Get Discounts On Your Geico Auto Insurance: Tips And Tricks

Geico offers a wide range of discounts on its auto insurance policies, providing savings of up to 40% when discounts are combined. These discounts are divided into five main groups: affiliations, education, driving history, vehicle equipment, and customer loyalty.

Some of the most notable discounts include:

- Multi-vehicle discount: insuring more than one car with Geico can get you a discount of up to 25% on most coverages.

- Good driver discount: if you have a clean driving record and have been accident-free for five years or more, you can save up to 22% on most coverages.

- Federal employee discount: active or retired federal employees may be eligible for an eagle discount of up to 12% on their total auto insurance premium.

- Military discount: active duty, retired military, or members of the National Guard or Reserves may be eligible for a discount of up to 15% on certain coverages.

- Good student discount: full-time students with good grades (usually a B average or higher) can get up to a 15% discount on certain coverages.

- Vehicle safety equipment discounts: vehicles with features such as anti-lock brakes, daytime running lights, and anti-theft systems may be eligible for discounts of up to 25%.

Discounts for students

Students can benefit from a range of discounts on GEICO auto insurance. Firstly, full-time students with a good academic record could get up to a 15% discount on certain coverages. This is known as the Good Student Discount, and is available to students who can maintain a B average or higher.

Another discount available to students is the Driver's Education Discount. If a young driver in the family has completed a driver's education course, they may be eligible for a discount on most coverages.

Students who are members of alumni associations, colleges, universities, and student organizations may also be eligible for a discount. GEICO offers discounts to members of select organizations.

Additionally, if students are staying on their parents' policy, the family may be able to save with auto insurance discounts offered by GEICO. Staying on a parent's policy is an option if the title is in the parents' name.

Students can also benefit from other general discounts offered by GEICO, such as the Defensive Driving Discount, the Seat Belt Use Discount, and the New Vehicle Discount.

It is worth noting that the availability of these discounts may vary by state, and it is recommended to contact GEICO directly to understand the specific discounts applicable to your situation.

Discounts for military personnel

GEICO offers a range of discounts for military personnel, including those on active duty, retired from the military, or members of the National Guard or Reserves. These discounts can provide significant savings on auto insurance premiums and are designed to honour and support those who serve or have served their country. Here are the details on the discounts available for military personnel:

Military Discount

GEICO offers a Military Discount of up to 15% on the total insurance premium for current and former military members, including those in the National Guard. This discount is a way for GEICO to show its appreciation for the service and sacrifices made by military personnel and their families.

Emergency Deployment Discount

GEICO provides an Emergency Deployment Discount for military members who are deployed to imminent danger pay areas designated by the Department of Defense (DoD) and approved by Congress. This discount can be as high as 25% and is applicable under certain conditions, such as storing your vehicle under an approved storage protection plan.

Military-Related Organizations Discount

GEICO also offers discounts for members of specific military-related professional associations and organizations. These discounts vary and are applicable in most states. To learn more about these programs, you can contact GEICO at 800-MILITARY (645-4827) or visit their website for a free rate quote.

Federal Employee Discount

In addition to the military discounts, GEICO provides a Federal Employee Discount (Eagle Discount) for active and retired federal employees, including those in the military. This discount can be up to 12% on the total auto insurance premium, although eligibility criteria and availability may vary by state.

GEICO is committed to serving those who serve our country, and these discounts are a reflection of that dedication. The company also has a Military Center staffed with veterans who understand the unique circumstances and needs of military servicemen and women.

Discounts for federal employees

GEICO was founded in 1936 to serve federal government employees, and it continues to support federal employees today. There are various discounts available for federal employees, including:

The Eagle Discount

The Eagle Discount is available to active and retired federal employees with a GS or equivalent job grade of GS-7 and above. The discount is available in most states and the District of Columbia, and can save you up to 12% on your total auto insurance premium.

Membership Discount

If you are a member of a federal-related organisation, you may be eligible for the Membership Discount. This discount is also available in most states and the District of Columbia, but it cannot be combined with the Eagle Discount.

Military Discount

If you are a member of the military, you may be eligible for a Military Discount of up to 15% on your total car insurance premium. This discount is available to military personnel who are on active duty, retired, or members of the National Guard or Reserves.

Group Discounts

GEICO offers discounts to members of over 500 groups, including alumni associations, professional organisations, fraternities and sororities.

Discounts for multiple vehicles

If you own more than one vehicle, you can save money by insuring them all with Geico. The company offers a Multi-Vehicle Discount that can get you savings of up to 25% on most of your car insurance coverages. This discount is available in most states.

Geico offers a range of discounts on its insurance products, including customer loyalty discounts, good driver discounts, and reductions in rates by paying electronically. The company has a comprehensive marketing campaign, with one of its primary goals being to attract and retain customers by offering many different discounts.

Geico's Multi-Vehicle Discount is a great way to save money if you have multiple cars. By insuring all your vehicles with Geico, you can take advantage of the discount and lower your insurance premiums.

In addition to the Multi-Vehicle Discount, Geico also offers a Multi-Policy Discount. This discount applies if you have other insurance policies with Geico, such as homeowners, renters, condo, or mobile home insurance. By combining your auto insurance with one of these other policies, you can save even more on your insurance premiums.

Geico's discounts can help you save a significant amount of money on your insurance premiums. By taking advantage of the Multi-Vehicle Discount and the Multi-Policy Discount, you can keep your insurance costs low while still having the coverage you need.

Discounts for safety features

GEICO offers various discounts for safety features, which can help you save on your auto insurance. Here are some of the key discounts offered:

Anti-Lock Brakes Discount

Vehicles equipped with anti-lock brakes, an important safety feature that prevents wheels from locking up during hard braking, are eligible for a discount. GEICO offers a 5% discount on the collision portion of insurance coverage for cars with factory-installed anti-lock braking systems.

Anti-Theft System Discount

Cars with a built-in anti-theft system can earn you a significant discount on your comprehensive car insurance coverage. GEICO offers up to a 23% discount for vehicles with anti-theft features that prevent the car from starting without a key.

Air Bag Discount

Vehicles equipped with air bags are eligible for a discount on medical payment and personal injury insurance. GEICO offers up to a 25% discount for cars with driver-side air bags and up to a 40% discount for those with full-frontal air bags.

Daytime Running Lights Discount

Cars with daytime running lights, which improve visibility during daytime driving, are considered safer and may qualify for a discount. GEICO offers a 3% discount on certain coverage options for vehicles equipped with daytime running lights as standard equipment.

New Vehicle Discount

Insuring a new car can also bring you savings. GEICO offers a discount of up to 15% on certain coverages for cars that are three model years old or newer. These newer vehicles often have advanced safety features and a lower risk of mechanical failure.

Defensive Driving Course Discount

Completing a defensive driving course can result in savings on your auto insurance. GEICO offers discounts for drivers who have participated in these courses, as they are considered more aware of potential risks on the road. The amount of the discount can vary depending on state laws.

Driver's Education Course Discount

Young drivers who complete a driver's education course may be eligible for savings on their auto insurance. This discount encourages safe driving habits and rewards those who invest in safety training.

Seat Belt Use Discount

GEICO encourages safe driving habits, including seat belt use. If you and your passengers always wear seat belts, you can receive a discount on the medical payments or personal injury protection portion of your premium.

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