Get Discounts On Usaa Auto Insurance: Tips And Tricks

USAA, or the United Services Automobile Association, is an insurance company that offers auto and home insurance to people who have either served in the armed forces or are affiliated through their family members. USAA is known for providing extremely low insurance rates to its customers, which makes it a popular choice among those who are eligible. In addition to its low prices, USAA offers a variety of discounts to its customers. These include discounts for safe drivers, good students, multiple vehicles, and family members who also use USAA. USAA also offers a SafePilot program, which tracks your driving habits and can save you up to 30% on your auto insurance. With its low rates and impressive customer service, USAA is a solid choice for those who are eligible.

Safe driver discount

Safe driving pays—literally! USAA offers a safe driver discount, also known as the Premier Driver Discount, to those who have maintained a clean driving record for at least five years. This discount is available to all USAA members with an active auto insurance policy.

USAA also offers the SafePilot program, a usage-based insurance program that allows drivers to get discounted insurance rates for driving safely. The SafePilot app monitors driving habits, including phone handling, hands-free phone use, harsh braking, and the number of miles driven. The better you drive, the greater the discount on your next premium. All members of a household included on a USAA auto insurance policy can participate, with the earned discount based on an average of each driver's individual score.

Upon signing up for SafePilot, you'll get a 14-day free trial period where the app monitors your driving habits, but it won't affect your driving score. After the trial, SafePilot will start monitoring your driving habits for real, which will impact your rates. When you sign up for SafePilot and download the app, you can get a 10% sign-up discount on your auto insurance. By practicing safe driving habits, you can get a maximum discount of 30%.

However, if you have multiple drivers on your policy, all must participate to be eligible for the maximum discount. If you have two drivers on your policy and only one participates in SafePilot, you can only get half the maximum discount.

New vehicle discount

If you have a new vehicle, you may be eligible for a discount on your USAA auto insurance. The New Vehicle Discount applies to vehicles that are less than three years old. This discount is one of many ways to save on your USAA auto insurance premium.

USAA offers a range of discounts for its auto insurance customers, including:

• Safe driver discount: For those with a clean driving record for more than five years.
• Defensive driving: For those who take an approved defensive driving course.
• Driver training: For those who take a driver's education or driver training course.
• Good student discount: For those aged 16-25, enrolled full-time in high school or college, and who maintain at least a "B" average.
• SafePilot discount: Save up to 30% by allowing USAA to track your driving habits, including speed, acceleration, and braking.
• Multi-vehicle discount: For those insuring more than one car on the same policy.
• Annual mileage discount: For those who drive less than 12,000 miles per year.
• Vehicle storage discount: For those who store their car.
• Family discount: For those who were previously listed as a named driver on a family member's USAA policy.
• Length of membership discount: For long-time customers.
• Military installation discount: For those who store their car on a military base.
• No payment plan fees discount: For those who pay their entire premium upfront.
• Multi-policy discount: For those who buy multiple types of insurance from USAA.

The availability of these discounts may vary by state, but it is always worth checking with USAA customer service to see what you qualify for.

Military installation discount

USAA offers a military installation discount to its members. This discount allows you to save up to 15% on comprehensive and collision coverage when you keep your vehicle on a military base. This discount is ideal for those who are deployed and need to store their vehicles.

USAA is a great choice for military members and their families as it offers low rates and impressive customer service. The company also offers flexible payment plans tailored to the pay schedule of military members.

USAA's basic policies include collision coverage, personal injury protection, uninsured coverage, and liability coverage.

Family discount

USAA offers a family discount of up to 10% for former dependents under the age of 25 with a clean driving record. To be eligible, you must have been listed as a named driver on a family member's USAA policy for at least three years. This discount is available to those whose parents had or have USAA insurance.

USAA is a good choice if you're looking for low rates and impressive customer service. The company offers low rates for home and auto insurance and caters to first-time drivers, new vehicle owners, and homeowners with expensive homes. USAA also provides stellar coverage for active service members, including waving deductibles and a 60% discount when storing vehicles while deployed.

In addition to the family discount, USAA offers several other ways to save on your auto insurance premium. These include:

• Safe driver discount: Requires a clean driving record for at least five years.
• Driver training discount: For drivers under the age of 21 who complete a basic driver training course.
• Good student discount: For college students and teenagers enrolled full-time with a "B" average from the preceding semester.
• New vehicle discount: For vehicles less than three years old.
• Multi-vehicle discount: For policies with two or more vehicles.
• Annual mileage discount: For drivers 29 years of age or older, based on the number of miles driven each year.
• Military installation discount: Up to 15% savings on comprehensive and collision coverage when you keep your vehicle on base.
• Stored-vehicle discount: Up to 60% off your premiums if you're deployed and store your vehicle for at least 30 consecutive days.

Good student discount

USAA offers a good student discount to help young drivers save money on their auto insurance premiums. To qualify for the discount, students must be enrolled full-time in high school or college and maintain at least a "B" average or a 3.0 GPA. Students can also qualify by being ranked in the top 20% of their class or by being included on the Dean's List, Honor Roll, or another school list designating scholastic achievement.

To receive the discount, students must submit proof of their grades to USAA. This usually involves sending a copy of their latest report card or transcript. The good student discount is not available to USAA members in Hawaii or North Carolina.

In addition to the good student discount, USAA offers several other ways for young drivers to save money on their auto insurance premiums. These include the SafePilot program, which offers savings of up to 30% for safe driving behaviours, and the driver training discount, which is available to drivers under 21 who take a basic driver training course.

Frequently asked questions