Apply For Aaa Auto Insurance: Steps To Follow

AAA offers a range of insurance products, including auto insurance, and has over 100 years of experience providing support on the road. AAA auto insurance is highly customizable, with add-ons such as enhanced total loss replacement, loan lease gap, and enhanced exterior repair. AAA also offers a range of discounts on its auto insurance, including for bundling home and auto insurance, insuring multiple vehicles, and for full-time students or graduates with a good GPA. AAA members also save 5% on their insurance.

Discounts for bundling and AAA membership

AAA offers a range of discounts for its policyholders, including savings for bundling policies and membership perks.

Discounts for bundling policies

AAA offers multi-policy discounts for houses, condominiums, cars, renters insurance, and life insurance. Here are some of the specific discounts available:

• Companion Home Discount: Save up to 12.7% on auto insurance when you combine it with a home policy.
• Companion Auto Discount: Save up to 12.5% on homeowners insurance when you combine it with an auto policy. These savings are combined, so you could save more than 24% on both policies.
• Auto + Condo Discount: Save up to 11.2% on auto insurance and 20% on condo insurance when you combine policies.
• Auto + Renters Discount: Save up to 3.7% on auto coverage and 10% on renters insurance when you bundle.
• Auto, Home, and Life Discount: Save up to 19% on auto insurance and 22% on homeowners insurance when you combine all three policies.

Discounts for AAA membership

In addition to the discounts above, AAA also offers membership perks, including a 5% discount on auto and home insurance for members. AAA members can also save on a wide range of other products and services, including:

• Gas, car care products, car batteries, parts, repair labor, and auto buying.
• Dining at participating restaurants.
• Eyewear and athletic apparel.
• Travel, including hotel stays, car rentals, airport parking, passport photos, and vacation packages.
• Home security systems, shipping and mailing services, electronics, moving services, and décor.
• Theme parks, water parks, concerts, museums, and other attractions.
• Retail shopping, with exclusive member deals and discounts of up to 30%.
• Free maintenance inspections at AAA Auto-approved repair facilities.
• AAA members can also take advantage of AAA's award-winning roadside assistance, discounts on car repair, and DMV services at select AAA locations.

Free quote process

AAA offers free car insurance quotes online or over the phone. The process is simple and direct.

To get a free quote online, you can visit the AAA website and provide some basic information about yourself and your vehicle. You will be asked to create an account and enter details such as your name, address, date of birth, vehicle make and model, and driving history. After submitting this information, you will receive a customized quote based on your specific needs and qualifications.

If you prefer to speak to a representative, you can call the AAA customer service line at 844-380-8702. Their experienced agents are available to guide you through the process and ensure that you receive all the discounts you qualify for. They will ask you similar questions about your personal information and vehicle details to provide an accurate quote.

AAA also offers a unique service called AAA Triple Check®, where they conduct a free review of your current auto policy, regardless of the company you are currently insured with. This service helps you understand your existing coverage and identify potential savings opportunities with AAA.

In addition to the convenience of online and phone quotes, AAA provides personalized service through its team of expert insurance agents. You can visit them in-person at a AAA branch to discuss your specific needs and create a tailored policy.

Remember, with AAA, you get more than just competitive rates. Their auto insurance is ranked #1 in customer satisfaction for the Digital Insurance Shopping Experience by J.D. Power, reflecting their commitment to providing an excellent experience throughout the quote process and beyond.

Customizable coverage options

AAA offers customizable auto insurance coverage options to meet your unique needs and budget. You can work with a AAA Insurance Agent to tailor your policy and maximize your savings. Here are some of the customizable coverage options available:

Comprehensive Coverage

This optional coverage protects your car from non-collision incidents, such as damage caused by natural disasters, falling objects, or vandalism. It also covers windshield and window repairs and offers protection for your new car without depreciation.

Collision Coverage

If you're involved in a crash, collision coverage will help pay for the repairs or replacement of your vehicle, regardless of who was at fault. This includes damage to your car caused by another vehicle or object.

Rental Reimbursement Coverage

If your insured vehicle is out of commission due to a covered loss, rental reimbursement coverage provides a set daily amount to cover the cost of a rental car.

New Car Added Protection

This coverage option is ideal for those with a new vehicle. It covers repairs or replacement of your new car without any deduction for depreciation.

Automobile Death Benefit

In the unfortunate event of a fatal collision, the automobile death benefit provides financial support by paying a benefit to cover end-of-life expenses, especially if the deceased does not have life insurance coverage.

Loan/Lease Gap Coverage

If your vehicle is totaled, this coverage option covers the gap between what your regular auto policy pays and what you still owe on your loan or lease.

Enhanced Exterior Repair Coverage

With this coverage, you can obtain original exterior parts from the manufacturer instead of aftermarket parts, ensuring a perfect match and maintaining the value of your vehicle.

To get started with AAA auto insurance, you can request a free quote online or by calling 844-380-8702. You can also take advantage of AAA's Triple Check® service, where they offer a free review of your current auto policy to help you understand your coverage and potential savings with AAA.

AAA's insurance coverage

AAA offers a wide range of insurance coverage options to protect you, your passengers, other drivers, and your property. Their auto insurance provides comprehensive coverage, including liability coverage, collision coverage, and optional coverage for non-crash-related incidents like storms, falling objects, and vandalism. This means that if you are at fault in an accident, AAA will cover the injuries and property damage of others, as well as medical expenses for you and your passengers.

Additionally, AAA offers enhanced total loss replacement, where they will pay to replace your car with a new model if it is deemed a total loss after a crash. They also offer a loan lease gap coverage option, which covers the gap between what you owe on a loan or lease and the actual cash value of your vehicle if it is a total loss. For those who prioritize original manufacturer parts, AAA offers enhanced exterior repair coverage, excluding window glass and mechanical parts.

AAA also provides coverage for a variety of vehicles, including motorcycles and RVs. They offer supplemental coverage for homeowners, condo owners, mobile home owners, renters, and landlords, including earthquake and flood insurance. Life insurance options are also available, including term, whole, and universal policies.

For business owners, AAA provides commercial and business insurance with competitive rates on commercial auto, workers' compensation, and general liability insurance. They also offer exclusive insurance plans for unexpected events like cancellations, delays, and medical emergencies through Allianz Global Assistance.

AAA's customer service

AAA offers a range of insurance products and services, including auto, home, life, commercial, and business insurance. They also provide additional insurance options for pets, boats, mobile homes, motorcycles, and RVs. AAA's customer service includes expert insurance agents who can answer any questions and help customers find the right policies for their unique needs.

The company offers personalized service through their team of expert insurance agents, who are available over the phone or in AAA branches. They can help customers understand the ins and outs of different policies and ensure they get the coverage they need. AAA's insurance agents can also help customers maximize their savings by finding all the discounts they qualify for.

The AAA website and mobile app also provide self-serve online tools and mobile apps for customers to explore options, manage their policies, and request roadside assistance. The AAA mobile app allows customers to view their membership cards, request roadside assistance, and manage their insurance policies on the go.

Overall, AAA's customer service is designed to provide comprehensive support to its customers, ensuring they have access to the information and assistance they need, whether through their expert insurance agents, digital tools, or member benefits.

Frequently asked questions