Jeffrey Wade
The University of Illinois offers health insurance plans for its students, with options varying across its campuses. Students at the University of Illinois Springfield, for instance, are automatically enrolled in a health insurance plan but must complete the enrollment process to access their insurance card and care promptly. Similarly, the University of Illinois Chicago automatically enrolls students registered for at least one class in CampusCare, the university's student health benefit program. Students at the University of Illinois who feel they have been wrongly assessed the student insurance fee are advised to check their course status and reach out to their instructor or advisor to switch courses.
| Characteristics | Values |
|---|---|
| University of Illinois student insurance name | CampusCare |
| University of Illinois student insurance website | CampusCare |
| University of Illinois student insurance provider | United Healthcare StudentResources |
| University of Illinois student insurance mental health provider | HealthiestYou |
| University of Illinois student insurance waiver website | AHP |
| University of Illinois student insurance billing and coverage inquiries | AHP or UHCSR |
| University of Illinois student insurance card | Available after enrollment |
| University of Illinois student insurance enrollment | Required for all on-campus courses |
| University of Illinois student insurance requirements | Meets ACA requirements |
| University of Illinois student insurance rating | Platinum Plan |
| University of Illinois student insurance optional coverages | Vision and dental insurance plans |
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What You'll Learn
Enrolling in University of Illinois student health insurance
To enrol, you must first decide whether to enrol or waive student insurance. If you already have health insurance that meets the ACA requirements, you can choose to waive the student insurance. However, if you do not have insurance that meets these requirements, you will need to enrol in the student insurance plan. This plan is offered through United Healthcare StudentResources (UHCSR) and provides worldwide coverage, including access to doctors and mental healthcare, even while travelling internationally.
To enrol, you will need to visit the AHP website and complete the enrollment process. Once completed, you will receive a confirmation email, and your enrollment will be transferred to UHCSR for processing. This process can take up to two weeks. After processing, you will receive a welcome email with your next steps, which will include registering with UHCSR. Once registered, you can access your insurance card digitally or request a physical card be mailed to you.
It is important to note that you may continue to receive reminder emails until your enrollment is complete. If you do receive these emails, it may indicate that additional action is needed. Additionally, based on your coverage and/or enrollment status, you may be billed for medical services or medication.
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Checking course status and requirements
To check the status and requirements of a course at the University of Illinois, you will need to refer to the specific campus in question. The University of Illinois has different offices for its Chicago campus and its Urbana-Champaign campus.
University of Illinois Chicago
The Office of the Registrar at the University of Illinois Chicago handles enrollment, degree verification, and course descriptions. The office's contact details are as follows:
- Address: University of Illinois Chicago Office of the Registrar (m/c 018), Suite 1200 Student Service Building, 1200 West Harrison Street, Chicago, IL 60607-7161
- Phone number: (312) 355-0714
- Email: [email protected]
The office accepts requests for verification of coursework beyond a degree, which should be directed to Ana Valenta. Her contact details are as follows:
- Phone number: (312) 355-0575
- Email: [email protected]
The Council on Teacher Education (CTE) also processes verification requests for completed teacher and school service personnel certificate programs. Their address is:
Council on Teacher Education (CTE) c/o Coordinator of Certification, 1333 S. Halsted St., Suite 205 (m/c 134), Chicago, Illinois 60607-7133
University of Illinois Urbana-Champaign
The Office of the Registrar at the University of Illinois Urbana-Champaign handles enrollment and degree verification. The office's website provides information on the application process and requirements for first-year students.
To check the status of an application, students can log in to their myIllini account. If students do not have a myIllini account, one will be created for them, and they will receive an email with instructions on how to access it a few days after submitting their application.
The University of Illinois Urbana-Champaign is test-optional, meaning ACT and/or SAT test results are not required when applying. However, students who choose to report their scores may enter their highest ACT composite and/or SAT total scores, which will be used for course placement and academic advising. English proficiency test scores, such as TOEFL iBT, IELTS, or Duolingo English Test, are required for international applicants and must be taken within two years of enrollment. Official transcripts are not required at the time of application but will be requested if the student is admitted and chooses to attend.
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Understanding billing and coverage
For students, the University of Illinois offers CampusCare, a student health benefit program that operates similarly to many HMO insurance plans. CampusCare is not a licensed insurance company, and it is automatically offered to all registered students, with the fee assessed along with tuition fees each semester. However, students with alternative insurance coverage can opt out of CampusCare by submitting an online waiver form. It's important to note that CampusCare works in conjunction with the Student Health Services Fee to provide comprehensive medical coverage.
