Massachusetts Auto Insurance: Get The Best Cheap Deals

Massachusetts is a no-fault state, which means that insurance rates are generally more expensive than in other states. The state also requires more coverage than others, including liability insurance and at least $8,000 in personal injury protection.

The cheapest car insurance companies in Massachusetts are National General, State Farm, and Geico. The difference between the cheapest and most expensive car insurance in Massachusetts is $1,852 per year, so it pays to compare quotes.

Geico is the most affordable auto insurer in Massachusetts across several demographics, with an average annual premium of $978. The average annual auto insurance premium in the state is $1,399.

State Farm is the cheapest SR-22 insurance company in Massachusetts, with premiums costing an average of $322 per year.

Safety Insurance has the cheapest full coverage car insurance in Massachusetts. At $116 per month, a full coverage policy from Safety is 33% cheaper than the state average.

Hanover Insurance is the cheapest auto insurance company in Massachusetts for a minimum coverage policy. At $40 per month, Hanover's rate is 36% less than the state average.

Massachusetts drivers should also compare quotes from Arbella. Arbella has the best customer service reviews in Massachusetts.

Cheapest car insurance companies in Massachusetts

Massachusetts is a densely populated state, with most people living in urban areas, which can make the cost of auto insurance more expensive than in other states. The average cost of car insurance in Massachusetts is $1,399 per year, which is lower than the national average of $1,543 per year.

The cheapest car insurance companies in Massachusetts are:

• Geico: $60 per month for liability insurance and $151 per month for full coverage.
• Farmers: $41 per month for liability insurance and $160 per month for full coverage.
• The Hanover: $35 per month for liability insurance and $199 per month for full coverage.
• Progressive: $80 per month for liability insurance and $132 per month for full coverage.
• Allstate: $66 per month for liability insurance and $211 per month for full coverage.

Geico is the most affordable auto insurer in Massachusetts across several demographics, with an average annual premium of $978.

Cheapest car insurance for teens

Massachusetts has more property damage and bodily injury claims per vehicle than most other states, which contributes to higher insurance premiums across the board. The average annual auto insurance premium in the state is $1,399.

For teens, car insurance rates can be high due to their inexperience on the road. The cheapest insurer for teens is USAA, with an average annual rate of $2,917. However, USAA only offers coverage to those in the military and their families. For the general public, the next cheapest insurer is Geico, with an annual average rate of $3,162 for teen drivers.

• Allstate
• Plymouth Rock Company
• Statewide Average Company
• Nationwide

Cheapest car insurance for young adults

Young adults in Massachusetts can expect to pay a high price for car insurance, but there are ways to find cheaper rates. The average car insurance rate for a 25-year-old single female and male in Massachusetts is $1,548 per year. The cheapest option for young adults is Geico, with an average annual premium of $1,077. The most expensive option is Travelers, with an average of $2,222 per year.

There are several ways to find cheaper car insurance as a young adult. Shopping around and comparing quotes from different companies is a good place to start. It's also important to seek out discounts, such as those for safe driving, bundling policies, or having certain vehicle safety features. Maintaining a clean driving record and improving your credit score can also help lower your rates. Finally, consider choosing a higher deductible to decrease your monthly premiums.

In addition to Geico and Travelers, other cheap car insurance companies in Massachusetts include State Farm, National General, and Progressive. However, it's important to remember that insurance rates can vary based on individual factors such as driving history, vehicle make and model, and zip code.

Cheapest car insurance for seniors

Massachusetts is a no-fault state, meaning that no matter who is at fault in an accident, each driver's insurance policy will cover their own medical bills. The state requires more coverage than others, including liability insurance and at least $8,000 in personal injury protection.

Massachusetts drivers who want truly cheap insurance will need to shop around. The cheapest car insurance companies in Massachusetts for seniors are State Farm, at $44 per month, and Geico, at $25 per month.

To save money on car insurance, seniors can shop around, raise their deductible, ask about discounts, and take a senior driving course.

Cheapest car insurance for drivers with a ticket

• Geico
• Farmers
• The Hanover
• Progressive
• Allstate

The average cost of car insurance in Massachusetts after a speeding ticket is $1,779 per year. Geico is the cheapest company for drivers with a speeding ticket on their record, with a sample rate of $1,088 annually.

Frequently asked questions