Jane Dotson
BMW offers a range of insurance and protection plans for its vehicles, including tire and wheel coverage. The BMW Tire & Wheel Protection program provides coverage for damage to tires and wheels, including that caused by road hazards such as metal, nails, glass, and potholes. This coverage is available for purchase at the time of buying a BMW vehicle and can be included in the vehicle's warranty. Additionally, BMW offers Road Hazard Tire Coverage for eligible tires purchased at BMW Tire Centers, providing complimentary coverage for the first year of ownership. BMW also provides extended coverage and protection products, such as the Ultimate Protection Program, which offers customizable coverage options.
| Characteristics | Values |
|---|---|
| Tire Insurance Coverage | BMW Road Hazard Tire Coverage, BMW Multi-Coverage Protection, BMW Ultimate Protection, BMW Tire & Wheel Protection, Tire and Wheel Program, AAA Tire and Wheel Protection Plan |
| Coverage | Covers the cost of repairing or replacing tires damaged by road hazards such as potholes, nails, glass, metal, debris, blowouts, etc. |
| Cost | Varies depending on the plan and dealer; ranges from $1,400 to $3,500 for a package |
| Benefits | No maximum number of occurrences, no claim limits, transferable, adds resale value, covers towing expenses, unlimited paintless dent removal, key fob replacement and programming |
| Eligibility | Eligible tires purchased at a BMW Tire Center will have complimentary Road Hazard Tire Coverage for the first year of ownership |
| Claims Process | Present eligible damaged tire(s) to the original or participating BMW Tire Center with the original invoice and vehicle VIN |
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What You'll Learn
BMW Tire & Wheel Protection
The protection plan provides coverage for eligible tires purchased at BMW Tire Centers, offering complimentary Road Hazard Tire Coverage for the first year of ownership. This coverage is designed to protect against road hazards, which can cause serious damage to tires, wheels, and suspension parts. It covers the replacement of tires damaged by punctures, bruises, or impact breaks, with a maximum benefit of up to $600 per tire.
BMW also offers extended coverage and protection products through their Ultimate Protection Program. This program allows customers to customize their protection bundle, which can include tire and wheel protection. The program covers structural damage to tires and wheels caused by road hazards and offers optional cosmetic coverage for cosmetic wheel repair.
The Tire & Wheel Protection program offers benefits such as no claim limits, no restrictions on vehicle mileage, and transferability, which adds resale value. Additionally, it covers towing expenses of up to $100. However, it is important to note that the protection plan must be purchased at the time of buying the BMW vehicle.
While the protection plan provides valuable coverage, some BMW owners have shared mixed opinions about its worth. Some have found it beneficial, especially when facing multiple tire replacements due to road hazards or accidents. On the other hand, others have questioned the need for the additional expense, considering the possibility of never needing to use the insurance. Ultimately, the decision to purchase BMW Tire & Wheel Protection depends on individual preferences, driving conditions, and the desire for added peace of mind.
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BMW Road Hazard Tire Coverage
The process of claiming this coverage is straightforward. If possible, take your vehicle to the dealership where you originally purchased it. If that is not feasible, you can contact the program administrator at 866.330.7569 during regular business hours to locate the nearest participating BMW Tire Center. Present your eligible damaged tire(s) to the original or participating BMW Tire Center, along with the original invoice and your vehicle's VIN. In some cases, the damaged tire(s) may need to be inspected, requiring you to provide the DOT number for each tire.
The BMW Tire Center will verify whether the damage is covered under the program. If your tire is eligible for benefits, they will submit a claim and replace the tire up to a maximum benefit of $600 per tire. There is no limit to the number of occurrences, claim limits, or claim aggregates. Additionally, benefits are not restricted by vehicle mileage, and program benefits continue even if you replace your tires.
It is worth noting that BMW accessory wheels installed before the vehicle's delivery to the client are covered by the New Vehicle Limited Warranty. If the accessory wheels are installed by a dealer after the retail sale, they are covered by the remainder of the New Vehicle/SAV Limited Warranty or a limited parts warranty for two years from the installation date, whichever offers greater coverage. All tires are manufactured by third-party companies and are covered by the specific tire manufacturer's limited warranty.
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BMW Insurance Packages
BMW offers a range of insurance packages to provide peace of mind when it comes to maintaining your vehicle.
The BMW Tire & Wheel Protection program covers damage to tires and wheels caused by road hazards such as metal, nails, glass, debris, and potholes. It offers replacement tires, towing expenses of up to $100, and benefits that are not restricted by vehicle mileage. This protection plan can be purchased at the time of buying a BMW vehicle.
BMW also offers Road Hazard Tire Coverage, which is complimentary for the first year of ownership for eligible tires purchased at a BMW Tire Center. This coverage protects against tire damage caused by road hazards, including punctures, bruises, and impact breaks from nails, glass, and potholes. The coverage includes a quick and hassle-free claims process, with eligible tires being replaced at a maximum benefit of $600 per tire.
