Travel With Peace Of Mind: Auto Insurance By Travellers

Auto insurance is designed to protect you, others involved in an accident and your car. Travelers Insurance offers a range of auto insurance policies, including liability coverage, collision coverage, comprehensive coverage, personal injury protection, medical payments coverage, and uninsured/underinsured motorist coverage. They also provide additional coverage options, such as loan/lease gap insurance, rental reimbursement, roadside assistance, and accident forgiveness. Travelers Insurance is a reliable choice for auto insurance, offering affordable rates and a variety of coverage options.

Liability coverage

If you are found responsible for causing damages as a result of an accident, liability coverage may pay up to the limit you select and can provide for your legal defense if you are sued. It is important to note that liability coverage is required in most states, and the minimum amount of coverage may vary. To ensure you have the appropriate level of coverage, it is recommended to contact a local independent agent or a Travelers representative.

In addition to the standard liability coverage, Travelers also offers additional protection through its umbrella policy. This extra layer of coverage can be beneficial if your net worth is at risk due to an accident. By choosing a higher limit, you can have more protection in case of an accident.

Furthermore, Travelers offers a broad range of coverage options and discounts to customize your car insurance policy. You can get a quote online, by calling the company, or by working with a local agent to find the best plan for your needs.

Uninsured/underinsured motorist coverage

While not all states mandate uninsured/underinsured motorist coverage, it is required in some. Even if it is not required in your state, it is highly recommended for all drivers as it can provide financial protection in the event of an accident with an uninsured or underinsured driver.

You can usually choose the insurance limits of your coverage. For bodily injury coverage, consider matching the amount with your liability coverage limits. For property damage coverage, you can select a limit that reflects the value of your vehicle.

While there may be some overlap with your health insurance, there are still benefits to having uninsured/underinsured motorist coverage. Health insurance may not cover all medical expenses resulting from a car accident, and it may have a high deductible. Uninsured/underinsured motorist coverage typically does not have a deductible, so it can help cover these costs. Additionally, this coverage can protect passengers in your car who may not have their own health insurance.

Collision coverage

The average cost of collision coverage is about $290 per year.

Travelers Insurance offers collision coverage as part of its auto insurance plans. The company is one of the largest insurance providers in the nation and offers a broad range of coverage options and discounts to help you customize your car insurance policy.

Comprehensive coverage

When it comes to auto insurance, Travelers offers comprehensive coverage as part of its full coverage insurance. Full coverage insurance from Travelers costs about $1,692 per year, which is 37% cheaper than the national average. This includes liability, comprehensive, and collision coverage, as well as any other coverage your state mandates.

Personal injury protection (PIP insurance)

Personal injury protection (PIP) insurance, also known as "no-fault" insurance, is a type of auto insurance that covers necessary expenses after a car accident, regardless of who is at fault. PIP insurance is required in certain states and can help pay for medical bills, lost wages, and funeral costs. It can also provide coverage for lost wages while recovering from an accident.

PIP covers the financial costs of recovering from an auto accident, including hospitalization and other medical bills, lost wages if you're unable to work, accidental death and funeral expenses, transportation costs for medical appointments, and childcare or house cleaning services that you typically perform but are unable to do so due to injuries.

The recommended coverage and minimum limits for PIP insurance differ by state, typically ranging from $2,500 to $50,000. It is important to note that PIP does not cover liability or physical damage to any vehicles, damage to someone else's property, or vehicle theft.

Frequently asked questions