Paul Sanchez
NYU offers a range of student health insurance plans, including the Basic and Comprehensive Plans, which are ACA-compliant and administered by Wellfleet Group, LLC. Students are automatically enrolled in a plan based on their school program, credit load, and visa status, but they can choose to enrol in a different plan during the online enrolment/waiver process each academic year. To check which insurance plan you are enrolled in, you can refer to your tuition statement, which will indicate whether you are enrolled in the Basic or Comprehensive Plan.
| Characteristics | Values |
|---|---|
| Who is automatically enrolled in NYU insurance? | Most students are automatically enrolled in either the Basic or Comprehensive Plan depending on school program, credit load, and visa status. International students holding an F-1 or J-1 visa are not eligible to purchase insurance through the marketplaces because they must show permanent residency. |
| How to check if you were enrolled in an NYU insurance plan? | The health insurance charge appears as a separate line item on tuition statements and indicates whether you were enrolled in the Basic Plan or Comprehensive Plan. |
| How to enroll in NYU insurance? | Go to the NYU Student Health Insurance website at www.nyu.edu/health/insurance during the appropriate time period. Have your Student ID number handy. |
| Deadlines for enrolling in NYU insurance plans | If your first semester is Fall, the deadline is September 30. If your first semester is Spring, the deadline is February 10. If your first semester is Summer, the deadline is June 5. |
| How to waive NYU insurance? | Students who maintain alternate health insurance coverage that meets the University’s minimum health insurance criteria may waive the NYU-sponsored plan. |
| Payment methods accepted at the Student Health Center | Cash, personal check, NYU Card, credit card (MasterCard, Visa, Discover, or American Express). |
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What You'll Learn
Deadlines for enrolling in NYU insurance plans
The deadlines for enrolling in NYU insurance plans vary depending on the student's campus, semester, and eligibility. Here are the deadlines for enrolling in the NYU-sponsored Student Health Insurance Plans:
Washington Square Campus:
- If the first semester of the academic year is Fall, the online enrollment/waiver system becomes available on June 25, and the semester deadline for enrolling in the NYU Plans is September 30.
- For the Spring semester, the online enrollment/waiver system becomes available on November 18, and the deadline for enrolling is February 10.
- For the Summer semester, the online enrollment/waiver system opens on April 7, and the deadline to enroll is June 5.
Tandon Campus:
The deadlines for the Tandon Campus are the same as for Washington Square, except for the Fall semester. The semester deadline for enrolling in the NYU-SOE Plan at Tandon is dependent on the student's credit load and visa status.
Annual Policies:
NYU-sponsored student health insurance plans are annual policies. Students who pay the annual insurance charge at the time of fall registration will remain enrolled in the plan until August 20 of the following year, even if they do not register for spring classes.
Upgrading or Downgrading:
Students who are automatically enrolled and wish to change to a different plan may do so by completing the online enrollment process before the deadline. The deadline to upgrade or downgrade the Student Health Insurance Plan is September 30.
It's important to note that students must complete the online enrollment/waiver process each academic year, beginning in the fall, to ensure they are enrolled in their desired plan. The specific deadlines for enrollment and waiver may vary slightly from year to year, so it's always a good idea to check the NYU Student Health Insurance website for the most up-to-date information.
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How to waive NYU insurance
To waive NYU insurance, students must complete the online enrolment/waiver process each academic year, beginning in the fall. This process is available to all matriculated NYU students, regardless of whether they are enrolled in the NYU-sponsored Student Health Insurance Plans.
For students with an F-1/J-1 visa who maintain other insurance coverage and wish to waive the NYU-sponsored health insurance plan, they must complete, sign, and submit the Student Acknowledgment and Insurance Carrier Certification Form (Waiver Application) to the NYU Student Health Insurance Office. This form can be emailed to [email protected]. The student must complete all areas highlighted in yellow and sign and date the form. The student must also carefully read the statement of acknowledgment, which indicates that it is the student's responsibility to maintain health insurance coverage for themselves, and that their plan must meet NYU's requirements.
For students who have purchased the Student Medicover plan, within one working day after the purchase is completed, you will receive the waiver form provided by Student Medicover. After receiving the form, fill in the complete information in the two places in Section A, and fill in the Member Insurance ID (SR ID on the insurance card) in Section B. It is recommended to use your NYU mailbox when sending emails, otherwise, the email may be ignored by the school insurance office. The waiver will be reviewed and approved in 5-7 business days. Once approved, the pending insurance charge will be removed from your student account balance, and any paid school insurance premium will be refunded to your student account.
For Washington Square students, instructions for waiving NYU Washington Square health insurance can be found here. For Tandon students, instructions for waiving Tandon Students student health insurance can be found here.
It is important to note that the deadline for waiving the NYU Plans is June 5. To waive the insurance, click on the box that indicates "Enroll in or Waive out" at the top of the page. Select "Waive" and follow the instructions. At the end of the process, you must confirm your waiver information in order for your request to be processed. After completing the online waiver process, print the Confirmation of Status letter, which will also be sent to the email address provided. It is important to save a copy of this document for your records.
