Jane Dotson
GoodRx is a free service that helps Americans find lower drug prices at their local pharmacies. It is not insurance, but it can be used instead of insurance, Medicare, or Medicaid, provided it offers a lower price than your co-pay. GoodRx cannot be combined with insurance or any federal or state-funded programs. GoodRx offers free coupons and savings tips for prescriptions at virtually every U.S. pharmacy. It is available to everyone in the United States, Puerto Rico, and the U.S. Virgin Islands.
| Characteristics | Values |
|---|---|
| Can GoodRx be used with insurance? | No, GoodRx cannot be used with insurance, Medicare, or Medicaid. |
| When to use GoodRx | Use GoodRx instead of insurance when it offers a lower price than your co-pay. |
| How to use GoodRx | Compare prices on the GoodRx website or app, then use a GoodRx coupon at your local pharmacy to get the discounted price. |
| Can GoodRx be used for reimbursement? | Using GoodRx is considered an "out-of-network" purchase. You can ask your insurer to reimburse you or apply your purchase to your deductible, but it is up to the insurance company to decide. |
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What You'll Learn
GoodRx offers discounts of up to 80% on prescription drugs
GoodRx is a free service that helps Americans find lower drug prices at their local pharmacies. It is available to everyone in the United States, Puerto Rico, and the U.S. Virgin Islands. GoodRx can be used whether you have insurance, Medicare, or no insurance coverage at all. It can also be used for pet medications.
GoodRx can be used instead of insurance, Medicare, or Medicaid, but not in combination with them. GoodRx prices often beat insurance prices, especially when dealing with high deductibles or copays, or when your drug isn't covered by insurance. When using GoodRx, you are choosing to pay without your insurance, but you can ask your insurer to reimburse you or apply your purchase against your deductible.
To use GoodRx instead of insurance, ask the pharmacist to use the GoodRx coupon and process the transaction as a "cash" payment. It is important to note that you cannot use GoodRx and insurance at the same time. If you have Medicare, you can ask the pharmacist not to run your prescription through your insurance or Medicare.
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GoodRx can be used instead of insurance, but not with it
GoodRx is a service that helps Americans find lower drug prices at their local pharmacies. It is available to everyone in the United States, Puerto Rico, and the U.S. Virgin Islands. GoodRx can be used whether you have insurance, Medicare, or no insurance coverage at all. GoodRx can be used for your pet medications, too.
When you use GoodRx, you are choosing to pay without your insurance. You can ask your insurer to reimburse you or to apply your purchase against your deductible. Paying with a GoodRx coupon is considered an “out-of-network” purchase, and it’s up to the insurance company to decide if they’ll pay you back or whether they’ll count it toward your deductible. It is often tough to get a straight answer on the rules. While GoodRx cannot promise you’ll get reimbursed, it can be worth trying.
GoodRx may be able to find you a lower price than your insurance co-pay. Hundreds of generic medications are available for $4 and some are even free, without insurance. GoodRx offers discounts of up to 80% on prescription drugs at over 70,000 U.S. pharmacies with its prescription savings program. GoodRx can offer significant savings at the pharmacy counter, especially for patients without insurance coverage for prescription drugs.
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GoodRx cannot be used towards your deductible
GoodRx is a service that helps users find lower drug prices at their local pharmacies. It is free and available to everyone in the United States, Puerto Rico, and the U.S. Virgin Islands. GoodRx can be used whether or not the user has insurance, Medicare, or no insurance coverage at all.
GoodRx cannot be combined with insurance or any federal or state-funded programs such as Medicare or Medicaid. When you use GoodRx, you are choosing to pay without your insurance. This means that the amount you pay will not be automatically applied toward your deductible. However, GoodRx recommends contacting your insurance company to ask if you can submit receipts to get credit toward your deductible.
Paying with a GoodRx coupon is considered an "out-of-network" purchase, and it is up to the insurance company to decide whether they will pay you back or whether they will count it toward your deductible. It is often challenging to get a clear answer on the rules, and different insurance companies may have different policies.
High-deductible health plans (HDHPs) require you to spend a large amount (typically about $2,000) before insurance starts to pay their share. During this deductible phase, you will be responsible for all of your healthcare costs. HDHPs are often paired with a Health Savings Account (HSA), which can only be used for healthcare expenses. GoodRx can support your deductible requirements and work with your HSA. If you purchase a medication with a GoodRx coupon and the drug is covered by your insurance, you can submit your receipt to your insurer and count that toward your deductible. However, if your insurance plan doesn't cover a drug you need, you might not be able to send the receipt to your insurance provider or count it toward your deductible.
