Stop Harassing Vehicle Insurance Calls Now

Constantly receiving harassing calls from vehicle insurance companies can have a negative impact on your life. From feelings of dread whenever your phone rings to the anger you may feel during and after the call, these calls can be extremely distressing. In some cases, they may even be illegal. Fortunately, there are several techniques you can use to fight back and stop the calls from ever happening again.

Register for the National Do Not Call list

The National Do Not Call list is a free service that allows you to register your home or cell phone number to prevent unsolicited sales calls. The list is designed to stop unwanted calls from legitimate companies that follow the law, but it won't block calls from scammers. Registering your number is easy and can be done online or by phone.

To register online, visit the National Do Not Call Registry website at www.donotcall.gov. You will need to enter your phone number and email address to register. Once you have completed the registration, you will receive an email with a link that you must click on within 72 hours to confirm your registration.

If you prefer to register by phone, call 1-888-382-1222 (TTY: 1-866-290-4236) from the phone you want to register. This service is toll-free, and you will need to follow the prompts to complete the registration.

Keep in mind that it can take up to 31 days for sales calls to stop after you register. If you are still receiving unwanted calls from legitimate companies after 31 days, you can file a complaint with the National Do Not Call Registry. Your registration will never expire unless you disconnect and reassign your phone number or manually remove your number from the list.

While the National Do Not Call list is a helpful tool, it won't stop all unwanted calls. Scammers and companies you have previously done business with may still call you. To further reduce unwanted calls, you can explore call-blocking apps and services, which can intercept and block scam and spam calls before they reach you.

Ask the insurance company to remove your name from their phone list

If you are being inundated with harassing phone calls from an insurance company, you can ask them to remove your name from their phone list. Here are some steps you can take to achieve this:

• Contact the insurance company directly: Get in touch with the insurance company and firmly request that they stop calling you. Be clear and specific in your request, stating that you want them to remove your name and phone number from their calling list.
• Ask to speak to a supervisor: If the initial request does not yield a positive response, escalate the matter by asking to speak to a supervisor or a manager. Describe the situation and inform them that their calls are unwanted. Be persistent in your request.
• Provide your phone number: Ensure that you provide the insurance company with the correct phone number that they have been calling. This will help them identify the number in their system and facilitate the removal process.
• Request confirmation: Ask the insurance company for confirmation that your number has been removed from their calling list. You can also inquire about any procedures they have in place to ensure that your number is not added back to the list in the future.
• Block the phone number: If the insurance company continues to call despite your requests, contact your phone company and ask them to block the insurance company's phone number. Most phone companies have call-blocking features or apps that can prevent unwanted calls from reaching you.

It is important to remain calm and assertive when making these requests. Harassing phone calls can be frustrating, but responding angrily or hanging up abruptly may not be effective in resolving the issue. Remember that you have the right to privacy and peace of mind, and insurance companies should respect your wishes to opt out of their marketing or sales calls.

File a complaint with the Federal Communications Commission (FCC)

If you are receiving harassing vehicle insurance calls, you can file a complaint with the Federal Communications Commission (FCC). The FCC gives consumers the opportunity to file informal complaints about problems with the communication services that the FCC regulates. While the FCC does not resolve all individual complaints, your complaint may help them identify scammers and take appropriate action. In some cases, the FCC can issue warning citations and impose fines against companies violating the Telephone Consumer Protection Act.

You can file a complaint with the FCC by visiting their Consumer Complaint Center at consumercomplaints.fcc.gov or by calling 1-888-CALL-FCC (1-888-225-5322). If you are deaf or hard of hearing, you can also call the FCC's ASL Video Hotline at 1-844-432-2275. You can also mail your complaint to the following address:

Federal Communications Commission

Consumer and Governmental Affairs Bureau

Consumer Inquiries and Complaints Division

45 L Street NE

Washington, DC 20554

Be sure to include your name, address, contact information, and as much detail about your complaint as possible in your mailed submission. If your complaint is about a telecommunications billing or service issue, it will be served to your provider, who has 30 days to respond directly to you, copying the FCC on its response.

In addition to filing a complaint with the FCC, you can also file a complaint with the Federal Trade Commission if you believe you have received a fraudulent call.

Block the phone number from contacting you

If you're tired of harassing vehicle insurance calls, you can block the phone number from contacting you. Here are some ways to do that:

Contact Your Phone Company

Ask your phone company to block the number from reaching you. This is an effective method unless the insurance company uses multiple phone numbers. Some phone companies even allow you to block numbers by dialling a code on your phone, such as *60.

Use Call-Blocking Features

Most major phone service providers offer apps or built-in features to help reduce spam calls. While these may not catch all unwanted calls, they can significantly reduce their frequency. You can usually find information about these services on your phone service provider's website.

Download a Third-Party Call-Blocking App

There are many companies that offer call-blocking services to help reduce the number of spam calls you receive. Examples include Aura, Truecaller, Hiya, Nomorobo, and YouMail. These apps function as filters, predicting which calls are likely scams based on call data, user reports, and other sources.

Block the Number on Your Phone

You can also manually block the number on your phone if it's an option on your device. On iOS 13 or higher, go to your Phone app, find the number in Favourites, Recents, or Voicemail, tap the "i" symbol, and select "Block this Caller." On Android, open your Phone app, press down on the number, and select "Block/report junk" from the dropdown menu.

Register for the National Do Not Call List

The National Do Not Call Registry is a free service that helps prevent unsolicited sales calls. You can register your phone number by visiting www.donotcall.gov or calling 1-888-382-1222. Telemarketers and insurance companies are required to adhere to this list, and they can face hefty fines for violations. However, it may take some time for your number to be removed from their lists, so you may continue to receive calls for a short period.

Download a call-blocking app

One of the most effective ways to stop harassing vehicle insurance calls is to download a call-blocking app. These apps are designed to filter out unwanted calls, including those from telemarketers and scammers. They can predict which calls are likely to be scams based on call data, user reports, and information from sources like the FTC.

Call-blocking apps are available for both iPhone and Android devices. Some popular options include "Call Blocker" for iPhone, which has over 1.1K ratings and offers in-app purchases, and "Call Blocker - Blacklist" for Android, which has ads and in-app purchases. These apps typically allow you to create blacklists and whitelists of phone numbers, giving you control over which calls you want to block and which ones you want to allow.

The "Call Blocker" app for iPhone, for example, enables you to block any phone number you want. It also has a community feature where you can search for and report suspicious phone numbers, helping to warn others. This app offers an optional subscription service that provides unlimited credits and automatic detection of dangerous phone numbers.

For Android users, the "Call Blocker - Blacklist" app offers similar functionality. It allows you to block spam calls by adding numbers to a blacklist or blocking calls by area code. You can also create a whitelist for numbers that should never be blocked. This app provides a quick search feature for blocked calls and numbers on your blacklist.

By using these call-blocking apps, you can take control of the calls you receive and significantly reduce the number of harassing vehicle insurance calls that interrupt your day.

Frequently asked questions