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Wedding insurance from Debenhams offers five levels of cover to suit most wedding budgets, ranging from £61.97 for up to £10,000 in cancellation coverage to £209.32 for up to £60,000 in cancellation coverage. The company offers a 10% discount for online purchases, as well as a £10 Debenhams gift card. However, since March 2020, Debenhams has stopped selling wedding insurance policies to new customers, and it is unclear if and when they will resume sales.
| Characteristics | Values |
|---|---|
| Number of coverage levels | 5 |
| Coverage levels | Gold, Emerald, Platinum, Ruby, Diamond |
| Maximum cancellation and rearrangement cover | £60,000 |
| Maximum failure of suppliers cover | £27,000 |
| Maximum wedding gifts cover | £12,500 |
| Minimum price | £61.97 |
| Maximum price | £209.32 |
| Online discount | 10% |
| Free gift card | £10 |
| Underwriter | UK General Insurance |
| Availability | Unavailable to new customers |
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What You'll Learn
- Debenhams Wedding Insurance offers five levels of cover, from Gold to Diamond
- The Diamond level cover includes £60,000 cancellation and rearrangement cover
- Wedding attire is covered, including damage or loss to wedding garments
- Wedding presents are covered against loss, theft or damage
- Debenhams Wedding Insurance policies are independent contracts with UK General Insurance
Debenhams Wedding Insurance offers five levels of cover, from Gold to Diamond
Wedding insurance from Debenhams offers extensive coverage for your special day, with five levels of cover to choose from, ranging from Gold to Diamond. Each level provides a range of benefits to suit different budgets and requirements, ensuring that you can find the perfect plan for your needs.
The Gold Plan, priced at £59.95, is the most affordable option. It offers up to £10,000 in cancellation and rearrangement coverage, £5,000 for ceremonial attire, £2,500 for wedding gifts and rings, and £3,000 for flowers. This plan also includes coverage for attendant's gifts, wedding cake, wedding cars, and legal expenses.
The Emerald Plan, priced at £79.93, offers increased coverage with up to £15,000 for cancellations and rearrangements, £8,000 for wedding attire, £4,000 for wedding gifts and rings, and £4,000 for flowers.
The Platinum, Ruby, and Diamond plans provide even higher levels of coverage, with the Diamond plan offering the most comprehensive protection. The Diamond plan costs £209.32 and includes up to £60,000 in cancellation and rearrangement coverage, £25,000 for wedding attire, £12,500 for wedding gifts, £12,500 for wedding rings, and £15,000 for flowers.
All plans include a 10% online discount and a free £10 Debenhams gift card. Additionally, Debenhams wedding insurance covers weddings abroad without any additional premiums, and civil partnerships are also included in the coverage.
While Debenhams Wedding Insurance offers a range of benefits, it's important to note that as of March 2020, new customers have been unable to purchase their wedding insurance policies due to the impact of the coronavirus pandemic and the company's financial situation.
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The Diamond level cover includes £60,000 cancellation and rearrangement cover
Wedding insurance from Debenhams offers five levels of cover, ranging from £61.97 for up to £10,000 in cancellation cover to £209.32 for up to £60,000 in cancellation cover. The Diamond level cover includes £60,000 in cancellation and rearrangement cover, as well as £27,000 for failure of suppliers and £12,500 for wedding gifts. This level of cover is suitable for weddings with larger budgets and can provide peace of mind in case of unforeseen circumstances.
The Debenhams Wedding Insurance plan offers protection for a range of potential issues, including cancellation or rearrangement of the wedding, damage or loss of wedding attire, theft or damage to wedding presents, and failure of the wedding car hire company. It also includes free insurance cover of up to £2,000 on wedding attire bought from Debenhams. With its strong high street brand, Debenhams has been a popular choice for wedding insurance for many couples.
The Diamond level cover provides comprehensive protection for weddings with higher budgets. It is important to note that wedding insurance does not cover the possibility of one or both parties having a change of heart. However, it can provide financial protection in the event of unforeseen circumstances, such as the cancellation of the wedding due to illness or other covered reasons.
While Debenhams Wedding Insurance used to be a popular choice, it is important to note that as of March 2020, the underwriter UK General Insurance temporarily stopped sales to assess the impact of the coronavirus pandemic. Since then, new customers have not been able to purchase Debenhams Wedding Insurance. Debenhams also went into administration for the second time in April 2020 and later into liquidation in December 2020.