For those who lease a BMW, the Lease-End Protection plan ensures a seamless experience at the end of the lease term by waiving excess wear costs.
Additionally, BMW offers Extended Coverage and Protection Products, including the Ultimate Protection Program, which provides comprehensive coverage for various components and protection offerings. This program allows for customization to fit your specific needs and offers first-class service with repairs completed using 100% original BMW parts.
When it comes to checking if you have tire insurance on your BMW, it is recommended to refer to the tire manufacturer's warranty manual provided with your vehicle. This manual will outline the specific coverage and protection offered by the tire manufacturer, which may include tire insurance. Additionally, you can contact your BMW dealer or a BMW Tire Center to discuss your insurance options and determine if tire insurance is already included in your existing package.
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BMW Extended Coverage & Protection Products
BMW offers a range of extended coverage and protection products to provide peace of mind and safeguard your vehicle from unexpected costs.
The BMW Ultimate Protection Program includes the Vehicle Service Contract (VSC), which extends the coverage of your vehicle for up to 7 years or 100,000 miles, with comprehensive coverage for major components and exclusive protection offerings. This includes new, pre-owned, and high-mileage vehicles, with customizable protection levels. Repairs are completed with 100% original BMW parts at authorized repair facilities.
BMW Multi-Coverage Protection allows you to customize a bundle of protection products tailored to your needs. This includes coverage for structurally damaged tires and wheels due to road hazards like potholes, nails, or glass, with the option for cosmetic wheel repair. It also covers the cost of repairing your windshield if chipped or cracked and provides coverage for minor dents and door dings, maintaining your BMW's original factory finish.
BMW Tire & Wheel Protection specifically covers damage to tires and wheels caused by road hazards, including metal, nails, glass, debris, and potholes. This protection is available for up to 5 years and provides replacement tires using Original Equipment Manufacturer-approved parts.
BMW Guaranteed Auto Protection (GAP) Coverage comes into effect in the event of a total loss due to theft, collision, or natural disaster. GAP coverage waives the difference between the assessed market value from your insurance provider and the remaining balance on your loan, ensuring any deficiencies or deductibles are covered.
Additionally, BMW offers Extended Vehicle Protection with different coverage plans, providing additional coverage for new, used, or Certified Pre-Owned BMWs after the factory warranty ends. This ensures covered repairs are performed at authorized BMW repair facilities using only original BMW parts.
These protection products demonstrate BMW's commitment to providing exceptional coverage and peace of mind for its customers, ensuring their vehicles are protected from various setbacks and road hazards.
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BMW Tire Centers
The process of claiming tire replacement is straightforward. Customers can return their vehicle to the original selling dealership or contact the program administrator during business hours to locate the nearest participating BMW Tire Center. When presenting eligible damaged tires, customers must provide the original invoice, vehicle VIN, and, if required, the DOT number for each tire. The BMW Tire Center will verify the coverage and submit a claim if applicable, providing a replacement tire with a maximum benefit of $600 per tire.
In addition to the Road Hazard Tire Coverage, BMW offers extended coverage and protection products through the BMW Ultimate Protection Program. This program allows customers to customize their protection bundle, including coverage for tire and wheel damage caused by road hazards. The BMW Tire & Wheel Protection program, available at the time of purchasing a BMW vehicle, covers damage due to metal, nails, glass, debris, potholes, and blowouts, excluding cosmetic issues. It offers benefits such as towing expense coverage of up to $100 and transferable coverage that adds resale value.
BMW also emphasizes the importance of tire quality and safety. They collaborate with premium tire manufacturers like Bridgestone, Dunlop, Goodyear, Michelin, and Pirelli to offer original BMW tires that match the driving experience, safety requirements, and aesthetic aspirations of BMW drivers. These tires can be purchased at authorized BMW dealers, who can provide information about specific tires and their respective manufacturer warranties.
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Frequently asked questions
BMW Tire & Wheel Protection covers damage to your tires or wheels caused by metal, nails, glass, debris, potholes, blowouts, etc. Cosmetic damage is typically excluded from this type of insurance.
To make a claim, present your eligible damaged tire(s) to the Original or Participating BMW Tire Center, along with the original invoice and your vehicle VIN. The damaged tire(s) may need to be inspected, so you must provide the DOT number for each tire.
Eligible tires purchased at a BMW Tire Center will have complimentary Road Hazard Tire Coverage for the first year of ownership. This covers damage caused by road hazards such as nails, glass, and potholes.
The cost of BMW tire insurance can vary depending on the plan and the dealer. Some plans can cost around $1,400 to $1,999, while others may be as high as $3,500.
No, BMW tire insurance benefits are not restricted by vehicle mileage.
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