outreach programs? | Yes |
| Claims review process | Based on nationally-recognized guidelines |
| Utilization management program | Yes |
| Board-certified ophthalmologists and optometrists on staff | Yes |
| Enrollment period | Within 31 days of hire, during an open period, or after a qualifying event |
| Enrollment eligibility | Regular employee for 6+ months, salaried, working at least 20 hours weekly |
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What You'll Learn
Enrolment requirements and timing
To enrol in Davis Vision Insurance, you must fill out a form within 31 days of your hire. Enrolment primarily occurs during an open period or a qualifying event. To qualify, you must be a regular employee for six months or more, be salaried, and work at least 20 hours weekly.
Davis Vision Insurance offers comprehensive vision insurance covering eye exams, vision correction, and treatment of eye conditions, including discounts on LASIK. The plan includes annual comprehensive eye exams, vision correction, and more, including discounts on refractive surgery like LASIK. The insurance plans include access to more than 104,000 in- and out-of-network independent eye care professionals and eye care clinics.
The Davis Vision Plan covers routine eye exams and corrective eyewear, including frames, lenses, and contact lenses. The plan also includes fully-covered eyewear, with members able to select on-trend frames at preferred pricing. There is no copay required for in-network routine eye exams, which include refraction and dilation.
The timing of enrolment in Davis Vision Insurance is important, as it is only offered during specific open enrolment periods or after qualifying events. These periods are typically announced in advance, and it is essential to enrol during these windows to gain access to the benefits of the insurance plan.
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Vision insurance plan options
Vision insurance is an important aspect of overall health care, helping you manage your vision care costs and maintain eye health. There are several vision insurance plan options available, each with its own unique features and benefits. Here are some of the leading vision insurance providers and their offerings:
Davis Vision
Davis Vision is a leading vision care provider, offering comprehensive vision insurance plans for over 50 years. Their plans include annual comprehensive eye exams, vision correction, and treatment for eye conditions. Davis Vision has a vast network of independent eye care professionals and eye care clinics, both in-network and out-of-network. They also cover eyewear from top retailers, ensuring that members have a wide variety of choices. Additionally, Davis Vision offers special plans for those with low vision or diabetic retinopathy, providing coverage for associated costs.
Aetna Vision Preferred Direct
Aetna offers vision insurance plans for individuals and families, providing access to a broad network of independent eye doctors, optical retailers, and online options. With Aetna Vision Preferred Direct, you get insurance coverage for routine eye exams and eyewear. They also offer dental plans that include vision coverage or the option to add vision coverage to an existing dental plan.
UnitedHealthcare
UnitedHealthcare provides branded vision plans with options to suit different needs. Their plans typically cover routine eye exams, glasses, and contact lenses. You can purchase vision plans as a standalone product or combine them with other supplemental plans, such as dental coverage. UnitedHealthcare offers flexibility by allowing you to choose both in-network and out-of-network providers, ensuring you receive benefits right from day one of your plan.
VSP Individual Vision Plans
VSP offers individual vision plans that are highly recommended by users. These plans provide affordable coverage for prescription eyewear, including eyeglasses and contact lenses. VSP helps cut down the costs associated with eye exams and eyewear, making it a cost-effective option for individuals and families.
When choosing a vision insurance plan, it is important to consider your specific needs, the network of providers available, and the level of coverage provided. Review the features and benefits of each plan to make an informed decision that best suits your vision care requirements.
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In-network vs out-of-network providers
When it comes to vision insurance, understanding the difference between in-network and out-of-network providers is crucial for managing your healthcare expenses effectively. This knowledge will help you avoid unexpected costs and make informed choices about your eye care.
In-network providers have a contract with your insurance company and have agreed to provide services at a discounted rate for covered services under your health plan. These discounted rates help to keep your out-of-pocket expenses lower. When you visit an in-network provider, you benefit from reduced costs, and you typically don't have to worry about submitting paperwork or claims, as the provider handles the billing process directly with your insurance company. It is important to refer to your specific plan's provider directory to identify which providers are considered in-network.
Out-of-network providers, on the other hand, have no contractual agreement with your insurance company. These providers can charge you the full price for their services, and you may be responsible for paying the provider in full at the time of your appointment. If you choose to see an out-of-of-network provider, be prepared for potentially higher out-of-pocket costs. After your appointment, you will need to submit a claim to your insurance company to seek reimbursement for eligible expenses. However, even with reimbursement, out-of-network costs can still be significantly higher than in-network costs.
