
1-800 Contacts is a convenient way to refill your contacts, offering at-home delivery of prescriptions. The company accepts most insurance plans and HSA/FSA funds, making the ordering process fast and affordable. While they are in-network with several major vision insurance providers, including Davis Vision, Superior Vision, and United Healthcare, they also accept out-of-network providers like VSP and EyeMed. Customers can save even more by combining insurance with rebates and promo codes. However, some customers have reported issues with applying their insurance benefits, so it is essential to carefully review your order before checkout.
| Characteristics | Values |
|---|---|
| In-network providers | Davis Vision, Superior Vision, Blue View Vision, Anthem, United Healthcare, and Spectera |
| Out-of-network providers | VSP, EyeMed, Aetna, and Humana |
| Using HSA/FSA pre-tax funds | Use your card at checkout |
| Using insurance with rebates | Possible |
| Eye exam | Inexpensive, 10 minutes, doctor-approved prescription within 24 hours |
| Price matching | Possible with Costco prices if not using insurance |
| New customer discount | 20% off |
| Student discount | 10% off for verified students with UNiDAYS |
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What You'll Learn

In-network insurance providers
1-800 Contacts is in-network with several major vision insurance providers, allowing customers to save money on their contact lens and glasses purchases. The following insurance providers are in-network with 1-800 Contacts:
Davis Vision
Davis Vision is a well-known vision insurance provider that is accepted by 1-800 Contacts. By entering your insurance information at checkout, you can conveniently apply your Davis Vision benefits to your purchase.
Superior Vision
Superior Vision is another in-network insurance provider for 1-800 Contacts. Customers with Superior Vision insurance can take advantage of their benefits to save on their contact lens or glasses orders.
Blue View Vision
Blue View Vision is also accepted as in-network insurance at 1-800 Contacts. By using your Blue View Vision insurance, you can make significant savings on your vision needs.
Anthem
If you have Anthem insurance, you can utilize your benefits when purchasing contact lenses or glasses from 1-800 Contacts. This allows you to access your vision care services with ease and at a discounted price.
United Healthcare
United Healthcare is also an in-network insurance provider for 1-800 Contacts. By entering your insurance information during checkout, you can seamlessly apply your United Healthcare benefits to your order.
Spectera
Spectera is another vision insurance provider that is in-network with 1-800 Contacts. Customers with Spectera insurance can benefit from convenient and affordable access to their contact lenses or glasses.
Even if your insurance provider is not listed above, you may still be able to use your out-of-network benefits to save on your purchases. Additionally, 1-800 Contacts offers the option to combine your insurance with rebates, further increasing your savings.
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Out-of-network providers
If your insurance provider is out-of-network, you can still use your benefits to save money on your contact lenses. The process will differ depending on the company you order from.
1-800 Contacts
1-800 Contacts accepts insurance from out-of-network providers VSP, EyeMed, Aetna, and Humana. You will need to pay out of pocket and then submit a reimbursement claim with your provider. You can also apply your HSA/FSA pre-tax funds by using your card at checkout.
Contacts Direct
Contacts Direct accepts most major insurance plans as an in-network provider and is an out-of-network provider for many others. They can check your plan to see what savings you are eligible for and process most benefits online. They can also help you submit your out-of-network claims directly to VSP.
General Information
Most vision insurance plans provide coverage for contact lenses, but how much is covered depends on your insurance plan and provider. You may be able to save money by filling out a claim form for reimbursement.
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Using FSA/HSA cards
1-800 Contacts accepts FSA/HSA cards at checkout, just like a typical credit or debit card. This means you can use your pre-tax HSA/FSA funds to pay for your order. To use your FSA/HSA card, simply select your contact lenses and proceed to the checkout as normal. Then, enter your FSA/HSA card details in the payment section.
It's important to note that while HSA funds roll over, FSA funds often expire at the end of the year, so be sure to use them before that happens. 1-800 Contacts also lets you combine your insurance with rebates to get even more money off.
Before placing your order, you will need a valid prescription. 1-800 Contacts offers inexpensive online eye exams that only take about 10 minutes to complete from the comfort of your home. Within 24 hours, you'll have a doctor-approved prescription to place your order with. This is a great option if your prescription has expired and you just need a refill. If you're looking to change brands, a licensed ophthalmologist will review your exam and can write prescriptions for different lenses that suit your vision needs.
To get started with the online eye exam, you'll need a smartphone or computer, 10 feet of space, and a driver's license or credit card. The vision test involves standing 10 feet from your laptop or phone and reading the eye chart out loud while wearing your contacts. This allows the doctor to determine if your current prescription is still suitable.
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New customer discounts
1-800 Contacts offers various ways for new customers to save money on their first order. Firstly, new customers can save up to $30 or 25% off their first order. Additionally, students can get 10% off their orders by verifying their student status with UNiDAYS. Discounts for students are only offered to UNiDAYS members. At the time of writing one article, 1-800 Contacts was offering a new 20% off customer discount. However, discounts cannot be combined with insurance.
If you are a new customer with insurance, you can still save money. 1-800 Contacts is in-network with Davis Vision, Superior Vision, Blue View Vision, Anthem, United Healthcare, and Spectera. If your insurance provider is one of these, you can simply enter your information, and your insurance will be automatically applied at checkout. Even if your insurance provider is not in-network, you may still be able to save money. You can fill out a claim form for reimbursement. These networks include VSP, EyeMed, Aetna, and Humana. You will need to pay out of pocket and then submit a reimbursement claim with your provider.
You can also apply your HSA/FSA pre-tax funds by using your card at checkout. However, be aware that while HSA funds roll over, FSA funds often expire at the end of the year. Additionally, you can combine your insurance with rebates to save even more money.
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Reimbursement claims
1-800 Contacts is a convenient and affordable way to refill your contact lenses, with the added benefit of delivering prescriptions right to your doorstep. The company is in-network with several major vision insurance providers, including Davis Vision, Superior Vision, Blue View Vision, Anthem, United Healthcare, and Spectera. This means that if you are insured by one of these providers, you can simply enter your insurance information during checkout, and it will be applied directly to your order.
However, if your insurance provider is not listed as an in-network partner, don't worry; you may still be able to save money by submitting a reimbursement claim. Even if your insurance is out-of-network, you can potentially save an average of $105 by filling out a claim form for reimbursement. This option is available for customers with out-of-network providers such as VSP, EyeMed, Aetna, and Humana.
To submit a reimbursement claim, you will typically need to pay out of pocket for your contact lenses initially and then file a claim with your insurance provider to be reimbursed for the cost. You can also use your HSA/FSA card at checkout, just like a regular credit or debit card. It's important to note that while HSA funds roll over, FSA funds often expire at the end of the year, so be sure to use them before that happens.
Additionally, 1-800 Contacts allows you to combine your insurance with rebates to maximize your savings. You can also take advantage of their inexpensive and convenient eye exam options, including virtual exams for those with healthy eyes who simply need a prescription renewal. By offering various ways to save, 1-800 Contacts ensures that customers can access affordable vision care without compromising on quality or convenience.
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Frequently asked questions
You can apply your insurance by entering some personal information on the website, which will then find your vision insurance information and apply it at checkout. You can also pay with your FSA/HSA card.
You may still be able to save money by filling out a claim form for reimbursement. Out-of-network providers that are accepted by 1-800 Contacts include VSP, EyeMed, Aetna, and Humana.
Yes, 1-800 Contacts lets you combine your insurance with rebates and promo codes to save even more money.
You can view your benefits online by entering your personal information. This will let you know how much you can save on your order.









