When seeking medical services with CampusCare, it is essential to first contact your Primary Care Provider (PCP) to obtain a referral and approved authorisation number for specialty care. Failure to obtain authorisation may result in you being responsible for the full cost of the visit. Additionally, CampusCare has specific criteria for covering emergency room or urgent care visits. It defines a "Life-Threatening Emergency" as a situation where a visit to the emergency room or urgent care facility is necessary, and it reserves the right to deny coverage for visits that do not meet these criteria. Therefore, it is crucial to carefully consider whether a medical issue is a true emergency before seeking care at these facilities.
While the University of Illinois Hospital accepts most insurance plans, it's always a good idea to check with your insurance company or your employer's benefits office to clarify coverage details for specific services. This is especially important for "provider-based" clinic charges, as some insurance plans may have different coverage policies for these types of services. Understanding your insurance coverage and the billing practices of the University of Illinois Hospital will help ensure that you receive the care you need without unexpected financial burdens.
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Waiving University of Illinois student health insurance
The University of Illinois requires all students to have health insurance to offset the potential costs of healthcare. Students who are already enrolled in a health insurance plan can apply to waive the student health insurance plan.
Eligibility
To be eligible to waive the student health insurance plan, you must be enrolled in a health insurance plan with an effective date on or before the first day of the semester with benefits that meet all university health insurance requirements. International students have slightly different insurance requirements. You can check the requirements and apply for a waiver on the AHP website.
Deadlines
The waiver application must be submitted before the deadline to be considered. The deadline is typically the first six weeks of each semester.
Waiver Process
To waive the student health insurance plan, you must complete the waiver application on the AHP website. First-time users will receive an email from Gallagher Student Health with a temporary password. Click on the link provided in the email and insert the temporary password. If you did not receive a temporary password, you can contact Gallagher Student Health at 1-888-538-0602 or choose the 'Forgot your password?' option on the login page. Select the yellow "Waive" button under the "Plan Summary" tile. You will need your health insurance information to answer the questions. Follow the instructions to complete the form and click submit. A reference number will be emailed upon submission.
Waiver Approval
If your waiver is approved, allow 7-10 business days for the fee to be credited to your student account. If your waiver request is denied and you believe this was done in error, you must contact United Healthcare Student Resources.
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Contacting the Student Health Insurance Office
The Student Health Insurance Office at the University of Illinois is dedicated to ensuring students are aware of their health insurance benefits and how they work. The office serves as an on-campus advocate for students' healthcare needs.
The University of Illinois offers a student health insurance plan that is compliant with the Affordable Care Act (ACA) and meets federal health insurance requirements. The plan is rated as a 'Platinum Plan', the highest rating under the ACA. The office can be contacted via phone, email, or in-person during their operating hours.
The Student Health Insurance Office can be reached at (309) 438-2515. Their office is located in Room 303 of the Student Services Building and is open Monday to Friday, 8:00 a.m. to 4:30 p.m. The office aims to respond to all emails within one to two business days. However, they advise against sending specific health information, claims, or attachments via email due to security concerns.
Additional Information
The University of Illinois offers optional vision and dental insurance plans in addition to the student health insurance plan. Students can also access healthcare services through United Healthcare StudentResources and HealthiestYou, which provide access to doctors and mental healthcare services, even while travelling internationally.
CampusCare
The University of Illinois Chicago (UIC) offers CampusCare, a student health benefit program that provides affordable coverage for a wide range of medical services for students and their eligible dependents. CampusCare is mandatory for all UIC students registered for at least one class during the fall, spring, and summer terms. Students who wish to opt-out of CampusCare can do so by providing proof of private insurance coverage that meets UIC and State of Illinois requirements.
AHP Website
The University of Illinois Springfield (UIS) students can visit the AHP website to complete the enrollment or waiver process for student health insurance. Students who do not enroll during the open enrollment period will be enrolled by default but may experience delays in accessing their insurance card and care. UIS students can contact AHP or UHCSR for coverage questions and billing inquiries.
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Frequently asked questions
You can check your medical insurance coverage by visiting the website of your insurance provider. For students at the University of Illinois Springfield, this would be the AHP website. For students at the University of Illinois Chicago, this would be the CampusCare website.
There could be a few reasons for this. You may have forgotten your username or password, in which case you should contact the insurance provider. Alternatively, your information may not have been processed yet.
Check your course status to determine if any of your courses are designed to be on-campus. If so, you will need to reach out to your instructor or advisor to switch courses.
The deductible is the amount you are required to pay upfront before the insurance company will pay. You can find out the deductible for your specific plan by contacting your insurance provider or reviewing the plan details.