When choosing a vision insurance plan, it is essential to consider the network of providers available to you. Plans with larger networks can offer more choices for eye care professionals and retailers, ensuring you find cost-effective care and a variety of styles. Additionally, some plans may have different network availability depending on your location, so it is important to review your plan documents for specific network details.
By understanding the distinction between in-network and out-of-network providers, you can make informed decisions about your eye care and maximize the benefits of your vision insurance plan. Remember to refer to your plan documents or contact your insurance provider directly for detailed information about covered services, out-of-pocket expenses, and provider networks associated with your chosen plan.
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Eye exam coverage
Davis Vision is a product of Versant Health, a company that provides vision care plans. It offers comprehensive vision insurance covering eye exams, vision correction, and treatment of eye conditions. The insurance plan includes an annual comprehensive eye exam with no copay required. The exam includes refraction and dilation. Refraction helps determine whether you need eyeglasses and what the strength of the prescription should be. You will be familiar with the eye chart, with rows of letters, and will look through a device called a phoropter, allowing the eye care professional to test different lens strengths. You will also get a dilated eye exam so your eye doctor can see your retina and determine the health of the entire eye. Your doctor will look through a slit lamp, shining a bright light into your eye. This test enables the detection and diagnosis of conditions like macular degeneration, cataracts, and other eye diseases. You will also have your eye pressure tested to ensure it is within the normal range and that you do not have glaucoma.
Davis Vision insurance plans include access to more than 104,000 in- and out-of-network independent eye care professionals and eye care clinics. This includes nationwide practices like Visionworks, Costco, For Eyes, Sam's Club, and Walmart. Members can also access the Qualsight network of LASIK eye care professionals, with a LASIK discount or allowance included, depending on benefit coverage.
Davis Vision also offers a selection of stylish frames for members for no more than $40 out-of-pocket, often covered in full. They also cover the full portfolio of Transitions Light Intelligent Lenses, which adapt to changing light conditions while blocking UV rays and protecting from harmful blue light. Additionally, they offer a free breakage warranty for up to one year at independent eye care professional locations.
For those with special concerns, such as low vision, Davis Vision offers plan options to help cover associated costs. They also have diabetic outreach programs to guide people affected by the disease to the care and services they need.
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Eyewear and discounts
Davis Vision has been providing comprehensive vision care benefits for over 50 years. It offers a wide array of vision care products and services, including discounts on refractive surgery like LASIK. The Davis Vision Plan includes annual comprehensive eye exams, vision correction, and treatment of eye conditions.
Every Davis Vision plan features options for fully-covered eyewear, with a network that’s built with members in mind. Members can select on-trend frames at preferred pricing through the Exclusive Collection of frames. This collection offers stylish frames for no more than $40 out-of-pocket, often covered in full. It also includes a one-year breakage warranty, covering accidents for up to one year.
Davis Vision insurance plans include access to more than 104,000 in- and out-of-network independent eye care professionals and eye care clinics. It covers eyewear from four of the top five eyewear retailers, allowing members to find quality lenses and frames at low costs. Members can also shop online for prescription eyewear.
Additionally, Davis Vision offers discounts on LASIK surgery, which is performed to correct nearsightedness, farsightedness, and astigmatism. Depending on benefit coverage, a LASIK discount or allowance may be included in the plan. Members also have access to the Qualsight network of LASIK eye care professionals.
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Frequently asked questions
Davis Vision Insurance covers all the basics of a vision insurance plan. This includes annual comprehensive eye exams, vision correction, and treatment of eye conditions. It also covers eyewear from four of the top five eyewear retailers, allowing you to find quality lenses and frames at a low cost.
To enrol in Davis Vision Insurance, you need to fill out a form within 31 days of your hire. Enrolment also happens during an open period or a qualifying event. You need to be a regular employee, working at least 20 hours weekly, and have been employed for six months or more.
Davis Vision offers three sets of coverage: self, self and one dependent, and the entire family. They also have two main plans: the Basic Plan and the Designer Gold Plan. The Basic Plan covers eye exams, glasses, or contact lenses, while the Designer Gold Plan offers higher allowances, including 100% coverage for eye exams and higher limits on frames and contact lenses.
Eligibility for Davis Vision Insurance may depend on your employer and the state you live in. You can visit the Davis Vision member site or contact their customer support for more information on eligibility requirements and coverage options.
Using in-network providers gives you greater value from your Davis Vision Insurance plan by minimising out-of-pocket costs. Davis Vision has a vast network of eye care professionals, including independent optometrists and major eyewear retailers, making it convenient and cost-effective to choose in-network options.
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