Haris Ashley
Assurance is an online marketplace for health, life, or Medicare insurance that connects consumers with reputable U.S. insurance providers, brokerages, or agents. It also offers its own brand of health insurance, Assurance IQ Choice, which includes eight plans ranging from basic to premier. While Assurance provides a quick and easy way to obtain quotes and connect with insurance carriers, there have been reviews highlighting concerns about their sales tactics and persistent phone calls even after requests to be removed from their calling list. This raises questions about their practices and respect for customer privacy and preferences. As such, it is important to examine whether Assurance's offerings constitute real insurance and if their methods align with industry standards and ethical guidelines.
| Characteristics | Values |
|---|---|
| Type of company | Online marketplace for life, health, or Medicare insurance |
| Services | Connects consumers with insurance providers, brokerages, or agents |
| Quote process | Easy, quick, and free online quote |
| Own brand of insurance | Assurance IQ Choice |
| Underwriter | Federal Insurance Company |
| Number of plans | Eight |
| Plan types | Basic, Choice, and Premier Plan |
| Plan coverage | Accident and Sickness Hospital Indemnity |
| Calling experience | Poor |
| Calling system | Computerized |
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What You'll Learn
- Assurance is an online marketplace for health insurance
- It connects consumers with US insurance providers, brokerages, or agents
- Assurance offers its own brand of health insurance, Assurance IQ Choice
- Health assurance promotes early detection and intervention
- Health assurance is a subscription-based model with fixed benefits
Assurance is an online marketplace for health insurance
Assurance, founded in 2009 and headquartered in Bellevue, Washington, is BBB-Accredited. Its online platform provides consumers with access to a network of reputable U.S. insurance carriers and brokers, helping them meet their specific needs. The process is designed to be simple and efficient, allowing individuals to find the most suitable options for their health insurance requirements.
In addition to its marketplace function, Assurance also offers its own brand of health insurance called Assurance IQ Choice. This plan is underwritten by the Federal Insurance Company, a member of the Chubb Group of Insurance Companies. Assurance IQ Choice provides eight different plans, including Basic, Choice, and Premier, all of which fall under the Accident and Sickness Hospital Indemnity category.
While Assurance provides a convenient platform for consumers to explore health insurance options, it is important to note that some reviews highlight issues with their sales and marketing practices. There have been complaints about persistent phone calls and challenges in opting out of their marketing communications. Therefore, while Assurance offers a valuable service as an online health insurance marketplace, individuals should also be aware of potential drawbacks regarding their sales tactics.
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It connects consumers with US insurance providers, brokerages, or agents
Assurance is an online marketplace for health, life, or Medicare insurance. It connects consumers with reputable US insurance providers, brokerages, or agents to get the best rates possible. The company also sells its own brand of Accident and Sickness Hospital Indemnity insurance. The BBB-Accredited business was founded in 2009 and is headquartered in Bellevue, Washington.
Assurance offers an easy, quick, and free online quote process to connect consumers with the best health insurance carriers, brokerages, or agents to meet their needs. It also offers its own brand of health insurance, Assurance IQ Choice, underwritten by the Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies. Assurance IQ Choice includes eight plans: Basic, Choice, and Premier Plans, all Accident and Sickness Hospital Indemnity plans.
In addition to Assurance IQ Choice, Assurance has several partner companies in the health insurance sector, including Golden Rule Insurance Company, HealthNetwork, Medica, Everest, and National General. These partnerships allow Assurance to offer a range of insurance products and services to meet diverse consumer needs.
Assurance's online marketplace model simplifies the process of finding and obtaining health insurance. By connecting consumers directly with reputable providers, brokerages, or agents, Assurance helps individuals navigate the complex landscape of insurance options. This connection ensures consumers can access the best rates and plans suited to their specific requirements.
While Assurance's quick online quote process and connections to reputable entities are notable, it is important to exercise caution. One user review mentions receiving persistent phone calls from Assurance after providing their number to obtain an insurance quote. This experience highlights the potential for aggressive sales tactics and the importance of thorough research before providing personal information to any organisation.