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GoodRx is free and works for everyone in your family
GoodRx is a free service that helps Americans find lower drug prices in their local communities. It is available to everyone in the United States, Puerto Rico, and the U.S. Virgin Islands. GoodRx can be used for your family's medications, as well as for your pet medications.
GoodRx is 100% free and works for every member of your family. There are no fees or obligations. You can simply use the GoodRx website or mobile app to search for your prescriptions and then use the free coupons at your local pharmacy to save. GoodRx lists free discount prices and provides coupons so you can receive a discounted price when you pick up your prescription. It's all free!
GoodRx offers unbiased price and coupon information to help you compare and save the most money on your prescriptions. It gathers prices, coupons, and savings tips for prescriptions at virtually every U.S. pharmacy to help you fight against high drug prices, price gouging, and an out-of-control healthcare system. GoodRx will not only show you the GoodRx discount coupon prices, but it will also let you know when a pharmacy has a lower cash or membership program price, or if there are any manufacturer offers available.
GoodRx can be used whether you have insurance, Medicare, or no insurance coverage at all. GoodRx cannot be combined with your insurance or any federal or state-funded program such as Medicare or Medicaid. If you have insurance, compare the GoodRx price to your insurance co-pay and see which is cheaper. You can always use GoodRx instead of your insurance.
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GoodRx can be used for pet medications
GoodRx is a service that helps Americans find lower drug prices at their local pharmacies. It is available to everyone in the United States, Puerto Rico, and the U.S. Virgin Islands. GoodRx can be used whether you have insurance, Medicare, or no insurance coverage at all. GoodRx can be used for your pet medications, too!
GoodRx brings together prices from major online pet medication retailers, local pharmacies, and other sources to help find you the lowest prices on all your pet medications. You can save hundreds or even thousands of dollars every year on prescription medications. This is a discount opportunity that you may not find anywhere else. For example, imagine your 10-pound dog or cat doesn’t have health insurance and the vet diagnoses them with a muscle spasm disorder, prescribing 5mg of diazepam to be taken every eight hours daily. That would cost you $18 for a 7.5-day supply at CVS. But if you use a GoodRx coupon, the cost gets reduced to $7.69. If your pet is on the medication for a month, you end up saving $41.24.
GoodRx is 100% free and works for every member of your family, including your pets. There are no fees and zero obligations. Simply use the GoodRx website or mobile app to search for your prescriptions and then use the free coupons at your local pharmacy to save. GoodRx lists free discount prices and provides coupons so you can receive a discounted price when you pick up your prescription. It also lets you know when a pharmacy has a lower cash or membership program price or if there are any available manufacturer offers.
To get the medication you need, you can access the GoodRx website or app. You don’t need to sign up or create an account to fill prescriptions. You will see a bunch of pet medications listed under six different categories: pain, seizures, diabetes, anxiety, heartworm, and fleas and ticks. Select the one your vet ordered. If the drug you need isn’t available on the list, you can always use the search bar to find it. Once you've found your pet's medication, add it to your cart. Enter your pet and vet information at checkout and GoodRx will take care of the rest. Once they verify your prescription, your order ships!
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Frequently asked questions
Yes, GoodRx can be used whether you have insurance, Medicare or no insurance coverage at all. GoodRx can be used for your pet medications, too.
GoodRx cannot be combined with insurance, Medicare, or Medicaid. When using GoodRx, you are choosing to pay without your insurance. However, you can ask your insurer to reimburse you or apply your purchase against your deductible.
GoodRx lists free discount prices and provides coupons so you can receive a discounted price when you pick up your prescription. You can check your insurance price by logging on to your insurance company portal and finding the "Price a Medication" link under your Pharmacy Benefits. Then, check GoodRx prices and compare. Depending on your copay fee or coinsurance percentage charge, GoodRx might be the better option.
You can print and bring a free GoodRx coupon or show it on your phone when picking up your prescription. Participating pharmacies are contractually obligated to accept GoodRx coupons. If your pharmacist refuses to accept them, you can call GoodRx at (855) 268-2822.
Yes, GoodRx can be used with Medicare. If the GoodRx price is lower, you can use a GoodRx discount instead of your prescription insurance or Medicare.
