Is Directv Insurance Necessary?

is directv insurance worth it

The DirecTV Protection Plan is an insurance plan offered to DirecTV customers to safeguard their devices and equipment. It covers repairs, replacements, and upgrades for DirecTV devices and other entertainment devices, such as laptops and tablets. The plan costs around $8 per month, with additional options for a premiere protection plan at higher prices. The plan is designed to provide peace of mind and comfort by offering worry-free entertainment. However, some people question its value, as they may never use it or encounter issues with understanding what is covered and what isn't. So, is DirecTV insurance worth it? Let's explore further.

Characteristics Values
Cost $7.99 - $24.99 per month
Coverage DirecTV devices, computers, laptops, tablets, routers, remotes, cables, receivers, home theater systems, TVs, modems, antennas, and more
Benefits Free technician visits, latest equipment upgrades every 2 years, 24/7 customer support, troubleshooting, repairs, replacements
Drawbacks Potential for unused service, limited understanding of coverage, exclusions and limitations may apply

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The DirecTV Protection Plan covers equipment and technical support

The DirecTV Protection Plan is a service contract that guarantees maintenance, repairs, and replacements for several DirecTV devices and equipment. The plan covers DirecTV remote controls, connection/switches, dish antenna, wiring/switches, and dish antenna alignment. It also includes technical support between the hours of 5 AM - 2 AM CT, 7 days a week, and on-site repairs, plus the cost of replacing defective equipment. This means that if your DirecTV device stops working, DirecTV will troubleshoot, repair, or replace it.

The Protection Plan covers an unlimited number of devices used to enjoy DirecTV, including home theater systems, laptops, TVs, routers, and modems. It also includes premium technical services at no additional charge. Television support includes all LED, LCD, and plasma televisions in a household, not just one TV. DirecTV also provides standard remote controls.

The DirecTV Protection Plan offers an upgrade to the latest equipment every 2 years with a 24-month agreement. This means that every two years, you can get a free equipment upgrade. This is especially useful if you have old equipment that needs to be replaced.

The Protection Plan also includes Accidental Damage from Handling (ADH) coverage for laptops, netbooks, and tablets. This means that if you drop your laptop or tablet and it breaks, DirecTV will repair or replace it.

The DirecTV Protection Plan is worth considering if you want peace of mind and worry-free entertainment. It can save you money on technician visits and equipment upgrades, and provide valuable technical support. However, it's important to note that not everything is covered under the plan, and there may be limitations and exclusions. Be sure to read the full terms and conditions before signing up.

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The plan costs $7.99-$24.99 per month

The DirecTV Protection Plan is an insurance plan that covers maintenance, repairs, and replacements of DirecTV devices and other entertainment devices such as laptops and tablets. The plan costs $7.99-$24.99 per month, with the price depending on the level of coverage chosen. The basic plan, at $7.99 per month, covers DirecTV devices and equipment such as receivers, cables, and remotes. It also includes free technician visits and an equipment upgrade every two years.

The premiere protection plan, at $19.99 per month, offers more comprehensive coverage, including protection for TVs, computers, home theater systems, tablets, and laptops. This plan also includes a $50 service fee for repairs or replacements and a $6,000 claim limit per rolling 12-month period. The most expensive plan is the premiere protection plan with ADH (Accidental Damage from Handling), which costs $24.99 per month. This plan covers accidental damage to devices, such as cracks, drops, and spills, in addition to the coverage provided by the other plans.

The DirecTV Protection Plan can provide peace of mind and save customers money on repairs and replacements. However, it is important to note that not all types of damage are covered, and there are exclusions such as "acts of God," which is a term used in the warranty contract to exclude certain events from coverage. Additionally, some customers may rarely use the service, making it an unnecessary expense.

Ultimately, the decision to purchase the DirecTV Protection Plan depends on individual needs and preferences. For those with multiple DirecTV devices or those who are concerned about accidental damage, the protection plan may be a worthwhile investment. However, for those who rarely encounter issues with their devices or prefer to pay for repairs as needed, the plan may not offer sufficient value. It is essential to understand the coverage provided and choose the suitable protection plan option accordingly.

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The plan includes free repairs and replacements

The DirecTV Protection Plan offers complete DirecTV system protection, including free repairs and replacements. The plan covers all DirecTV remote controls, connection/switches, dish antenna, wiring/switches, and dish antenna alignment. It includes technical support between the hours of 5 AM - 2 AM CT, 7 days a week, and on-site repairs, plus the cost associated with replacing defective equipment.

If a DirecTV device stops working as expected for any covered reason, DirecTV will troubleshoot, repair, or replace it. There is a $50 service fee for TVs, computers, home theatre systems, tablets, and laptops, and a $6,000 claim limit per rolling 12-month period and a $2,000 limit per claim.

