Switching Vehicles: Geico Insurance Guide

Switching vehicles on your GEICO insurance policy can be done in a few different ways, depending on your situation. If you already have your new vehicle and are replacing an existing one on your policy, you can remove your current/old vehicle and add your new vehicle simultaneously. This option is only available if you plan to end coverage for the old vehicle on the same day you start coverage for the new one. Alternatively, you can complete two separate transactions to add the new vehicle before or after removing the old one. Most states require you to surrender or transfer your license plates to remove coverage for a vehicle. If you're still shopping and want a quote for replacing your current vehicle, you can select the vehicle you plan to replace and follow the prompts. Remember, when you're ready to make the switch, ensure you comply with your state's requirements, such as surrendering or transferring license plates.

Adding a new vehicle to your policy

Adding a new vehicle to your GEICO insurance policy can be done in a few different ways, depending on your situation.

Firstly, you will need to log in to your GEICO account online or via the GEICO mobile app. Once you are logged in, you can start the process of adding a new vehicle. You will be asked if the new vehicle is a replacement for an existing vehicle on your policy.

If you already have your new vehicle and are replacing one on your policy, you can remove your old vehicle and add your new one at the same time. This option is only available if you plan to end coverage for the old vehicle on the same day that coverage for the new vehicle starts. In this case, you would select an option that starts with "Yes" and choose the vehicle you plan to remove.

If you would like coverage for your new vehicle to begin before or after the removal of your old vehicle, you will need to complete two separate transactions. Most states require you to surrender or transfer your license plates in order to remove coverage for a vehicle. You can continue adding your new vehicle by selecting "No" when asked if you are replacing an existing vehicle. When you are ready to remove your old vehicle, go to the "Remove Vehicle" page and select it.

If you are still shopping for a new vehicle and want a quote, you can select the vehicle you plan to replace. Depending on your state, you may be asked if the plates for your current vehicle have been surrendered or transferred, or if the vehicle you are removing has other insurance. If you answer "No" to this question, you will be asked if you want to proceed. If you just want a quote, you can select "Yes" here. Remember, when you are ready to apply your changes and replace a vehicle on your policy, do not remove the old vehicle from your policy until you have fully complied with your state's requirements, such as surrendering or transferring license plates.

To complete the addition of a new vehicle to your policy, you will need some additional information, including your policy number, the Vehicle Identification Number (VIN) of the new vehicle, and the name and address of your lienholder if you are borrowing money to purchase the vehicle.

Removing an old vehicle from your policy

Removing an old vehicle from your GEICO insurance policy is a straightforward process. Here is a step-by-step guide to help you through the process:

Step 1: Log in to Your GEICO Account

Start by logging into your GEICO account on their website or mobile app. You will need your login credentials to access your policy information.

Step 2: Navigate to the "Remove Vehicle" Page

Once you are logged in, find and access the "Remove Vehicle" page. This page will allow you to initiate the process of removing your old vehicle from your policy.

Step 3: Select the Vehicle for Removal

On the "Remove Vehicle" page, you will be presented with a list of vehicles currently on your policy. Choose the specific vehicle that you wish to remove. Make sure that you select the correct vehicle to avoid any confusion or accidental removal of the wrong vehicle.

Step 4: Comply with State Requirements

Before finalizing the removal of your old vehicle, ensure that you have complied with the requirements of your state's department of motor vehicles. This typically involves returning or surrendering the vehicle's license plates to the state, transferring the plates to another vehicle, or purchasing insurance for the vehicle you are removing. Check your state's specific requirements and address any fines to avoid penalties.

Step 5: Confirm the Removal

After you have selected the vehicle for removal and met all the necessary requirements, you can confirm the removal. This step will vary depending on your specific situation and state regulations. You may be asked additional questions to finalize the process, so carefully review all the information before submitting.

