Get Apple Watch: Life Insurance Perks

There are several ways to get an Apple Watch through life insurance companies. John Hancock, for example, offers customers who take part in its Vitality Plus program the opportunity to order the latest Apple Watch for an initial payment of $25 plus tax. The remaining balance of the watch is then divided over 24 monthly installments, which can be reduced to zero by earning Vitality Points through exercise. Similarly, Vitality offers the Apple Watch Series 10 from just £10 upfront and nothing more if the customer stays active. Aetna, another insurance provider, offers a promotion called Attain by Aetna, which encourages eligible customers to request an Apple Watch and then earn it by meeting their daily or weekly activity goals. Finally, Manulife Vitality offers customers the chance to earn their Apple Watch by working out and earning Vitality Points, which can be used to pay for the watch's balance.

John Hancock's Vitality Plus membership

John Hancock's Vitality Program is a rewards program that can be added to any John Hancock life insurance policy. The program rewards members for their everyday healthy activities, such as walking the dog, going to the doctor, and buying healthy food. Members can earn points by recording their healthy activities on a fitness device, through the John Hancock Vitality mobile app, or online. The more points a member earns, the higher their Vitality Status and the greater their rewards.

The John Hancock Vitality Program has two versions: Vitality GO and Vitality PLUS. The Vitality PLUS membership tier lets customers earn an Apple Watch for almost free. The upfront price for the latest Apple Watch is $25 plus tax. Over 24 months, customers owe monthly installments towards the remaining balance. However, the more a member exercises each month, the lower their monthly payment amount. If a member earns enough Vitality Points every month, they will end up making no additional payments.

In addition to the Apple Watch, John Hancock Vitality Plus also offers a complimentary Amazon Halo Band and a free three-year Halo membership, as well as complimentary Fitbit devices. Members can also access exclusive savings and rewards, such as discounts on eligible healthy foods at the grocery store, exclusive travel discounts from Expedia, and retail discounts from Amazon, REI, Starbucks, and more.

John Hancock Vitality is a unique program that not only rewards members for their healthy choices but also motivates them to live longer, healthier, and better lives.

Aetna's Attain program

Aetna, one of the largest health insurance providers in the country, offered a compelling program called Attain by Aetna to obtain a free Apple Watch. This promotion encouraged eligible Aetna customers to request an Apple Watch, which they would then have to “earn” by meeting their daily or weekly activity goals. The Attain app helped customers track their goals and keep track of earned dollars.

The program was launched in 2019 and was based on the Vitality program. It provided Aetna members with personalized goals and tracked their daily activity levels. In addition to the Apple Watch, members could also earn gift cards for stores like Amazon, Best Buy, and CVS.

The Attain Games were a part of the program, where users could participate in fun, healthy challenges at home and earn rewards. There were six challenges per day, each worth 50 points, and users could win bronze, silver, or gold medals based on the number of points achieved.

However, in late 2022, Aetna announced that it would be discontinuing the Attain program to make way for future wellness programs that could have a greater impact on members. The company stated that its priority is health and wellness and that it would learn from the Attain program to bring better member wellness programs in the future.

UnitedHealthCare Motion membership

UnitedHealthcare Motion® is an innovative program that rewards members for meeting their health goals. The program is designed to encourage members to adopt healthier habits, which can help to prevent chronic conditions, reduce stress, and lower healthcare costs.

Here's how it works:

Earning Rewards

UnitedHealthcare Motion® members can earn financial rewards for out-of-pocket medical expenses by meeting their daily health goals. The program focuses on three key elements of healthy activity: Frequency, Intensity, and Tenacity (FIT). Members are encouraged to take six brief walks throughout the day, with each walk consisting of 300 steps within 5 minutes, at least an hour apart. Additionally, members are encouraged to engage in 30 continuous minutes of moderate-intensity activity, such as walking or their favourite workout. Finally, members are encouraged to take at least 10,000 steps throughout the day.

Benefits of UnitedHealthcare Motion®

The UnitedHealthcare Motion® program offers several benefits to its members. Firstly, it provides a complimentary activity tracker that works with a free mobile app and online account. This makes it easy for members to track their progress and see how their healthy habits are paying off. The program also promotes general health, increases energy levels, and facilitates weight loss. Additionally, UnitedHealthcare Motion® is designed to reduce risk factors for metabolic and cardiac health by encouraging members to move throughout the day, rather than spending the majority of their time sitting down. The program also offers benefits for employers, including lower absenteeism and increased productivity, recruitment, and retention.

