Auto Owners Insurance In Florida: What You Need To Know

Auto-Owners Insurance Group is a mutual insurance company that provides life, home, car, and business insurance. The company was founded in 1916 and now offers insurance in 26 states, including Florida, through local, independent insurance agents. Auto-Owners has excellent customer service and competitive rates, and its policies are available exclusively through these independent agents. The company has been a member of the Fortune 500 since 2003 and is rated highly for its financial stability.

Auto-Owners Insurance Group offers life, home, car and business insurance

Auto-Owners Insurance Group is a mutual insurance company that provides life, home, car, and business insurance. The company was founded in 1916 by Vern V. Moulton and four other associates in Mount Pleasant, Michigan. A year later, in 1917, the company moved its headquarters to Lansing, Michigan, where its home office has remained ever since.

Auto-Owners Insurance Group offers a range of insurance products to meet the diverse needs of its customers. In terms of home insurance, the company provides coverage for renters, rental dwellings, mobile homes, and more. They also offer various vehicle insurance policies, including cars, motorcycles, boats, mobile homes, and ATVs. Additionally, life and business insurance policies are available, ensuring comprehensive protection for individuals and businesses alike.

Auto-Owners Insurance Group is known for its excellent customer service, having received multiple awards for customer service and claims management. Their policies are sold exclusively through local and independent insurance agents, ensuring personalized expertise and support for their customers. The company operates in 26 states across the East and Midwest regions of the United States, including Florida.

In Florida, Auto-Owners Insurance Group is represented by independent agencies such as Florida Insurance Agency and Augustyniak Insurance Group in Jacksonville. These agencies offer a range of insurance products, including auto, home, business, and life insurance, tailored to meet the specific needs of Florida residents.

Auto-Owners Insurance Group stands out for its commitment to corporate responsibility and community support. They have received an A++ (Superior) rating from AM Best Company for their financial stability. The company also believes in aiding local communities not just financially but also through contributions of time and talent, demonstrating their dedication to making a positive impact.

Auto-Owners Insurance is available in 26 states

Auto-Owners Insurance is a mutual insurance company that provides life, home, car, and business insurance. The company was established in 1916 and is currently headquartered in Lansing, Michigan. Auto-Owners Insurance is unique in that its policies are sold exclusively through local and independent insurance agents within its 26 operating states. This means that customers must purchase a policy or file a claim through an independent agent, but other tasks such as payments and tracking claims can be managed online.

The company offers a range of insurance options, including homeowners insurance, renters insurance, rental dwellings insurance, mobile home insurance, car insurance, motorcycle insurance, boat insurance, ATV insurance, and business insurance. In addition to the standard coverage options, Auto-Owners Insurance also provides supplemental coverage such as identity theft protection, guaranteed home replacement cost, equipment breakdown coverage, and special personal property coverage.

Auto-Owners Insurance is known for its excellent customer service, competitive rates, and efficient claims handling. The company has received high ratings from customers for the ease of getting a new policy, contacting customer service, and the overall value received.

In terms of geographic coverage, Auto-Owners Insurance is available in 26 states, primarily in the East and Midwest regions of the United States. This limited availability means that the company's services are not accessible in large parts of the country.

Florida is one of the states where Auto-Owners Insurance operates. The company has a presence in Jacksonville, Florida, through the independent insurance agency Augustyniak Insurance Group. Augustyniak Insurance Group offers various insurance services, including auto, boat, business, homeowner, condo, flood, life, motorcycle, renters, and umbrella insurance.

Auto-Owners Insurance's presence in Florida is notable, especially considering the challenges in the state's insurance market. Florida has a history of high insurance rates due to factors such as hurricanes, high levels of insurance fraud, and litigated home-related claims. Despite these challenges, Auto-Owners Insurance continues to serve customers in Florida through its local independent agents.

Auto-Owners Insurance has excellent customer service and competitive rates

Auto-Owners Insurance is a mutual insurance company that provides life, home, car, and business insurance. The company was established in 1916 and is currently headquartered in Lansing, Michigan. Auto-Owners Insurance has consistently received excellent ratings for its customer service and has been recognised for its superior financial stability by the insurance industry credit rating agency, AM Best Company.

One of the standout features of Auto-Owners Insurance is its commitment to providing local and personalised expertise. The company works with independent agents who offer tailored advice and assistance to their clients. This approach ensures that customers receive insurance policies that are specifically tailored to meet their unique needs. Auto-Owners Insurance understands that each individual and business has distinct requirements, and their independent agents are well-equipped to provide specialised knowledge and support.

In addition to their exceptional customer service, Auto-Owners Insurance also offers competitive rates. According to MarketWatch Guides, Auto-Owners Insurance is the cheapest homeowners insurance provider on average, based on data from 2024. The company provides a range of insurance options, including coverage for dwellings, other structures, loss of use, and guest medical expenses. Their rates are highly competitive, with a typical homeowners policy providing $300,000 in dwelling coverage and $100,000 in personal liability costing approximately $2,209 annually.

Furthermore, Auto-Owners Insurance offers a multitude of discounts to help customers save even more on their insurance premiums. These discounts include multi-policy discounts, life multi-policy discounts, advance quote discounts, green discounts for paperless billing, and paid-in-full discounts. The company also rewards customers for their loyalty, with over 96% of respondents indicating they are likely to renew their policies.

Auto-Owners Insurance is currently available in 26 states, primarily in the East and Midwest regions of the United States. The company's strong presence in these regions allows them to provide specialised knowledge and tailored insurance solutions to their customers.

Auto-Owners Insurance has an online portal for customers to pay bills, track claims, etc

Auto-Owners Insurance is a mutual insurance company that provides life, home, auto, and business insurance. The company was founded in 1916 in Mount Pleasant, Michigan, and now operates in 26 states across the US. Auto-Owners Insurance is rated A++ (Superior) by AM Best Company for its financial stability and has been recognised for its customer service and claims management.

Auto-Owners Insurance offers its customers online access to their insurance information through an online portal and a mobile app. This allows customers to manage their insurance policies easily and conveniently. By signing up for an online account, customers can access their policy documents, pay bills, set up recurring payments, and download proof of insurance. The app also enables customers to request road trouble service and track the progress of current claims.

The online portal provides customers with billing details, payment history, and payment method editing options. Customers can also view their policy coverages, premiums, and forms. Additionally, by switching to paperless billing, customers can qualify for the company's Green Discount.

Auto-Owners Insurance's online portal and mobile app offer customers a simple and efficient way to manage their insurance policies and access important information whenever and wherever they need it. With these tools, customers can stay up-to-date on their payments, claims, and policy details, ensuring a hassle-free insurance experience.

Auto-Owners Insurance offers identity theft and home cyber coverage

Auto-Owners Insurance is a mutual insurance company that provides life, home, car, and business insurance. They offer their insurance products in 26 states across the US, including Florida, through local, independent insurance agents.

Their home cyber protection covers the cost of hiring professional help to recover stolen or corrupted data, restore device functionality, and legal counsel to review and respond to a personal data compromise. It also includes coverage for financial loss due to fraud (including identity theft), extortion payments, and resources for others affected by the attack. This type of coverage is becoming increasingly important as individuals and families store more information electronically and access more data online, increasing the risk of sensitive data being compromised.

Auto-Owners Insurance is committed to providing comprehensive coverage for its customers, ensuring that they are protected in various aspects of their lives, including their homes and digital security.

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