Orlando Harmon
Upgrading your hangar and insurance in *Star Citizen* is essential for maximizing your gameplay experience and protecting your valuable assets. Whether you’re a new player or a seasoned veteran, understanding how to enhance your hangar facilities and secure comprehensive insurance for your ships is crucial. Upgrading your hangar allows you to store more ships, access better amenities, and create a personalized space for your fleet. Meanwhile, investing in robust insurance ensures that your ships are protected against loss or damage, minimizing downtime and financial strain. This guide will walk you through the steps to upgrade your hangar and optimize your insurance coverage, helping you navigate the complexities of *Star Citizen*’s in-game systems with ease.
| Characteristics | Values |
|---|---|
| Hangar Upgrades | Purchase via the RSI website or in-game store using real money or aUEC. |
| Types of Hangars | Small, Medium, Large, and Capital-sized hangars available. |
| Upgrade Process | Select desired hangar size, pay the required amount, and receive upgrade. |
| Insurance Upgrades | Purchase higher tiers of insurance for ships via the RSI website or in-game. |
| Insurance Tiers | Basic (LTI - Lifetime Insurance), Standard, and Extended. |
| Upgrade Cost | Varies based on hangar size or insurance tier; check RSI store for prices. |
| In-Game Currency | aUEC can be used for some upgrades, but not all. |
| Real Money Transactions | USD or other currencies accepted for direct purchases. |
| Hangar Functionality | Larger hangars accommodate more ships and provide additional space. |
| Insurance Benefits | Higher tiers reduce repair costs and provide faster ship replacement. |
| Persistent Upgrades | Upgrades are permanent and carry over across game resets. |
| Availability | Upgrades are available during specific sales events or anytime on RSI. |
| Ship Compatibility | Ensure hangar size matches ship size for proper storage. |
| Insurance Renewal | Some insurance tiers require periodic renewal; LTI is permanent. |
| Customer Support | Contact RSI support for issues with upgrades or insurance purchases. |
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What You'll Learn
- Upgrade Hangar Size: Purchase larger hangar modules in-game to accommodate more ships and vehicles
- Insurance Levels: Choose higher tiers for faster ship replacement and better coverage
- Hangar Decorations: Add flair with posters, banners, and furniture from the Pledge Store
- Insurance Claims: File claims via the in-game menu or RSI website for destroyed ships
- Hangar Functionality: Upgrade for repair stations, fuel depots, and additional storage options
Upgrade Hangar Size: Purchase larger hangar modules in-game to accommodate more ships and vehicles
In *Star Citizen*, your hangar is more than just a parking space—it’s the heart of your operations. As your fleet grows, so does the need for a larger hangar. Upgrading to a bigger hangar module isn’t just about aesthetics; it’s a strategic move to maximize efficiency and protect your investments. Larger hangars allow you to store more ships and vehicles in one location, reducing the need to rent additional spaces across different stations. This consolidation saves time and credits, as you won’t have to travel between hangars to access your assets.
To upgrade your hangar size, navigate to the Pledge Store on the official *Star Citizen* website or use the in-game store. Look for hangar modules labeled with size designations like “Medium,” “Large,” or “Capital.” Each size tier offers more space, with larger hangars accommodating bigger ships like the Starfarer or the 890 Jump. For example, a Medium hangar can house up to four small ships, while a Large hangar can fit a mix of medium and small ships, plus ground vehicles. Prices vary, so consider your current fleet and future plans before purchasing.
One practical tip is to assess your ship collection before upgrading. If you primarily own small fighters, a Medium hangar might suffice. However, if you’re eyeing larger ships or planning to expand, investing in a Large or Capital hangar now could save you money in the long run. Keep in mind that hangar upgrades are permanent, so choose a size that aligns with your long-term goals. Additionally, larger hangars often come with more amenities, such as additional storage for cargo or components, further enhancing their value.
A common mistake players make is underestimating their future needs. While a Small hangar might seem cost-effective initially, it quickly becomes limiting as your fleet grows. Upgrading later means paying the difference in price, plus potentially losing access to limited-time hangar deals. To avoid this, think ahead and consider the ships you’re likely to acquire. For instance, if you’re saving for a Carrack or a Hammerhead, a Large hangar is a wise investment.
Finally, upgrading your hangar size isn’t just about storage—it’s about scalability. A larger hangar future-proofs your operations, allowing you to adapt as *Star Citizen* evolves. Whether you’re a trader, explorer, or combat pilot, having the space to grow ensures you’re always ready for the next adventure. So, before you finalize your purchase, take a moment to envision your ideal fleet and choose a hangar that supports that vision. Your future self will thank you.