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NYU insurance for international students
Every international student studying at NYU is required to have health insurance. Students in F-1 status are automatically enrolled in and billed for the NYU-sponsored student health insurance comprehensive plan upon registration each semester. F-1 students can also elect to enrol in the basic coverage, which has the same coverage but higher out-of-pocket expenses.
Students who maintain alternate health insurance coverage that meets the University's minimum health insurance criteria may waive the NYU-sponsored plan. Spouses and children of F-1 students who will be in the United States in F-2 status are encouraged to have health insurance coverage for the period of their stay.
All Exchange Visitors (both J-1 students and J-2 dependents) are required by federal regulations to have adequate health insurance coverage during their time in J-1 and J-2 status. NYU-sponsored J-1 Exchange Visitors are automatically enrolled in and billed for the NYU-sponsored student health insurance comprehensive plan upon registration each semester. The J-1 Exchange Visitor will need to contact their health insurance provider to add their J-2 dependents to their health insurance plan.
The minimum coverage an Exchange Visitor must provide includes:
- Medical benefits of at least $100,000 per accident or illness
- Expenses associated with medical evacuation of the Exchange Visitor to their home country in the amount of $50,000
- A deductible not to exceed $500 per accident or illness
Most students are automatically enrolled in and charged for the NYU-sponsored Student Health Insurance Plan as part of the course registration process. Students must complete the online enrolment/waiver process each academic year beginning in the fall to ensure they are enrolled in the plan of their choice.
To check your insurance plan, you can refer to your tuition statement, which will indicate whether you are enrolled in the Basic Plan or Comprehensive Plan. You can also refer to the NYU Student Health Insurance website to enrol or waive out of a plan.
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Payment options for NYU insurance
Students enrolled in an NYU-sponsored health insurance plan have a few payment options. The first is an annual payment in full at the time of fall registration, with no insurance charge at spring registration. The second option is a two-installment payment plan, where the first payment is due at the time of fall registration and the second at spring registration. The spring insurance charge is higher than the fall charge as it includes payment for coverage over the summer months.
Students enrolling dependents in an NYU-sponsored student health insurance plan before the fall term deadline may choose an annual payment option or an instalment payment option. For the instalment option, the fall payment is due at the time of fall enrolment, and the spring payment is due by 8 January for dependent coverage to continue until 20 August.
Students are responsible for knowing the benefits and limitations of their health insurance plan and making payments of any outstanding charges after the insurance company processes the claim. Payment of copays and fees may be made using cash, personal check, NYU Card, credit card (MasterCard, Visa, Discover, or American Express) and is expected at the time of service. If the insurance plan does not cover the service or does not pay the entire bill, the student is responsible for the bill.
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How to check your insurance plan
To check your insurance plan at NYU, you must first determine whether you are automatically enrolled in the NYU-sponsored Student Health Insurance Plan. Most students are automatically enrolled and charged for the plan as part of the course registration process. However, it is important to note that online enrollment selections from previous academic years are not carried forward, so you must confirm your enrollment status for each academic year.
You can verify your enrollment in a Student Health Insurance Plan by reviewing your tuition statements. The health insurance charge will appear as a separate line item, indicating whether you are enrolled in the Basic Plan or the Comprehensive Plan. This information is crucial for understanding your coverage and benefits.
If you are not automatically enrolled in the NYU-sponsored plan and wish to enroll, you must complete the online enrollment process. Visit the NYU Student Health Insurance website at www.nyu.edu/health/insurance during the appropriate time period. Have your Student ID number ready, and follow the instructions to select your desired insurance plan. After completing the process, you will receive a Confirmation of Status via email, which you should save for your records.
Additionally, it is important to understand the benefits and limitations of your chosen insurance plan. Students are responsible for knowing what services are covered and for making payments for any outstanding charges not covered by their plan. NYU will bill the student's insurance plan for services, but the student is ultimately responsible for any unpaid portions. Familiarize yourself with the terms of your insurance plan to ensure you understand your financial obligations.
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Frequently asked questions
The health insurance charge will appear as a separate item on your tuition statement, indicating whether you were enrolled in the Basic Plan or Comprehensive Plan.
Most students are automatically enrolled in either the Basic or Comprehensive Plan depending on their school program, credit load, and visa status. You can check your tuition statement to see if you have been charged for a health insurance plan.
Go to the NYU Student Health Insurance website at www.nyu.edu/health/insurance during the appropriate time period. Have your Student ID number handy, then click on the box that indicates "Enroll in or Waive out" at the top of the page. Select "Enroll" and follow the instructions.
The deadline for enrolling in NYU student health insurance plans varies depending on the student's academic year. If your first semester starts in the Fall, the deadline is September 30. If it starts in the Spring, the deadline is February 10. If your first semester is in the Summer, the deadline is June 5.
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