Update Your Root Insurance Vehicle Details

Changing your vehicle on Root Insurance is a simple process that can be done through the Root app. The app allows you to update your policy with just a few taps, giving you control over your policy. You can add or remove vehicles and drivers, see how adjustments affect your rate, and review or update your coverages. Root Insurance is committed to making policy management quick and easy for its customers.

Using the Root app to change your vehicle

Step 1: Access the Root App

Download the Root app on your smartphone if you haven't already. The app is available for iPhones (5s and above) and most Android phones.

Step 2: Navigate to the "Profile Information" Section

Once you have the app, locate and tap on the "Profile Information" section. This is where you can make changes related to your policy, including updating your vehicle information.

Step 3: Select the Vehicle You Want to Remove

In the "Profile Information" section, you will see a list of the vehicles currently on your policy. Choose the vehicle that you want to remove by tapping on it.

Step 4: Remove the Vehicle

After selecting the vehicle, you will see an option to remove it, typically represented by a trash can icon. Tap on this icon and follow the prompts to continue.

Step 5: Confirm the Changes

Review the updated price and coverage details after removing the vehicle. You will be able to see how this change affects your rate before finalizing the update.

Step 6: Finalize the Changes

If you are satisfied with the changes, confirm and finalize the update within the app. Your policy will be modified accordingly, and you will receive an updated insurance card reflecting the removal of the vehicle.

Remember that you can always reach out to Root's customer support for guidance if needed. They can be contacted through the app or via email at [email protected]. Additionally, the Root app provides helpful articles and guides in the "Help & Support" section to assist you in managing your policy.

How to change your vehicle on the app

Changing your vehicle on the Root Insurance app is a straightforward process. Here is a step-by-step guide on how to do it:

Step 1: Open the Root App

Locate and open the Root Insurance app on your smartphone. Make sure you have a stable internet connection to avoid any issues during the process.

Step 2: Navigate to the "Profile Information" Section

Once you have the app open, find the Profile Information section. This is where you will be able to make changes to your policy, including updating your vehicle information.

Step 3: Select the Vehicle You Want to Remove

In the "Profile Information" section, you will see a list of the vehicles currently on your policy. Choose the vehicle that you want to remove by tapping on it.

Step 4: Tap the Trash Can Icon

After selecting the vehicle, you will see a trash can icon. Tap on this icon to initiate the removal process. You will then be prompted to confirm this action.

Step 5: Confirm the Removal and Review Updated Price

After tapping the trash can icon, you will be asked to confirm that you want to remove the selected vehicle from your policy. Review the changes and confirm if you are sure. Once you confirm, the vehicle will be removed, and you will see an updated price reflecting this change.

Additional Information:

It is important to note that removing a vehicle from your policy may affect your insurance rate. The cost of insurance is based on various factors, including the vehicles covered. Therefore, removing a vehicle could result in a change in your insurance rate. This change could be an increase or a decrease, depending on the vehicle and your specific policy details.

Additionally, keep in mind that the Root app allows you to make various other changes to your policy, such as updating your address, adding or removing drivers, and reviewing or updating your coverages. The app also provides easy access to your policy documents and insurance card, making it a convenient tool for managing your Root Insurance policy.

The effect of changing your vehicle on your insurance rate

Changing your vehicle can have a significant effect on your insurance rate, and this will depend on a variety of factors. The make, model, age, and value of your new vehicle will all be taken into account when adjusting your insurance rate.

If you switch to a newer, more expensive vehicle with additional features, your insurance rate will likely increase. This is because luxury vehicles with advanced technology and safety features are typically more costly to repair or replace. On the other hand, if you opt for an older, base-model vehicle with high mileage, you may see a decrease in your insurance rate.

The brand of your vehicle also plays a role in determining your insurance premium. Certain brands, such as Dodge, tend to have higher insurance costs on average, while others like Mazda offer lower rates.

Another factor that can influence your insurance rate is the type of vehicle you choose. Sports cars, for instance, are considered higher risk than minivans and usually result in more expensive insurance policies.

In addition to the vehicle itself, your location and demographic information can also impact your insurance rate. Moving to a new area with a different ZIP code can lead to changes in your insurance rate due to variations in crime rates, traffic density, and accident statistics.

Furthermore, personal factors such as your age, gender, marital status, and driving history can also contribute to adjustments in your insurance rate when changing your vehicle.

It's important to note that the impact of changing your vehicle on your insurance rate can vary depending on your insurance provider and your location. It's always a good idea to review your insurance policy and consult with your insurance company to understand how your specific circumstances will affect your insurance rate.

Changing your vehicle and the virtual inspection

Changing your vehicle on your Root Insurance policy is easy to do in the app. To do so, tap "Profile information" to make changes to your vehicle. You can also select "Coverages" to make changes to your coverage.

Keep in mind that some coverage changes require a virtual inspection of your vehicle. The app will prompt you to submit the requested photos, and it will let you know when your new rate is ready. No changes will take effect until your payment (or refund) is processed.

If you make a change to your policy, it may affect your rate. You will know how your rate will be affected before you commit to the changes.

Your rate may change due to several factors, including:

• Changes you make: If you move, add or remove vehicles or drivers, or your driving record changes, your rate may be affected.
• Changes around you: If the number of accidents or car thefts in your area increases or decreases, or if the cars around you become more or less expensive to repair, your rate may change.
• Changes on Root's end: Risk actuarial changes or other data-driven adjustments may cause your rate to fluctuate.

Changing your vehicle and your payment information

Changing Your Vehicle Information:

• Access Your Policy: Log in to your Root account on the Root app or website. Find the option to manage or update your policy.
• Select Vehicle Changes: Look for the option to make changes to your vehicle. This may be under Profile Information or Coverages, depending on the platform you are using.
• Make the Necessary Changes: Follow the prompts to add or remove a vehicle from your policy. You may be asked to provide information about the new vehicle, such as make, model, and year.
• Review the Impact: Before confirming the changes, Root will show you how adding or removing a vehicle will affect your insurance rate. This allows you to make an informed decision.
• Confirm the Changes: Once you are satisfied with the changes and the new rate, confirm and save the updates to your policy.

Changing Your Payment Information:

• Access Your Policy: Log in to your Root account on the Root app or website. Find the option to manage or update your policy.
• Navigate to Payments: Look for the "Payments" or "Payment Information" section within your policy details.
• Change Payment Method: You can update your payment method by choosing from the available options, such as credit card or Apple Pay.
• Change Payment Frequency: Root offers the flexibility to change your payment frequency from monthly to full-term (every 6 months) or vice versa. This change can be made at any time but will only take effect at the start of the next term.
• Change Payment Date: After your first three payments, you can change your monthly payment date for the rest of the policy period or make a one-time adjustment (except during the renewal month).
• Review and Confirm: Before finalizing the changes, Root will show you the updated payment schedule and any other relevant information. Review this carefully and confirm the changes.

Remember that you can always reach out to Root's customer support for guidance if needed. They are available through the app, via email, or by phone.

Frequently asked questions