Although existing policies were initially said to be valid and unaffected by the financial position of Debenhams, the company's current status and ability to honour new and existing policies is uncertain. Customers with concerns about the validity of their policies can refer to the Debenhams website and customer service team for more information.
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Wedding attire is covered, including damage or loss to wedding garments
Wedding insurance from Debenhams offers five levels of cover to suit most wedding budgets, with premiums starting from £61.97 for up to £10,000 of cancellation cover, and rising to £209.32 for up to £60,000 of cancellation cover.
Debenhams Wedding Insurance offers wide coverage for your special day, including damage or loss to wedding garments worn by the bride, groom, and attendants. Wedding attire bought from Debenhams is covered up to £2,000. Wedding presents are also covered against loss, theft, or damage, and Debenhams gift list items are given an extended three-month guarantee.
The insurance covers loss or damage to the wedding rings, attendants' gifts, flowers, and the wedding cake. It also covers the failure of the wedding car hire company to meet their contracted obligations, and the non-appearance of the photographer and/or videographer, as well as loss or damage to the negatives or digital media.
Debenhams Wedding Insurance offers a 10% discount if you buy online, as well as a £10 Debenhams gift card to spend in-store. However, it is important to note that Debenhams went into administration in April 2020 and was later purchased by the online fashion group Boohoo, so it is unclear whether wedding insurance sales will resume. Existing policyholders are unaffected and their policies will remain valid.
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Wedding presents are covered against loss, theft or damage
Wedding insurance from Debenhams offers peace of mind for your special day. With five levels of cover to choose from, starting at £61.97 for up to £10,000 of cancellation cover, there's an option to suit all budgets and most eventualities.
The five levels of cover are called Gold, Emerald, Platinum, Ruby, and Diamond. The Diamond level, for example, covers a maximum of £60,000 for cancellation and rearrangement, £27,000 for failure of suppliers, and £12,500 for wedding gifts.
It's worth noting that Debenhams Wedding Insurance policies are underwritten by UK General Insurance, and sales were temporarily stopped in March 2020 due to the coronavirus pandemic. Existing policies remain valid, but new customers cannot currently purchase Debenhams Wedding Insurance.
To summarise, Debenhams Wedding Insurance offers comprehensive coverage, including protection against loss, theft, or damage of wedding presents. While new policies are not currently available, the insurance provides a good option for covering wedding gifts if sales resume in the future.
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Debenhams Wedding Insurance policies are independent contracts with UK General Insurance
Wedding insurance is essential for protecting your special day, and Debenhams Wedding Insurance was a popular choice for couples. However, since the underwriter, UK General Insurance, temporarily halted sales in March 2020, new customers have been unable to purchase Debenhams Wedding Insurance policies. This pause was intended to assess the impact of the coronavirus pandemic, but it has now been over 12 months, and there is no indication that sales will resume.
Despite this, it is important to note that existing Debenhams Wedding Insurance policyholders can rest assured that their policies remain valid. According to a notice on the Debenhams website, these policies are "independent contracts" held directly between policyholders and UK General Insurance Ltd on behalf of Great Lakes Insurance SE. Therefore, they are unaffected by the financial position of Debenhams or its administration status.
Debenhams Wedding Insurance offered five levels of cover to suit various wedding budgets and requirements. The cover started from £61.97 for up to £10,000 in cancellation cover, going up to £209.32 for up to £60,000 in cancellation cover. The policies provided ample protection, including cancellation or rearrangement cover, failure of suppliers, wedding attire damage or loss, wedding presents cover, and more.
While new customers cannot purchase Debenhams Wedding Insurance, there are alternative options available in the market. Comparison websites and insurance providers can offer quotes and policies to ensure couples can still find suitable wedding insurance to protect their big day.
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Frequently asked questions
Yes, Debenhams Wedding Insurance is a one-off payment. You can pay via Bank Transfer, Paypal, or Amazon.co.uk Gift Cards.
Debenhams Wedding Insurance offers five levels of cover to choose from, ranging from £61.97 for up to £10,000 in cancellation cover to £209.32 for up to £60,000 in cancellation cover. The insurance covers cancellation of the wedding and/or reception, wedding attire, wedding presents, wedding rings, attendants' gifts, flowers, and the wedding cake.
Yes, Debenhams Wedding Insurance offers a 10% discount for online bookings and a free £10 Debenhams gift card to spend in-store. You can also find voucher codes and special offers on their website.