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Insurance Levels: Choose higher tiers for faster ship replacement and better coverage
In Star Citizen, your ship is more than just a vehicle—it’s your lifeline in the vastness of space. Losing it to combat, accidents, or misadventure is inevitable, but the downtime between destruction and replacement doesn’t have to cripple your progress. Insurance levels are the unsung heroes of your hangar management, offering tiers that dictate how quickly you get back into the fight and how comprehensively you’re protected. Higher tiers aren’t just a luxury; they’re a strategic investment in your ability to operate efficiently in the 'verse.
Consider the mechanics of insurance tiers: each level increases both the speed of ship replacement and the scope of coverage. For instance, basic insurance might cover standard hull damage but leave you vulnerable to component losses or extended wait times. In contrast, premium tiers often include expedited replacement (sometimes within hours instead of days) and full coverage for customizations, cargo, and even some fines. If you’re running high-risk missions or operating in contested space, the difference between a 24-hour replacement and a 72-hour wait can mean the difference between seizing an opportunity and missing it entirely.
The decision to upgrade your insurance tier should align with your playstyle and ship value. For pilots flying cheaper, disposable ships like the Aurora or Mustang, basic insurance might suffice. However, if you’re piloting a multi-million aUEC capital ship like the Carrack or a combat-focused Hornet, higher tiers become non-negotiable. Calculate the cost of potential downtime versus the price of upgraded insurance—often, the premium is a fraction of the ship’s value and pays for itself after a single loss.
Practical tip: review your insurance options during the annual IAE (Intergalactic Aerospace Expo) or other in-game events, where discounts on insurance upgrades are common. Additionally, keep an eye on your ship’s loan status if applicable, as some loan agreements require minimum insurance levels. Finally, don’t overlook the psychological benefit of higher tiers: knowing you’re fully covered reduces stress and allows you to focus on piloting, trading, or combat without constantly worrying about the next loss.
In essence, insurance levels are a critical component of your hangar’s functionality, directly impacting your ability to operate seamlessly in Star Citizen’s dynamic universe. By choosing higher tiers, you’re not just buying coverage—you’re buying time, peace of mind, and the freedom to explore, fight, and thrive without unnecessary interruptions.
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$81.95
Hangar Decorations: Add flair with posters, banners, and furniture from the Pledge Store
Personalizing your hangar in *Star Citizen* isn’t just about functionality—it’s about making a statement. The Pledge Store offers a treasure trove of decorations, from posters and banners to furniture, that can transform your space from a sterile storage facility into a reflection of your in-game identity. Whether you’re a pirate, a trader, or a combat pilot, these items let you tell your story without saying a word.
Start by selecting a theme. Are you a fan of a specific manufacturer like Aegis or Origin? Grab their branded posters and banners to showcase your loyalty. For a more eclectic look, mix and match items from different factions or events. Pro tip: use furniture strategically to create focal points. A well-placed bar stool or lounge chair can turn a corner of your hangar into a cozy hangout spot, perfect for downtime between missions.
When arranging decorations, think about scale and spacing. Overcrowding can make your hangar feel cluttered, while too much empty space can look unfinished. Use the game’s placement tools to experiment with layouts, and don’t be afraid to adjust heights and angles for a dynamic effect. For example, hang banners from the ceiling or place posters at eye level to draw attention.
One often-overlooked aspect is lighting. Pair your decorations with ambient lighting to enhance the mood. A neon sign paired with dimmed hangar lights can create a futuristic dive bar vibe, while spotlights on posters can make them pop. Remember, the goal is to create a space that feels lived-in and unique to you.
Finally, keep an eye on the Pledge Store for limited-time items or event-specific decorations. These can add exclusivity to your hangar and serve as conversation starters with other players. With a bit of creativity and the right pieces, your hangar won’t just be a place to store ships—it’ll be a destination.
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Insurance Claims: File claims via the in-game menu or RSI website for destroyed ships
In the vast universe of *Star Citizen*, ship destruction is an inevitable part of the experience, whether due to combat, accidents, or misjudged jumps. When your ship meets its end, understanding how to file an insurance claim efficiently can save you time and frustration. The game offers two primary methods for filing claims: through the in-game menu or via the RSI website. Both options are designed to streamline the process, ensuring you’re back in the pilot’s seat as quickly as possible.
In-Game Claims: A Seamless Experience
Filing a claim via the in-game menu is the most straightforward method. After your ship is destroyed, access the Mobiglas interface by pressing *F1* (default keybind) and navigate to the *Insurance* tab. Here, you’ll find a list of your insured ships, along with their current status. Select the destroyed ship, confirm the claim, and wait for the cooldown timer to expire. This method is ideal for players who prefer to handle everything within the game environment. However, be mindful of the cooldown period, which varies depending on your insurance tier—basic insurance typically has a 30-minute cooldown, while upgraded plans reduce this significantly.