Eligibility

If your health plan includes Motion, you are eligible to sign up for the UnitedHealthcare Motion® program. This program is available to both individuals and employers who want to promote wellness among their employees.

Comparison with Other Programs

UnitedHealthcare Motion® sets itself apart from other programs by focusing on the frequency, intensity, and tenacity of movement, rather than solely on step count. This holistic approach to healthy activity is scientifically grounded and aims to improve physical, mental, and financial well-being. Additionally, UnitedHealthcare offers other wellness programs and services that complement UnitedHealthcare Motion®, such as One Pass Select™, a subscription-based fitness and well-being program, and Real Appeal®, an online weight loss program.

Vitality's qualifying health insurance and life insurance plans

Getting Started with Vitality

To get started with Vitality, you can get a health or life insurance quote in minutes on their website. Their health insurance is rated 5 stars by Defaqto and starts at £1.45 per day. Their life insurance also has a 5-star Defaqto rating and starts at £5 per month. Once you have a qualifying plan, you can register to become a Vitality member.

Apple Watch Offer

Vitality offers the Apple Watch Series 10 and Apple Watch SE models with their qualifying health and life insurance plans. From 12 November 2024 to 14 February 2025, you can get the Apple Watch Series 10 from just £10 upfront. This offer is available on a 40-month, 0% APR consumer credit agreement with 36 monthly direct debits. The upfront cost and monthly payments may vary depending on the watch model and size. To be eligible for the Apple Watch offer, you must be 18 years or older.

Earning Points and Rewards

With Vitality, you can earn points by getting active and staying healthy. Connecting your Apple Watch to Vitality allows you to track your progress and earn activity points. The more points you earn, the less you pay for your Apple Watch. For example, earning 160 activity points in a month will result in a £10 contribution from Vitality towards your Apple Watch payment, meaning you pay nothing. You can also earn points by submitting evidence of your health appointments.

In addition to the Apple Watch offer, Vitality offers a range of other rewards, including discounts at top brands, monthly cinema tickets, and weekly Caffè Nero drinks.

Health Insurance Benefits

Vitality's health insurance provides access to private healthcare and covers the cost of private treatment. It includes video GP appointments, mental health support, cancer care, private physiotherapy, and hospital care. You can also add optional extras such as optical, dental, and hearing cover, as well as worldwide travel insurance.

Life Insurance Benefits

Vitality's life insurance pays out a lump sum to your loved ones in the event of your death or if you become terminally ill. It can also provide a monthly income if you get sick and can't work. Their life insurance plans offer whole-life insurance, joint life insurance, over-50s life insurance, and family life insurance.

Manulife Vitality's reward program

Manulife Vitality is a health and wellness program that rewards you for making healthy choices. The program is simple: you choose an insurance plan and then make healthy choices that earn you Vitality Points, which are awarded through the Manulife Vitality app or by recording your activities with a wearable device. These Vitality Points can then be redeemed for valuable rewards, such as savings on your insurance costs, gift cards, and discounts on popular brands. As you accumulate more points, your Vitality Status level increases, and you can unlock even more rewards!

There are two types of Manulife Vitality life insurance plans: Manulife Vitality Plus and Manulife Vitality Go. For just $6 per month, Manulife Vitality Plus offers increased rewards and increased insurance discounts as your status improves. You can also earn a free Apple Watch to record your activity and reduce your monthly payments to as low as $0 when you earn enough points each month. Manulife Vitality Go can be accessed at no cost when you buy one of their eligible insurance products, and it provides valuable benefits such as discounts on Expedia, Garmin, Fitbit, Adidas, and WHOOP.

With the Manulife Vitality program, you can earn Vitality Points for simple activities like walking the dog, going to the gym, taking online nutrition courses, and completing free wellness screenings. You can also earn points through daily physical activity recorded with your smartphone or wearable device, as well as meditation and healthy sleep. As a Manulife Vitality member, you can choose a wearable device, like an Apple Watch, to help track your activities and progress, and earn even more Vitality Points and rewards.

In addition to rewards from popular brands, Manulife Vitality members can also enjoy savings on their insurance costs. For example, Manulife Vitality Plus members can save 10% on annual premiums or the cost of insurance in their first year and up to 15% in subsequent years. Manulife Vitality Go members can save 5% in their first year and up to 10% in subsequent years with health and dental plans.

So, if you're looking for a way to improve your health and wellness while earning rewards, the Manulife Vitality program could be a great option for you!

Frequently asked questions