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Assurance offers its own brand of health insurance, Assurance IQ Choice
Assurance is an online marketplace for health insurance that connects consumers with reputable U.S. insurance providers, brokerages, or agents to get the best rates possible. The company also sells its own brand of Accident and Sickness Hospital Indemnity insurance. The BBB-Accredited business was founded in 2009 and is headquartered in Bellevue, Washington.
Assurance IQ's mission is to help people improve and protect their financial and personal well-being. They have already helped millions of people find coverage that's right for them. For example, their Life Insurance Sales Manager, Tim Hoolihan, spoke about the tax benefits of life insurance, which are not widely known. Many people could benefit from knowing that life insurance payouts are not usually subject to income tax. This knowledge could change the amount of coverage people think they need.
In addition to life insurance, Assurance IQ also offers Medicare and health insurance. They aim to provide personalized support to help people navigate their benefits, which is becoming increasingly important as the insurance landscape grows more complex.
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Health assurance promotes early detection and intervention
Assurance is an online marketplace for health insurance that connects consumers with reputable U.S. insurance providers, brokerages, or agents to get the best rates possible. The company also sells its own brand of Accident and Sickness Hospital Indemnity insurance.
Additionally, health assurance often includes preventive care services, which aim to detect and manage health conditions before they become severe. This is especially important for chronic diseases such as heart disease, cancer, and diabetes, which are responsible for a significant proportion of deaths and healthcare spending in the U.S. By requiring health plans to cover recommended preventive services without additional charges, the Affordable Care Act supports early detection and intervention initiatives.
Furthermore, health assurance can facilitate the use of technology and connected health devices, allowing individuals to monitor their health and send readings to healthcare providers for review. This enables early detection of potential issues and facilitates timely interventions. For example, at Assure Health, patients are provided with easy-to-use connected health devices that automatically send measurements to their care managers, who review the data and intervene as needed.
Lastly, health assurance can enhance mental health support by promoting early detection and intervention strategies. This includes primary prevention, which focuses on promoting positive mental health, and secondary prevention, which aims to detect and treat mental disorders as early as possible. By implementing multidisciplinary and trans-diagnostic models of care, health assurance can improve mental health outcomes and overall well-being.
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Health assurance is a subscription-based model with fixed benefits
Health assurance, or subscription-based healthcare, is a model where patients pay a fixed fee at a regular interval, such as monthly, quarterly, or annually. This payment covers all or most of the services of the direct care provider, including routine monitoring, regular check-ups, consultations, and tests. However, it is important to note that this model does not replace traditional health insurance and typically does not cover major medical expenses like hospitalization, specialist care, or expensive medications.
In the subscription-based model, businesses pay a fixed monthly or annual fee to provide employees with access to a defined set of healthcare services. This model offers several advantages, such as predictable costs and increased access to preventive care services. It also makes it easier for healthcare providers to forecast supply and demand and adjust their budgets accordingly.
The subscription-based healthcare model has some limitations that prevent its widespread adoption. For example, it may not be feasible in developing nations with a lack of healthcare professionals or affordable for individuals without insurance who may struggle to pay the membership fee. Additionally, there may be concerns about limited coverage, as subscription models typically do not cover major medical emergencies or specialized treatments, which are usually covered by traditional health insurance.
One example of a company offering health assurance is Assurance, an online marketplace for life, health, or Medicare insurance. Assurance connects consumers with reputable insurance providers, brokerages, or agents to find the best rates and plans for their needs. They also offer their own brand of health insurance, Assurance IQ Choice, which includes Accident and Sickness Hospital Indemnity plans.
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Frequently asked questions
Assurance is an online marketplace for health, life, or Medicare insurance. It connects consumers with insurance providers, brokerages, or agents to get the best rates possible.
Assurance provides an easy and quick online and free quote process to connect consumers with the best health insurance carriers, brokerages, or agents to meet their needs.
Assurance offers its own brand of health insurance, Assurance IQ Choice, which includes eight plans: Basic, Choice, and Premier Plans. These are Accident and Sickness Hospital Indemnity plans. Assurance also emphasizes proactive healthcare and predictable costs, offering fixed benefits and personalized preventive care.
Yes, Assurance is a BBB-Accredited business founded in 2009 and headquartered in Bellevue, Washington. However, be cautious when providing your contact information, as some customers have reported receiving excessive phone calls from Assurance even after requesting to be taken off their calling list.