The Protection Plan Premier with ADH covers accidental damage from handling and is worth considering if you have children or are prone to dropping or spilling things on your devices. This plan covers laptops, netbooks, tablets, routers, and keyboards.

The DirecTV Protection Plan offers peace of mind and can save you money on technician visits and equipment repairs or replacements. It is especially useful if you have multiple DirecTV devices and want to ensure they are all protected.

However, it is important to note that not everything is covered under the plan, and there may be exclusions or limitations. Be sure to carefully review the terms and conditions of the DirecTV Protection Plan to understand what is and is not covered before deciding if it is worth it for your specific needs.

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The plan is not owned by DirecTV/AT&T, but by Asurion

The DirecTV Protection Plan is a service contract that guarantees maintenance, repairs, and replacements of DirecTV devices and other critical household systems. The plan is offered to each customer when they originally sign up for DirecTV. While the plan is administered by DirecTV, it is not owned by DirecTV/AT&T. Instead, the warranty service is provided by Asurion, or more specifically, NEW Asurion, a subsidiary of Asurion Inc. that deals in DirecTV warranties.

As a separate company, Asurion is able to pay subcontractors to come and fix your problem. NEW Asurion has contracts with these subcontractors, which gives them a discount on their services. For example, while a typical service call may cost a DirecTV customer $50, NEW Asurion may be able to get the same service for half of that price.

The DirecTV Protection Plan costs $8 per month, with additional options to purchase a premiere protection plan for $19.99 or a premiere protection plan with ADH for $24.99. The plan covers DirecTV devices, including remote controls, connection/switches, dish antenna, wiring/switches, and dish antenna alignment. It also covers other entertainment devices such as laptops, tablets, TVs, routers, and modems. The plan includes technical support between the hours of 5 AM - 2 AM CT, 7 days a week, as well as on-site repairs and the cost associated with replacing defective equipment.

The DirecTV Protection Plan offers peace of mind and convenience for customers, ensuring that their entertainment systems are always up and running. With multiple options for coverage and enhanced support, the plan allows customers to safeguard their gear and keep their favourite entertainment worry-free.

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The plan may not be worth it if defects occur within the warranty period

The DirecTV Protection Plan is a service contract that guarantees maintenance, repairs, and replacements for DirecTV devices and other critical household systems. The plan includes routine safety checks, equipment upgrades every two years, and technical support. While some people find it valuable, others question its worth, especially if defects occur within the warranty period.

The protection plan is offered to customers during sign-up, and many add it to their service due to its low cost, which is typically around $8 per month for the basic plan. However, it's important to understand what the plan covers and what it doesn't. For example, the plan doesn't cover defects or flaws that occur within the warranty period of the product. In such cases, the warranty would already cover the necessary repairs or replacements, making the protection plan redundant.

Additionally, it's worth noting that less than 20% of DirecTV customers require at least one service call per year. This means that many people who pay for the protection plan may never use it, essentially paying for a service they don't need. While the protection plan can provide peace of mind and convenience, it's important to consider the likelihood of needing the service and whether the cost is justifiable.

Furthermore, it's important to understand that not everything is covered by the protection plan. There are exclusions, such as damage caused by "an act of God," which is an actual term used in the warranty contract. This vague wording leaves room for the company to deny coverage for certain events, which can be frustrating for customers who expect comprehensive protection. Therefore, it's crucial for customers to carefully review the terms and conditions of the protection plan before signing up.

In conclusion, while the DirecTV Protection Plan can offer peace of mind and convenience, it may not be worth the investment if defects occur within the warranty period. Customers should carefully consider their needs, the likelihood of needing the service, and the potential costs before deciding whether to add the protection plan to their DirecTV service. Understanding the coverage limitations and exclusions is essential to making an informed decision.

Frequently asked questions

The DirecTV Protection Plan is a service contract that guarantees maintenance, repairs, and replacements of DirecTV devices and other critical household systems.

The DirecTV Protection Plan covers DirecTV devices, including remote controls, cables, receivers, dish antennas, home theater systems, laptops, TVs, routers, and modems. It also includes technical support and on-site repairs.

The DirecTV Protection Plan costs $7.99 to $8 per month, with options to purchase a premiere protection plan for $19.99 or a premiere protection plan with ADH for $24.99.

The DirecTV Protection Plan can be worth it for people who want peace of mind and worry-free entertainment. It offers protection against defects and flaws, as well as round-the-clock customer support. However, some people feel that it is not worth the investment, especially if issues arise due to circumstances not covered by the plan. Ultimately, the decision depends on individual needs and preferences.

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