Important Considerations:

• Timing of Coverage: If you are adding a new vehicle to your policy and want the coverage for the new vehicle to start on the same day as removing the old vehicle, you can select an option that indicates this during the process. However, if you want the coverage for the new vehicle to begin before or after removing the old vehicle, you will need to complete two separate transactions.
• Rental Car Coverage: If you are temporarily without a vehicle for 30 days or less after removing your old car, your GEICO policy may cover you while driving a rental car. This can be helpful if you need temporary transportation before getting your new vehicle.
• Policy Adjustments: Removing a vehicle from your policy may impact your overall coverage and discounts. Consider reviewing and adjusting your policy to ensure it still meets your needs. You can also explore other types of insurance offered by GEICO, such as homeowners or renters insurance, to bundle and save with a Multi-Policy Discount.

Getting a quote for a new vehicle

To get a quote for a new vehicle, you'll need to provide some information to ensure you get an accurate quote. This includes:

• A valid driver's license
• Your vehicle's make and model
• Your vehicle identification number (VIN)
• The physical address where your vehicle will be stored
• Driving history for you and any other drivers

You can get a quote online or by contacting a local agent. If you already have a GEICO account, you can sign in to get started.

If you're still shopping around and want a quote, you can select the vehicle you plan to replace and answer 'No' when asked if you're replacing an existing vehicle. You can then get a quote before applying your changes and replacing the vehicle on your policy.

GEICO also offers a Car Insurance Coverage Calculator to help you learn about insurance coverage and the various factors you may want to consider when selecting your limits and deductibles.

The cost of replacing your current vehicle

If you would like coverage for your new vehicle to begin before or after the removal of your current vehicle, you will need to complete two separate transactions. Most states require you to surrender or transfer your license plates in order to remove coverage for a vehicle. However, you can continue adding your new vehicle by selecting "No" when asked if you are replacing an existing vehicle. When you are ready to remove your old vehicle, go to the Remove Vehicle page and select it.

If you are still shopping for a new vehicle and would just like a quote, you can select the vehicle you plan to replace and follow the prompts. Depending on your state, you may be asked if the plates for your current vehicle have been surrendered or transferred, or if the vehicle you are removing has other insurance. If you answer "No" to this question, you will be asked if you want to proceed. If you just want a quote, you can select "Yes" here. Remember, when you are ready to apply your changes and replace a vehicle on your policy, do not remove the old/current vehicle from your policy until you have fully complied with your state's requirements, such as surrendering or transferring license plates.

The process of adding a vehicle to your policy

To add a vehicle to your GEICO insurance policy, you will need to log in to your account. If you have not already started the process, you can sign in to your account to get started. If you have already started and need help, read on.

When adding a new vehicle to your policy, GEICO will ask if it replaces an existing vehicle on your policy. Depending on your situation, you may want to answer this question differently than you expect.

If you already have your new vehicle or are getting it today, it may be possible to remove your current/old vehicle and add your new vehicle simultaneously. This option is only available if you plan to end coverage for one vehicle on the same day you start coverage for the replacement vehicle. In this case, select an option that starts with "Yes" and choose the vehicle you plan to remove.

If you would like coverage for your new vehicle to begin before or after the removal of your old/current vehicle, then you will need to complete two separate transactions. Most states require you to surrender or transfer your license plates in order to remove coverage for a vehicle. However, you can continue adding your new vehicle by selecting "No" when asked if you're replacing an existing vehicle. When you're ready to remove your old vehicle, go to the Remove Vehicle page and select it.

If you just want a quote because you're still shopping, select the vehicle you plan to replace. Next, depending on your state, you may be asked if the plates for your current vehicle have been surrendered or transferred, or if the vehicle you're removing has other insurance. If you answer "No" to this question, you will be asked if you want to proceed. If you just want a quote, you can select "Yes" here. But remember, when you are ready to apply your changes and replace a vehicle on your policy, don't remove the old/current vehicle from your policy until you have fully complied with your state's requirements, such as surrendering or transferring license plates.

Frequently asked questions