RSI Website Claims: Flexibility Outside the Game
For those who prefer managing their fleet outside the game, the RSI website offers a robust alternative. Log in to your account, navigate to the *Hangar* section, and locate the destroyed ship. Click on the insurance icon, and follow the prompts to file your claim. This method is particularly useful if you’re unable to access the game or need to manage multiple claims simultaneously. Additionally, the website provides a detailed overview of your insurance history, allowing you to track past claims and plan future upgrades.
Comparing the Two Methods: Which is Right for You?
Choosing between the in-game menu and the RSI website depends on your playstyle and preferences. The in-game method is faster and more intuitive, making it ideal for players who want to minimize downtime. On the other hand, the RSI website offers greater flexibility and detailed insights, catering to those who prefer a more hands-on approach to fleet management. For instance, if you’re planning to upgrade your insurance tier or purchase a new ship, the website provides all the necessary information in one place.
Practical Tips for Smooth Claims
To ensure a hassle-free claims process, keep a few key tips in mind. First, always verify your insurance coverage before embarking on high-risk missions. Upgrading to a higher tier can reduce cooldown times and provide additional benefits, such as coverage for stolen ships. Second, familiarize yourself with the keybindings for accessing the Mobiglas interface, as quick navigation can save precious seconds during time-sensitive situations. Finally, regularly check your RSI account for updates on insurance policies and claim statuses, especially if you’re managing multiple ships.
By mastering both claim methods and implementing these practical tips, you’ll be well-equipped to handle ship destruction with ease, ensuring minimal disruption to your *Star Citizen* adventures. Whether you’re a casual explorer or a seasoned combat pilot, efficient insurance management is a critical skill in this ever-expanding universe.
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Hangar Functionality: Upgrade for repair stations, fuel depots, and additional storage options
Upgrading your hangar in *Star Citizen* isn’t just about aesthetics—it’s about functionality that directly impacts your gameplay efficiency. Repair stations, fuel depots, and additional storage options are critical upgrades that transform your hangar from a static parking space into a dynamic hub of operations. These enhancements reduce downtime, lower operational costs, and ensure you’re always mission-ready. For instance, a built-in repair station eliminates the need to travel to a spaceport for minor fixes, saving both time and fuel. Similarly, a fuel depot allows you to refuel your ships on-site, bypassing the often crowded and costly public refueling stations.
Consider the repair station upgrade first, as it’s arguably the most impactful. Without it, even minor damage requires a trip to a repair facility, which can disrupt your plans and expose you to unnecessary risks. Upgrading to a Level 2 or Level 3 repair station allows you to handle more extensive damage, though higher levels require additional resources and credits. Pair this with a fuel depot to create a self-sustaining hangar. Fuel depots not only save you from the hassle of public refueling but also offer cost savings over time, especially if you operate multiple ships.
Storage options are equally vital, particularly for players who collect components, cargo, or additional vehicles. Upgrading your hangar’s storage capacity lets you stash extra items securely, freeing up ship inventory for mission-critical gear. For example, a Level 3 hangar can accommodate additional vehicles or crates of cargo, making it ideal for traders or explorers. However, be mindful of the trade-offs: larger hangars often come with higher upkeep costs, so balance your needs against your budget.
When planning these upgrades, prioritize based on your playstyle. Combat-focused pilots might favor repair stations and fuel depots to minimize downtime between battles, while traders could benefit more from expanded storage for cargo. Explorers, on the other hand, might prioritize fuel depots to ensure they’re always ready for long-haul journeys. Regardless of your focus, these upgrades are investments that pay off in the long run by streamlining your operations and enhancing your overall experience in the *Star Citizen* universe.
Finally, keep an eye on in-game mechanics and updates, as hangar functionality continues to evolve. For instance, future patches may introduce new upgrade tiers or integrate additional features like weapon customization stations or crew quarters. Staying informed ensures you’re maximizing your hangar’s potential and staying ahead of the curve in this ever-expanding sandbox. With the right upgrades, your hangar becomes more than just a garage—it becomes the heart of your operations in the stars.
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Frequently asked questions
To upgrade your hangar, you need to purchase a larger hangar via the Pledge Store on the Roberts Space Industries (RSI) website. Upgrades are typically available as standalone purchases or as part of ship packages.
Yes, you can insure your ship by purchasing insurance through the in-game store or the RSI website. Insurance covers the replacement or repair of your ship in case of destruction, with different tiers offering varying levels of coverage and claim times.
LTI (Lifetime Insurance) is a one-time, permanent insurance policy that comes with certain ship purchases, covering your ship indefinitely. Standard insurance, on the other hand, requires periodic renewal and has limited coverage periods.
You can check and upgrade your ship's insurance through the in-game mobiGlas menu or by visiting the RSI website. Upgrades can be purchased to extend coverage duration or improve the insurance tier for faster claim times.
